Which type of market is the one in which a person buys their favorite breakfast sandwich at a fast-food drive thru?
A) Product market
B) Factor market
C) Financial market
D) Closed market

Answers

Answer 1

The type of market is the one in which a person buys their favorite breakfast sandwich at a fast-food drive-thru is the Financial market. Thus the correct option is C.

What is Financial Market?

Any market which provides a platform to perform trading activities like buying and selling goods and services by getting something in exchange using various modes of currency is referred to as a Financial market.

It is the market where customers purchase their choice of product as stated in teh question about the purchase of sandwiches from their favorite fast food centers.

Therefore, option C is appropriate.

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Related Questions

you are not liable for damage to property next to a street or highway if in a collision.

Answers

False If you're in a collision that damages any property, you must find out who the proprietor is and give them your information. You can no way be held liable for trying to help someone.

Under the Good Samaritan Law, you can not be held liable for trying to help someone at a business collision if you helped in good faith.   You may get in the way of the exigency labor force or decelerate the business if you stop to see what is going on. Another major problem you could encounter after scraping the bottom of your auto.

The repeated impact of collision damage the oil painting  visage,  discriminational casing, or transmission casing.   Braking too hard and locking the bus. Turning the bus too sprucely. Supplying too important power to the driving bus, causing them to spin. The type of road face and condition affect the vehicle's ability to maintain traction.

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Which of the following would be a consequence in an economy where there is no money?
a. There would be no way to save for the future.
b. There would be no way to borrow.
c. Exchanges would occur more quickly.
d. There would be no more exchange.
e. Exchanges would take longer.

Answers

Exchange is facilitated by money, increasing specialization and production.

Which of the following will lead to a reduction in the money supply in the economy?

The bank collects a borrower's cash when they are repaying a loan. When no new loans are made using this currency, the money supply decreases.

Which of the following functions of money is the most crucial?

a means of exchange.

As a means of exchange for transactions, money serves the most crucial purpose. Without money, all transactions would need to be made through barter, which entails a direct trade in one commodity or service for another.

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A couple's home has an assessed value of $40,000 and a market value of $100,000. What will the tax be if a rate of 5 mills is used

Answers

The correct option is A. A couple's home has an assessed valuation of $40,000 and a market value of $100,000. The tax if a rate of 5 mills is used is $200

Real property tax is based on the assessed value assigned to the property by the municipality's tax assessor (in this case, $40,000) Property tax rates use the mill (or mil) as a base unit. One mill= $1 of tax per year for each $1000 of assessed value. Because there are 40 thousand, 40 x $5=$200 in annual tax. A shortcut method: take the assessed value, remove the last three 0s and multiply by the number of mills of tax ( $40x5mills=$200)n

Property tax is the yearly amount paid by using a land owner to the neighborhood authorities or the municipal agency of his vicinity. The assets consist of all tangible actual estate property, his residence, workplace building, and the assets he has rented to others. The tax is levied through the governing authority of the jurisdiction wherein the assets are positioned. this can be a national government, a federated nation, a county or geographical place, or a municipality. multiple jurisdictions may tax equal belongings.

The real estate tax, also referred to as actual assets tax (RPT), is an annual tax that each property owners need to pay. below sections 197 to 283 of the local government Code, LGUs and municipal governments within the USA are authorized to impose a real assets tax. regularly assets tax is levied on real property. it could be imposed annually or at the time of a real estate transaction, inclusive of in actual estate switch tax.

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Complete Question:

A couple's home has an assessed valuation of $40,000 and a market value of $100,000. What will the tax be if a rate of 5 mills is used?

A. $200

B. $500

C. $2000

D. $5000

What are non-renewable resources give examples explain the advantages and disadvantages?

Answers

The example of non-renewable sources of energy are coal and petroleum, they are easily available but limited in amount.

Non-renewable energy comes from a resource that either cannot be replenished or can only be slowly and naturally replaced. Fossil fuels including coal, gas, and oils would be considered non-renewable resources. Because there is a finite amount of uranium in the Earth's crust, nuclear energy is also viewed as a non-renewable source of energy.

Since fossil fuels are made from the leftovers of dead plant and animal cells, they take millions of years to produce. Fossil fuels should not be squandered since the creation of these fuels in the earth's crust is a lengthy process.

Due to their low cost and labor-intensive production procedure, non-renewable fuels are the main source of all the energy produced worldwide.

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Colleges and universities have historically used graduation ceremonies to launch what type of campaigns

Answers

Colleges and universities have long used graduation ceremonies as a platform to launch inspiring and empowering campaigns.

From commencement speeches that encourage graduates to take risks and strive for success, to initiatives that aim to better the world, college graduations serve as a powerful symbol of the hard work, dedication, and courage it takes to reach the finish line.

As we prepare to honor the newest class of graduates, let us remember that these ceremonies are more than just a celebration—they are a call to action, asking us to give back and strive for greatness.

Graduation ceremonies serve as a powerful platform for colleges and universities to launch meaningful campaigns that will have a lasting impact on their students.

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in the united states today, money includes ______.
A) currency only.
B) deposits at banks only.
C) coins only.
D) currency and deposits at banks.

Answers

In the United States today, money includes currency and deposits at banks.

What is money?Money is an object or verifiable record that is commonly used in a particular country or socioeconomic situation as payment for goods and services and to repay debts such as debts. Taxes are accepted. Money is a commodity that is generally accepted  as an economic medium of  exchange. Money is a medium for expressing prices and values. Money circulates from person to person and country to country, facilitating trade and becoming a major measure of wealth. The characteristics of money are permanency, portability, divisibility, uniformity, finite supply and acceptability. Money is a commodity that is widely used and accepted in transactions in which goods and services are transferred from  person to person. The economist classifies money into his three types: Commodity money, paper money,  bank money. Commodity money is goods whose value functions as monetary value.

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When money is acting as a store of value, it allows an individual to:
A. Exchange goods for other goods/services in the economy
B. Measure value of goods/ services in the economy
C. Transfer dollars, and therefore purchasing power, into the future
D. Trade money for goods/services

Answers

When money serves as a store of value, it enables a person to carry over money and, consequenatly, purchasing power into the future.

What do you mean by purchasing power?

The quantity of products and services that may be bought with a certain amount of money is known as purchasing power. For instance, if someone had gone to a store in the 1950s with one unit of money, they could have purchased more products than they could now, proving that money back then had more purchasing power.

The buying power of that revenue generating decreases if one's income remains constant but prices rise. Since one's income may increase more quickly than the level of prices, inflation does not necessarily mean that one's purchasing power would decrease.

So, The correct option is C.

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g At an interest rate of 6%, you can have approximately $15,000 ten years from now by depositing $1,192.50 every year for the next ten years assuming the deposits take place at the end of each year. True False

Answers

False. At an interest rate of 6%, you can have approximately $16,854.55 ten years from now by depositing $1,192.50 every year for the next ten years assuming the deposits take place at the end of each year.

What is interest rate?

Interest rate is the amount of money that a lender charges a borrower for the use of a loan over a specific period of time. Interest is expressed as a percentage of the principal amount of the loan and is typically paid to the lender in regular installments. Interest rates are determined by many factors, including the creditworthiness of the borrower, the term of the loan, the amount of the loan and the current rate of inflation. Generally, higher risk borrowers will pay higher interest rates than those with good credit ratings. The interest rate on a loan can also change over time as the market interest rates fluctuate.

The total amount of deposits over the ten years would be $11,925.00, and the interest earned would be $4,929.55, giving you a total of $16,854.55.

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What are the 4 goals of marketing?

Answers

The four primary goals of marketing are: increasing brand awareness, driving sales growth, generating leads, and developing loyalty.

1. Increasing Brand Awareness: The primary goal of increasing brand awareness is to make customers recognize a product or service so that when they are looking for a particular item, they will think of the company offering it. It also helps to create trust and loyalty between the customer and the company.

2. Driving Sales Growth: The goal of driving sales growth is to increase the number of sales made. Companies use various tactics like promotions, discounts, and marketing campaigns to get more customers to purchase their products or services.

3. Generating Leads: Generating leads is the process of finding potential customers who may be interested in a company's offerings. Companies use various tactics to generate leads, such as email campaigns, search engine optimization, and social media marketing.

4. Developing Loyalty: Developing loyalty is the goal of building long-term relationships with customers. Companies use loyalty programs, rewards, and customer service to develop a trusting relationship with customers and increase their likelihood of returning in the future.

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When Maddie checked in at the Happy Airline ticket counter for her five-hour economy-class flight to California, the customer service agent explained that hot meals and complimentary cocktails would only be served to business-class and first-class passengers. For that reason, the Happy Airline agent suggested that Maddie pay a small fee to move from economy-class to business-class for the flight. This is an example of Group of answer choices A. a trade-in allowance B. affiliate marketing C. comparison shopping D. Up-selling

Answers

The Correct option is D. For that reason, the Happy Airline agent suggested that Maddie pay a small fee to move from economy class to business class for the flight. This is an example of up-selling.

A cocktail is an alcoholic blended drink. most usually, cocktails are both a combination of spirits or one or greater spirits combined with other components which include tonic water, fruit juice, flavored syrup, or cream. Cocktails vary broadly throughout regions of the arena, and plenty of websites put up both authentic recipes and their own interpretations of older and more famous cocktails.

The origins of the phrase cocktail have been debated (see phase Etymology). the primarily written mention of a cocktail as a beverage seemed within the Farmers cabinet, 1803 within the u.s.. the primary definition of a cocktail as an alcoholic beverage appeared 3 years later inside the stability and Columbian Repository (Hudson, the big apple) on May thirteen, 1806. Historically, cocktail ingredients included spirits, sugar, water, and bitters, but, this definition developed at some point in the 1800s, to include the addition of a liqueur.

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Age, Price, and _____ are the only three positioning criteria that remain constant from year to year

Answers

Age, Price, and reliability are the only three positioning criteria that remain constant yearly.

They consider four buying criteria Price, age, MTBF(  trustability), and positioning. Each member has different price prospects. For illustration, Low-End guests seek affordable detectors, while High-End guests, who need decoration products, and product trustability are willing to pay advanced prices.  

Product trustability is vindicated by dimension. The metric for products that can not be repaired,  similar to light bulbs, is mean time to failure( MTTF). The metric for products that can be repaired,  similar to digital computers, is the mean time between failures( MTBF).

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The investment adviser of the GEMCO Special Situations Fund would find which of the following companies least attractive for the fund's portfolio?
A)
GHI Technologies, whose new microchip devices have caught the attention of the largest manufacturer in the field
B)
JKL Transportation Services, a company preparing to report a profit for the first time in four years
C)
ABC Corporation, whose shareholders have just reelected the current board of directors
D)
DEF Pharmaceuticals, whose application for approval of a new disease-fighting drug will likely be approved by the FDA

Answers

The reelection of the current directors of the ABC corporation will least likely be found as an attractive element in the portfolio of the investment adviser of GEMCO Special Situations Fund. Therefore, the option C holds true.

A portfolio which has been created with the specific purpose of making investments in companies having special situations in their operations will not invest in the ABC corporation if they have reelected their current board of directors. This is because, reelection of the directors is not attractive or a special situation, as it takes place during regular intervals.

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why have tech firms with near monopolies in their own sectors sought to compete with tech firms that have extremly strong, near-monopoly positions in other secots

Answers

When IT corporations decided to join other areas where there were exiting near monopolies, they had access to a lot of cash, well-known status in the industry, etc.

What is monopoly?

According to Chaim Fisher, a monopoly is a market where there is "no competition," which results in a scenario where one person or business is the only supplier of a given good or service.

Tech companies with almost monopolies in one area join markets with nearly monopolized tech because entry barriers are lower and financing is also more readily available. There are several benefits, such as the less certain entry barrel readers of the company's needed transformations and the market that will be formed with the already existing famous.

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How are individuals and economics similar?

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Both individuals and economies must make a decision on how to allocate resources, which is a similarity between both. Economics is the study of scarcity and how it affects how resources are used.

Economics is a social science that examines how products and services are produced, distributed, and consumed as well as the decisions that people, corporations, governments, and nations make when allocating resources. Economists examine how resources are distributed for production, distribution, and consumption on the premise that humans have limitless demands in a world of finite resources. While macroeconomics focuses on the behavior of the economy as a whole on an aggregate level, microeconomics focuses on the decisions made by people and enterprises. Hesiod, a Greek farmer and poet who lived in the eighth century B.C., is one of the oldest economists known to have written about the necessity for effective allocation of labor, resources, and time to combat scarcity.

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What are two goals of the free enterprise system?

Answers

In order to improve freedom, market effectiveness, consumer rights, financial security and stability, and economic opportunity

What is Free enterprise system?An economy where the market, as opposed to the government, sets pricing for goods and services is known as free enterprise or the free market. Alternatively, the term "free enterprise" could refer to a philosophical or legal framework in which the majority of controls over commercial activity come from the private sector.Examples of free entrepreneurship include a private restaurant chain operated without the involvement of the government or a person launching an online business. Market competition, private property, specialisation, voluntary exchange, a price system, and entrepreneurship are some of its traits.A free enterprise system is characterised by private property, economic freedom, financial incentives, competitive marketplaces, and a limited role for the government.

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Nieman Inc., a local retailer, has provided the following data for the month of March: Merchandise inventory, beginning balance $45,700 Merchandise inventory, ending balance $42,100 Sales $263,500 Purchases of merchandise inventory $142,300 Selling expense $15,300 Administrative expense $60,800 The cost of goods sold for March was: $218,400 $145,900 $142,300 $138,700

Answers

Nieman Inc., a local retailer, has provided the following data for the month of March so The cost of goods sold for March was: $145,900

What does Cost of good means?

Cost of goods (COGs) refers to the direct costs associated with the production of a product or service. These costs include the cost of materials, labor, and other expenses directly related to the production of the goods or services. COGs are important to businesses because they provide a measure of the profitability of producing a particular product or service. This information helps the business decide if it is worth continuing to produce the product or service, or if it would be better to look for other options. Additionally, the cost of goods can help a business determine its pricing structure.

What does Service mean?

A service is an act done for the benefit of others. It can include things like teaching, selling a product, or offering physical or emotional support. Volunteer or paid service, direct or indirect, can be provided to individuals, families, or entire communities. Giving time, money, or other resources to those in need is an act of service, as is helping people in other ways, such as providing emotional support or volunteering. Service can be a powerful force for positive change because it can improve the lives of those who receive it.

Explaination:

Cost of goods sold = Beginning Inventory + Purchases - Ending Inventory

Cost of goods sold = $45,700 + $142,300 - $42,100

Cost of goods sold = $145,900

Therefore the correct option is B. $145,900.

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Homebuyers: A. Do not need a stable income B. Move generally every couple of years C. Must pay homeowner D. All of the above

Answers

Homebuyers C. Must pay homeowner. Despite the fact that they are purchasing the house, the previous owner is also receiving a profit from the sale.

It is extensively used in many different industries, such as accounting, programming, games, and medical diagnostics. By employing information from a skill set to resolve problems that would ordinarily require a human expert, an expert system preserves the knowledge of a human expert.

The five key members of the expert system development team are the consultant, the knowledge engineer, the programmer, the project manager, and the end user. The success of their expert system will depend on how well they can work together.

As a result, the website automatically displays real estate listings that fit the homebuyer's preferences utilizing an expert system.

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What are the advantages and disadvantages term life insurance?

Answers

Advantage of term life insurance: financial protection, tax exemption, low premium. Its disadvantages are: the premium can be expensive for old individuals and no cash value components.

A term life insurance policy is the type of non-permanent  insurance: The clients pay a premium for a set length of time, usually between 10 and 30 years, and if they die during that time, their family receives a financial benefit.

Among the advantages of term life insurance are:

- Financial protection to the beneficiaries.

- Exemption from paying income taxes

- Low premium and guaranteed high sum

Among the disadvantages of term life insurance are:

- The premium is expensive for unhealthy and old individuals.

- There is no return on investment or there is no cash value added

- The insured are unable to reap the benefits.

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Under U.S. GAAP, liabilities payable within one year can be excluded from current liabilities only if:

Answers

In accordance with U.S. GAAP, commitments that are due within a year can only be excluded from current liabilities if the business has the capacity to refinance them over the long term and has the intention to do so. The right answer is C.

Current liabilities must always be used to describe obligations that mature within a year. They must be transformed into long-term liabilities if a corporation intends to recognise them as obligations that last longer than a year. They would need to refinance the payable on a long-term basis in order to accomplish so. If they are able to refinance as well as intend to, they will be able to convert their payables to long term. This implies that they won't be able to convert this to a long-term payment if they are unable to secure the necessary cash.

Under U.S. GAAP, liabilities payable within one year can be excluded from current liabilities only if: A) The business intends to refinance the obligations on a long-term basis. B) The business has the demonstrated ability to refinance the obligations on a long-term basis. C) Both a and b. D) Liabilities payable within one year always must be classified as current liabilities.

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Give the Three Types of plans and define each concisely?

Answers

There are 3 types of Business Plans :

1. Operational Planning

This kind of planning often outlines how the business is run on a daily basis. Operational plans are frequently referred to as ongoing or single-use plans. Plans for one-time events and activities are called single usage plans (such as a single marketing campaign). Ongoing plans comprise policies for tackling issues, rules for particular laws, and procedures for a step-by-step process for achieving specified goals.

2. Strategic Planning

A high-level perspective of the entire company is a component of strategic planning. It serves as the organization's fundamental framework and will guide long-term choices. The time frame for strategic planning can range from the subsequent two years to the following ten years. A strategic plan should include a vision, purpose, and values statement.

3. Tactical Planning

Strategic planning is aided by tactical planning. It outlines the organization's intended strategies and methods for achieving the goals set forth in the strategic plan. The scope usually has a time frame of less than a year and divides the strategic plan into manageable parts. Operational plans ask how the organisation will typically carry out something in order to achieve the organization's objective, whereas tactical plans ask specific questions about what has to happen in order to achieve a strategic goal.

Which of the following will be of interest to investors in decision-making?
a. Assessing the company's ability to generate net cash inflows.
b. Assessing management's ability to protect and enhance the capital providers' investments.
c. Both assessing the company's ability to generate net cash inflows and assessing management's ability to protect and enhance the capital provider's investments.
d. Assessing the company's ability to collect debts.

Answers

Investors in decision-making will be interested in both assessing the company's ability to generate net cash inflows and assessing management's ability to protect and enhance the capital provider's investments.

What exactly is net present value?

The term net present value (NPV) refers to the current value of a future stream of payments from a business, project, or investment. To calculate NPV, estimate the timing and amount of future cash flows and choose a discount rate equal to the lowest acceptable rate of return.

Net Cash Flow is the difference between money coming into a company ("inflows") and money leaving the company ("outflows") over a given time period. In the end, all businesses must eventually become cash flow positive in order to continue operations in the foreseeable future.

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Who were Germany's reparations paid to?

Answers

Reparations are typically used to address historical injustices, such as the exploitation of a particular group of people, and to restore some level of justice and equality.

What is reparations?

Reparations are payments made to a group of people in order to compensate them for past injustices or harms done to them. These payments may be made in various forms, including financial payments, policy changes, or the provision of services. Reparations are typically used to address historical injustices, such as the exploitation of a particular group of people, and to restore some level of justice and equality. Reparations are often seen as a way to address the wrongs of the past and to attempt to restore justice. They can also be seen as an acknowledgement of the wrongs that were done, as well as a recognition of the suffering of those affected.

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What are the three 3 key components of a financial budget?

Answers

People, data, and process are the three main pillars that make up a successful budget of Finances.

What is a budget of finances?

Predicting the business's long- and short-term revenue and spending is what is meant by a capital limit in budgeting. The organization may reach its goals in the best way with the support of accurate cash flow estimates.

What does creating a financial budget entail?

Preparing a financial budget include creating a complete budget balance sheet, a cash flow budget, a list of both the company's sources of income and expenses. Depending on how well the organization fits the situation, the appraisal of revenues is carried out either monthly or quarterly.

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Other things held constant, which of the following would tend to reduce the cash conversion cycle?
Answers
Carry a constant amount of receivables as sales decline.
Place larger orders for raw materials to take advantage of price breaks.
Take all discounts that are offered.
Continue to take all discounts that are offered and pay on the net date.
Offer longer payment terms to customers.

Answers

Continue to take all discounts that are offered and pay on the net date. The cash conversion cycle measures how long it takes a business to turn money spent on production and sales into cash.

A statistic known as the cash conversion cycle may also be referred to as the cash cycle, cash-to-cash cycle, cash flow cycle, or cash realization model. It counts the number of days it takes for a business to turn its inventory into sales. Investors can get an idea of how long each dollar that goes toward cost of goods sold is invested in manufacturing and selling items before it is turned into cash. One of the criteria used to evaluate how well management manages working capital is the cash conversion cycle. Working capital refers to the funds utilized for daily activities. This indicator gauges how quickly a business turns money used for operations into cash.

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Which of the following is not an opportunity for effective management in the supply chain?
O accurate "pull" data
O vendor-managed inventory
O bullwhip effect reduction
O local optimization

Answers

The correct answer to the given question about not an opportunity for effective management in supply chain is option d) Local Optimization.

A supply chain is a group of people and businesses responsible for producing a product and getting it to the consumer. The initial link in the chain are the suppliers of raw materials, and the last is the vehicle that transports the finished good to the client. The lower costs and increased productivity that result from an efficient supply network can be used to illustrate the significance of supply chain management. To reduce costs and keep up with competition, businesses improve their supply chains. The aspects of a supply chain include product development, marketing, operations, distribution, financing, and customer support. There are many worldwide supply chains in operation today.

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describes a set of teams and people from disciplines such as marketing and finance that are aligned around the goal of delivering a product or service.

Answers

A tribe describes a set of teams and people from disciplines such as marketing and finance that are aligned around the goal of delivering a product or service.

A tribe is a collective of teams and individuals from a variety of disciplines, such as marketing, finance, and more, that come together to achieve a common goal.

These individuals are dedicated to delivering a product or service that is of the highest quality, and they work together in order to ensure that their success is shared by all.

A tribe is not just a group of people, but a group of passionate professionals who can come together to create something special.

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Setting up an effective nonroutine meeting begins with Multiple choice question. argument. planning. delegation. criticism.

Answers

Setting up an effective nonroutine meeting begins with Planning.  Planning is the first step in setting up an effective nonroutine meeting.It is essential to take the time to plan the meeting carefully in order to make sure that it is productive and successful.

You should consider who needs to be invited, what topics need to be discussed, what resources are needed, and what the desired outcome of the meeting should be. You should also consider the agenda of the meeting and how it should be structured. Questions should be asked in advance to help ensure that everyone is prepared for the meeting.

Finally, it is important to consider how the meeting will be facilitated and who will be responsible for doing so. Planning is a crucial step that must be taken in order to ensure a successful and effective nonroutine meeting.

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Phillip purchased a single family home 10 years ago for $235,000. Since then, he has accrued $85,455 is deducted depreciation. If Phillip were to sell his property today, what would be his adjusted basis

Answers

If Phillip were to sell his property today, his adjusted basis is $149,545.

In accountancy, depreciation is a time period that refers to 2 elements of the identical idea: first, the actual lower truthful price of an asset, together with the lower fee of manufacturing unit gadget each yr as its miles used and put on, and 2nd, the allocation in accounting statements of the unique fee of the assets to durations wherein the assets are used (depreciation with the matching precept).

Depreciation is for that reason the decrease within the fee of belongings and the technique used to reallocate, or "write down" the value of a tangible asset (including device) over its beneficial existence span. corporations depreciate long-term assets for each accounting and tax purposes.

The lower in the price of the asset impacts the stability sheet of a business or entity, and the method of depreciating the asset, accounting-clever, impacts the internet income, and accordingly the income announcement that they record. normally, the fee is allocated as depreciation cost for a few of the durations wherein the asset is predicted for use.

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When you steadily increase banana production and have to give up an ever increasing amount of coal production. This is an example of:

Answers

Answer:

increasing opportunity costs is the answer.

Explanation:

Wheat germ Health food reported the following information Proceeds from issuance of notes payable $13,057 Additions to plant and equipment 5,379 Proceeds from owners 30,957 Proceeds from sales of plant and equipment 1,986 Payments of debt 80,323 Calculate the net cash flow from (a) financing and (b) investing activities for Wheat germ

Answers

The net cash flow from financing activities for Wheat Germ is -$36,309 and the net cash flow from investing activities is -$3,393

Net cash flow from financing activities is the difference between the cash inflows and outflows from financing activities. In this case, Wheat Germ Health Food has reported proceeds from the issuance of notes payable, proceeds from owners, and payments of debt.

Net cash flow from financing activities = Proceeds from issuance of notes payable + Proceeds from owners - Payments of debt

Net cash flow from financing activities = $13,057 + $30,957 - $80,323 = $(-36,309)

Net cash flow from investing activities = Proceeds from sales of plant and equipment - Additions to plant and equipment

Net cash flow from investing activities = $1,986 - $5,379 = $(-3,393)

So the net cash flow from financing activities for Wheat Germ is -$36,309 and the net cash flow from investing activities is -$3,393

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