The paid-off portion of your mortgage at any point in time is called the __________., a. equity, b. principal, c. down payment, d. line of credit

Answers

Answer 1

Answer:

b is answer i think ..........


Related Questions

Mary is a second year college stundent and wants to earn extra pocket money . she is good in making hand burgers,so she is considering opening up a hamburger stall on weekends at the local flea market near the compus. after investigating, she found the following: she can rent an exclusive site for R300 a day , payable in cash . this site can be rented for 10 hours per day . the existing major competitor in the flea market is selling hamburgers at R15 each. she reckons she will do well if she can sell better quality double cheese burger at the same price. she further decided to rent a fully equipped trailer , custom made for hamburgers stall with all additional accessories e.g signboards, gas ect. the rent is R460 per day. she would like to generate a salary of R500 per day plus an additional R240 per day for her little siister that would like to help her and also earn a little money. Mary further found that the ingredients of 1 hamburger add up to exactly R5. she also decided to rent a sign to fit above the trailer for R500 per day . Mary would like to know: how many hamburgers must she sell per day to cover her cost? motivate your answer by completing the table

Answers

View the picture attached (I will put the rest of the answer here:








We know that each hamburger costs R5 to make, and Mary would like to sell her double cheeseburgers at the same price as her major competitor, R15 each. Therefore, in order to cover her costs, she needs to sell enough hamburgers to generate R2000 in revenue. Since each hamburger is sold for R15, this means she needs to sell 133.33 hamburgers per day:
R2000 ÷ R15/hamburger = 133.33 hamburgers/day
It is good to note that she needs to sell more hamburgers than her competitors, to generate the same amount of money while having additional costs.

Dose stockholders get one vote for each share they own?

Answers

Answer:

Investors with common stock are generally allowed one vote per share they own.

Explanation:

Stockholder voting rights are the privileges granted to shareholders of a company to vote on matters that affect the company, such as the election of directors and the approval of major corporate actions, and to have a say in how the company is run.

Investors who own shares of the common stock of a company usually have shareholder voting rights.

Thus, an investor who owns 1,000 shares of stock may have 1,000 votes to cast.

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explain the two types of tertiary production​

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In economics, the types of tertiary production​ is categorized into:

Personal servicesBusiness services.

What does tertiary production entails in the field?

Tertiary production refers to the service sector of an economy, and it can be divided into two types:

Personal services: This type of tertiary production includes services that are directed at individuals and families, such as healthcare, education, and personal care services.Business services: This type of tertiary production includes services that are directed at businesses and organizations, such as financial services, consulting, and legal services.

As well, personal services tend to be more labor-intensive and face-to-face, while business services tend to be more technology-intensive and impersonal. Both types of tertiary production are important for the functioning of an economy and the well-being of its citizens.

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Based on the analysis of the business environment and barriers to entry market, identify details steps you would take in the first year to help your new restaurant succeed

Answers

Answer:

1. Develop a detailed business plan that outlines the restaurant’s goals, objectives, and strategies.

2. Identify the target market and create a marketing plan to reach them.

3. Secure the necessary funding for the restaurant.

4. Secure a location for the restaurant.

5. Develop a menu that appeals to the target market.

6. Hire a team of experienced and qualified staff.

7. Develop a comprehensive training program for all staff.

8. Develop a comprehensive financial plan.

9. Develop a customer service plan.

10. Develop a system to track customer feedback.

11. Develop relationships with local suppliers and vendors.

12. Develop a system to track inventory and supplies.

13. Advertise and market the restaurant.

14. Develop a system to track sales and profits.

15. Monitor the competition and adjust strategies as needed.

Explanation:

There will be various steps that would be needed to have a restaurant business. That would include knowing the business and having a  plan. This may include its status, cost, how to handle the money, food ingredients, a place as well as the workers.

What is a business?

Business refers to the activity of creating, purchasing, and reselling goods in order to support oneself financially. Many banks provide services, such as financing and specialized business banking supervisors, that are not available to private accounts.

What does it need to start a business and what does it cost?How to set a budget before opening a restauranthandle money for restaurantsmarket study for restaurantspurchasing or leasing land where the business will take place building a restaurant's reputationEmploying workersPreparing the business with ingredients Making sure that the people know about the place

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which one is correct about HRM​

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Human resource management or HRM is a very important factor in any business organisation. HRM means effective and efficient management of the employees working in the company.

What is HRM?

Many business organisations are successful because of the right team and dedicated employees. They consider the employees as one of the greatest assets.

The human resource manager for the HR head of the department needs to be sensitive and understanding toward the problems or aspirations of the employees.

This would help to retain the hard-working and honest employees who would intern give a competitive advantage to the business.

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3. You should always make sure you have a...
Credit card
Direct deposit
Credit line
Budget

Answers

You must therefore make sure we have a budget, goes their suggested remark.

What makes it a budget?

Budgeting comes derived from this same Old French word bougette, which means "small sack." The British treasurer of the Exchequer is referred to as "opening" his budget, or basket of documentation and accounts, when he presents his yearly financial statement.

Who created the budget?

James Wilson delivered a first Indian Budget dated February 18, 1869. Wilson founded The Economist and served as the economic representative of the India Council, which provided advice to the viceroy of India. Karl Marx referred him Wilson as a "economical mandarin of great standing."

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5. On the job, Candice coordinates the work of a small group
of people and acts as a catalyst. Her job title is most likely
a. vice president.
b. middle manager.
c. general manager.
d. team leader.

Answers

The correct option d. team leader, best describe the role of Candice who coordinates the small group of people.

Define the roles of term team leader and its roles?

An professional who directs, teaches, and guides a team of individuals who work as a team is known as a team leader.

This definition states that a team leader must be able to effectively communicate, supervise the work of many others, and resolve any issues that may develop throughout a project. The team leader must ensure that all team members receive the essential information, remove barriers to production, inspire team members, and offer support to the group in order to fulfill their many crucial duties. The job description of a team leader outlines how the leader aids team members in achieving their objectives and adding to the expansion of a business. Team leaders encourage open and productive communication within their workplace and serve as an example to others.

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Select all that apply) Alberto is a prior client, but you are having trouble locating him when you enter his name, phone number and date of birth. How else can you search for Alberto in Appointment Manager?
Using an email address.
Using his full Social Security number.
Using his spouse’s name.
Using a zip code.

Answers

* Using email address
* Using his full social security number

These two answers are correct

The reasoning for my answers is that both of my answers will get you the information needed.

Hope this helps have an excellent day!

One can search for Alberto in Appointment Manager by Using an email address.

What is Social security number?

A social security number, often known as an SSN, is a special identification number used by citizens of the United States and other inhabitants of the nation.

The tool designed to manage your appointments is called appointment manager. With plenty of options, including the ability to specify opening days and hours, lunch breaks, numerous appointments at once, recurring appointments, and search and book services from other providers, it is simple to use, adaptable, and suitable with the majority of business and personal schedules.

Therefore, Option (a) is correct.

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Working with people includes careers such as child care workers, social workers, and doctors.
O True
False

Answers

Answer:

I think false

Explanation:

because basta

False. Working with people does not necessarily include only careers such as child care workers, social workers, and doctors. There are many other careers that involve working with people, such as teachers, counselors, nurses, and customer service representatives.

If $3,000 is invested at 7% for 6 months, how much simple interest is earned? a. $105.00, b. &150.50, c. $180.00, d. $210.00
The answer is d. $210 is wrong

Answers

Answer:  A = $3,105.00  I = A - P = $105.00, hence the simple interest is  $105.00.

Simple interest calculation

Given Data

Principal = $3,000

Rate = 7%

Time = 6 months

Equation:

A = P(1 + rt)

Calculation:

First, converting R percent to r a decimal

r = R/100 = 7%/100 = 0.07 per year.

Putting time into years for simplicity,

6 months / 12 months/year = 0.5 years.

Solving our equation:

A = 3000(1 + (0.07 × 0.5)) = 3105

A = $3,105.00

The total amount accrued, principal plus interest, from simple interest on a principal of $3,000.00 at a rate of 7% per year for 0.5 years (6 months) is $3,105.00.

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the graph at right shows the situation after the u.s. removes a tariff on imports of canned tuna.
A. C.
B. A+B+C+D.
C. A.
D. B+C+D.
Which area shows the loss in producer surplus?
A. B+C+D.
B. A+B.
C. A.
D. A+B+C+D.
Which area shows the loss in government tariff revenue?
A. A.
B. C.
C. A+B+C+D.
D. B+C+D.
Which areas show the reduction in deadweight loss?
A. B+C+D.

Answers

The graph that shows the situation when the U.S. removes a tariff on imports of canned tuna shows that the gain in consumer surplus is B. A+B+C+D.

The area which shows the loss of producer surplus is  C. A.

The area which shows the loss in government tariff revenue is B. C.

The area showing a reduction in deadweight loss is B+D.

What happens when a tariffs are lifted ?

When a tariff is lifted, the price of the good or service usually decreases, which increases consumer surplus. Consumers are able to purchase the same goods and services for a lower price, which results in a larger consumer surplus.

The price of the good or service usually decreases, which decreases producer surplus. Producers receive a lower price for the same goods and services, which results in a smaller producer surplus.

The government no longer receives revenue from that tax. Therefore, government revenue decreases when a tariff is lifted. The market becomes more efficient as the price of the good or service decreases, this leads to a decrease in deadweight loss.

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Please suggest a sampling method to have a sample size of 100 samples from a total of 500 students (in which: 200 Business Administration students, 150 Languages students and 150 IT students). It is required that each member have an equal chance of being selected and that the sample contains enough students from the 3 majors mentioned

Answers

SAMPLING METHOD

One sampling method that could be used to select a sample of 100 students from a total population of 500 students with three different majors (Business Administration, Languages, and IT) is simple random sampling. In simple random sampling, each member of the population has an equal chance of being selected for the sample.

To implement this sampling method, you could follow these steps:

List all 500 students in a table, including their major (Business Administration, Languages, or IT).

Assign a unique number to each student (e.g. 1 to 500).

Use a random number generator or a table of random numbers to select 100 numbers between 1 and 500. These numbers will correspond to the students who are selected for the sample.

Check the list of students to see which students have been selected based on the numbers that were generated. These students will be included in the sample.

This sampling method will ensure that each student has an equal chance of being selected for the sample, and it will also ensure that the sample contains enough students from each major.

Hope This Helps You!

Limitations of direction

Answers

Answer:

Explanation: Managament techniques should be adjusted according to specific circumstances.

one techniques maybe good in one situation but maybe not good in other situation.

principles of management are not static in nature.

management is concerned with the human element in an organization.

What is the primary objective of most businesses

Answers

The objective of most businesses is to maximize profits.
The primary objective of most business is to gain profit while also increasing the number of sales and quality of the product they are selling.

gue which profitability ratio would be the deciding factor if investors were going to invest in an agricultural
co-op.?

Answers

Answer: yes

Explanation:

3. Which of the following is considered inelastic?
O cable television
O designer clothes
O house
O candy

Answers

The correct answer is Candy

When an employee of a business gives
secret information to a non-employee,
this is called
A. insider trading
B. trading
C. closed trading

Answers

When an employee of a business gives secret information to a non-employee, this is called insider trading .Thus, option (A) insider trading is the correct option

Insider trading refers to the illegal practice of using non-public information to gain an unfair advantage in the stock market. In this case, if an employee of a business gives secret information to a non-employee, they would be engaging in insider trading as they are using insider knowledge to potentially profit in the stock market.

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what symptom must be reported to a manger

Answers

vomiting, diarrhea, jaundice, or a fever accompanied by a sore throat

Consider the recorded transactions below.
1. Accounts Receivable
Service Revenue
2. Supplies
Accounts Payable
3. Cash
Accounts Receivable
4. Advertising Expense
Cash
5. Accounts Payable
Cash
6. Cash
Deferred Revenue
Beg. bal
End bal.
Debit
Cash
8,800
1,600
8,800
1,100
2,300
1,200
Credit
8,800
1,600
8,800
1,100
Required:
Post each transaction to T-accounts and compute the ending balance of each account. The beginning balance of each account before
the transactions is: Cash, $2,000; Accounts Receivable, $2,800; Supplies, $260; Accounts Payable, $2,100; Deferred Revenue, $160.
Service Revenue and Advertising Expense each have a beginning balance of zero.

Answers

The beginning balance of each account before the transactions is: Cash, $3,400; Accounts Receivable,$4,200; Supplies, $400; Accounts Payable,$3,500; Deferred Revenue, $300. Service Revenue and Advertising Expense each have a beginning balance of zero.

What are Transactions?

An executed contract between a buyer and a seller to trade goods, services, or financial assets in exchange for money is known as a transaction.

The phrase is also frequently used in business accounting. This straightforward definition might be challenging in corporate bookkeeping.

Depending on whether a corporation utilizes accrual accounting or cash accounting, it may record a transaction sooner or later.

Therefore, The beginning balance of each account before the transactions is: Cash, $3,400; Accounts Receivable,$4,200; Supplies, $400; Accounts Payable,$3,500; Deferred Revenue, $300. Service Revenue and Advertising Expense each have a beginning balance of zero.

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On a business's income statement, inventory affects

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On a business's income statement, inventory affects the balance of retained earnings on the statement of retained earnings.

What is income ?Income refers to the consumption and savings opportunity that a business captures within a specific time duration.Income is difficult to define conceptually and its definition varies from region to region. The term "revenue" generally refers to the transfer of money, property, and other  value received over a  period of time in exchange for services or products. Income is defined according to the context in which the term is used. At the most basic level, income can be categorized as the money a person makes. Income can be received from a variety of areas. Wages, dividends, self-employment, etc. Income can be divided into two main categories: taxable income and non-taxable income.

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Answer: net income

Explanation: just took the quix

Communication which occurs via staff meeting would fall under which
category?
A. horizontal
C. vertical
B. a synchronous
D. Synchronous

Answers

Synchronous communication is the category that would best describe communication which occurs via staff meeting.

What is Synchronous?

Synchronous communication is a type of communication that occurs in real-time. It is a two-way process in which both parties involved must be present and actively participating in order for information to be exchanged. The exchange of information is immediate and occurs at the same time; there is no lag time or waiting period.

Synchronous communication is when two or more people are communicating at the same time, such as in a meeting or face-to-face. Horizontal communication is when communication occurs between people at the same level in an organization, while vertical communication is communication between people at different levels in an organization.

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If the present value of my investment is S9,000 and the rate of interest is 3⅓% compounded annually, what will the value be after 4 years?​

Answers

The value after 4 years will be $10327.71 with the present value of $9000.

What is compound interest?

Compound interest, often known as interest on interest, is the practice of adding interest to the principal amount of a loan or deposit. It occurs when interest is reinvested rather being paid out, resulting in interest being generated on both the principal amount and any accumulated interest over the next period.

What is the investment?

An asset that is developed with the purpose of enabling money to accumulate is essentially what an investment is. The wealth generated can be used for a variety of objectives, including bridging income gaps, saving for retirement, or carrying out certain particular commitments like loan repayment, tuition payment, or the acquisition of other assets.

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Jane plans on making flyers for the church bake sale. But she's running low on printer paper, so she takes home some paper from work to print them out. It's for
a good cause, but is this ethical?
Yes
No

Answers

It is not ethical for Jane to take papers from work to print flyers for the church bake sale. While the bake sale may be for a good cause, it is not appropriate for Jane to use resources from her work for personal gain or for the benefit of a third party.

Using company resources for personal or external purposes is generally considered to be a violation of ethical standards and workplace policies. In most cases, employees are expected to use company resources only for business-related purposes, and any personal use is strictly prohibited. This includes using company resources such as office supplies, equipment, and facilities for personal projects or for the benefit of a third party.

In addition to the ethical concerns, there may also be practical considerations to consider. For example, if Jane takes a significant amount of paper from work, it could potentially impact the company's operations or disrupt the workflow of her coworkers.

Overall, it is important for Jane to act responsibly and ethically in her use of company resources. Instead of taking papers from work, it would be more appropriate for her to purchase her own paper or seek permission from her employer before using company resources for personal purposes.

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Which do you think is the best interest when you save money? Explain your answer.

Answers

When saving money, the best interest would be A. Based on financial goals and risk tolerance.

What determines the best interest when saving money ?

The best interest when saving money will depend on the individual's financial goals and risk tolerance. Generally speaking, the best interest rate on savings accounts is the one that offers the highest return on investment while also being safe and accessible.

It's important to keep in mind that the best option will depend on the individual's financial goals, risk tolerance, and the amount of money they have to save. For short-term goals, a high-yield savings account or a CD may be the best option. For longer-term goals, an investment in bonds or money market funds may be more appropriate. Consult with a financial advisor or a professional before making any decision.

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Options for this question include:

Based on financial goals and risk tolerance. Based on the amount of money to be madeBased on the location of the investment

Which of the following statements about effective global leadership are NOT true?

A. In collectivist cultures, employees typically value their autonomy, and are unlikely to be motivated by fringe benefits and training provided by the employer.

B. High power distance implies that people would be more motivated by teamwork and relations with peers.

C. High masculinity suggests that most people would be more comfortable with the traditional division of work and roles; in a more feminine culture, the boundaries could be looser, motivating people through more flexible roles and work networks.

D. The higher the level of "masculinity" (such as in Japan and Mexico), the more motivated employees were by being given opportunities for high pay, personal accomplishment, and job advancement.

E. Traditional Chinese management style focuses on human-centredness, family-centredness, and centralisation of power.

Answers

High power distance suggests that individuals would be more motivated by group dynamics and peer relationships. As a result, choice (B) is appropriate.

What is global leadership?

Global leadership is the interdisciplinary study of the critical skills that future leaders in all spheres of the personal experience should master in order to effectively become familiar with the psychological, physiological, geographical, geopolitical, anthropological, and sociological effects of globalization.

When a person or people use a global mentality to lead collaborative efforts between various stakeholders through an environmental complexity toward a vision, this is known as global leadership. To enable today's complicated processes of information sharing around the world, global leaders must be able to connect people from different nations and engage them in global team collaboration.

Hence option (B) is accurate.

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If a firm is operating at a point on its long-run average total cost curve where the slope is negative, it
is
O experiencing increasing returns to scale
O experiencing constant returns to scale
O experiencing decreasing returns to scale
O achieving efficient scale
O
making progressively less as it increases its inputs

Answers

A company is enjoying growing returns to scale if it is performing at a position on its long-run total cost average curve at which slope is negative.

What in business is the firm?

A partnership is a for-profit enterprise that often takes the form of a partnership and offers professional services like accountancy or legal counsel. According to the philosophy of the firm, places operate to maximize profits.

Why does "firm" signify "company"?

The phrase "business house" first appeared there in English language in 1744, according to an International Etymology Dictionary. It is said to have originated from the German term Firma, which meant "a firm, name of either a firm" and was derived as from Italian words Firma, which meant "signature," and Firmare, which meant "to sign."

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what is a stock exchange listing?

Answers

Answer:

In corporate finance, a listing refers to the company's shares being on the list or bored of stock that are officially traded on a stock

Explanation:

In corporate finance, a listing refers to the company's shares being on the list (or board) of stock that are officially traded on a stock exchange.

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explain any 2 functions of MBBS doctor.​

Answers

Answer:

Two functions of MBBS doctors are diagnosing and treating medical conditions and providing preventive care. Diagnosing and treating medical conditions involves using medical history, physical examinations, lab tests, and other diagnostic procedures to identify and treat illnesses, diseases, and injuries. Preventive care includes providing advice about healthy lifestyle choices, such as diet, exercise, and stress management, as well as providing immunizations, screenings, and other preventive measures.

Explanation:

Tandang Sora has deposited P33,000 today in an account which will earn 10 percent annually. She plans to leave the funds in this account for seven years earning interest. If the goal of this deposit is to cover a future obligation of P65,000, what recommendation would you make to Tandang Sora?

Answers

If Tandang Sora has deposited P33,000 today in an account which will earn 10 percent annually in which  she plans to leave the funds in this account for seven years earning interest. The  recommendation  i would you make to Tandang Sora is: to  find an account with either a  higher interest rate or deposit a larger sum today.

How to find the face value and the present value?

Face Value = 33,000(1.+.10)^7

Face Value = 33,000(1.1)^7

Face value = $64,308

Aunt Tillie will tend to  only have to make the amount of  $64,308 at the end of seven years based on the given  stated arrangement.

Hence, she will have to  find an account with either a  higher interest rate or deposit a larger sum today.

So, the amount Aunt Tillie should invest today to receive $65,000 after 7 years is calculated as:

Present value  = 65,000 / (1.+.10)^7

Present value  = 65,000 / (1.1)^7

Present value = $33,355.28

Therefore she should find an account with either a  higher interest rate or deposit a larger sum today.

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A 10-K financial report must be filed if a
company has $10 million in
A. assets
B. stocks
C. liabilities

Answers

The answer is a. Assets
Other Questions
William Bradford leader Plymouth colony in 1620 agreed to which document? what was the document example of under what circumstances would a multi-domain structure not be an ideal choice? How did World War II impact the role of women at home? By choosing an appropriate line, use thediagram to estimate the solutions to thesesimultaneous equations:2y = -x +1.5y = 1.5x2.5 9 According to the author of Last Child in the Woods, how did his childhood differ from the childhood ofchildren in his son's generation? Cite evidence from the selection to support your answer. I need help with these 4 problems What is a risk factor for disease? On a certain hot summer's day, 311 people used the public swimming pool. The daily prices are $1.50 for children and $2.00 for adults. The receipts for admission totaled $525 How many children and how many adults swam at the public pool that day? Question 16 of 20 How did Sojourner Truth work to change the public's perception of slavery? A. She spoke throughout the country about her abolitionist views. B. She used her legal status to fight for enslaved people in the court system. C. She ran for public office to have a voice in creating and changing laws. D. She created a newspaper to publish the views of former slaves.Inbox As an ionic solid dissolves in water, the temperature of the solution increases. What best describes the enthalpy and entropy of the solution Hey guys so I NEEEEEED HELP ON THIS MATH QUESTION, so here it is please help me P.S: LIMITED TIME, P.P.S: LIKE IN 40-74 MINUTES!!! HELPThe approximate diameters of Uranus and Mars are listed below:Uranus: 5.1110^4 kilometersMars: 6.7910^3 kilometersHow many times larger is the diameter of Uranus? Write your answer in standard notation, rounding to the nearest tenth. each minute your heart pumps 1.5 gallons of blood around your body. How many pints of blood will your heart pump in a day?PLEASE HELP how to figure out how many data points are in a data set Hundredths 2347 whole hundredths :) How many tenths are in 2,347? How many whole tenths tenths whole tenths D) How many tenths are in 234. 7? How many whole tenths Habib cut out a rectangle that ha a perimeter of 60 inche and a length of 16 inche. They cut out another rectangle that i the ame length and twice a wide 95 POINTS!!! To increase business, the owner of a shoe store is running a promotion in which a customer's bill can be selected at random to receive a discount. When a customer's bill is printed, a program in the cash register determines randomly whether the customer will receive a discount on the bill. The program was written to generate a discount with a probability of 0.15; that is, 15% of the bills get a discount in the long run. However, the owner is concerned the program is incorrect and is not generating the intended long-run proportion of 0.15.The owner selects a random sample of bills and finds that only 12% of them received a discount. A confidence interval for p, the proportion of bills that will receive a discount in the long run, is 0.12 0.05, and all conditions for inference are met.Consider the confidence interval 0.12 0.05.Part A: Does the confidence interval provide convincing statistical evidence that the program is not working as intended? Justify your answer. (3 points)Part B: Does the confidence interval provide convincing statistical evidence that the program generates the discount with a probability of 0.15? Justify your answer. (2 points)Part C: A second random sample of bills is taken that is six times the size of the original sample. In the second sample, 12% of the bills received the discount. Determine the value of the margin of error based on the second sample of bills used to compute an interval for p with the same confidence level as that of the original interval. (2 points)Part D: Based on the margin of error in part C that was obtained from the second sample, is the program working as intended? Justify your answer. Which of the following is a correctly cited anthology?A. Goldoni, Carlo. "The Servant of Two Masters." The Classic Theater. Eric Bentley, New York: Anchor Books. 145-236.B. Goldoni, Carlo. "The Servant of Two Masters." The Classic Theater. New York: Anchor Books. 145-236.Ed. Eric BentleyC. Goldoni, Carlo. "The Servant of Two Masters." The Classic Theater. Ed. Eric Bentley, New York: Anchor Books. 145-236.D. Goldoni, Carlo. "The Servant of Two Masters." The Classic Theater. New York: Anchor Books. 145-236. Eric Bentley Which of the following is NOT a reason that elderly people who are widowed are cohabitating?1 social security checks would cease if they were to remarry2 go to dinner instead of a movie3 trips to fancy hotels where parents play golf and kids attend camp4 donating extra money to charitable organizations A technician performs a medication reconciliation in order to: Select one: Consult the patient Prevent drug errors Diagnose the condition Administer the medication do two rectangle prisms have the same volume? Sometimes, always, never. Pls explain! Giving brainlyst :3