When was credit first used in America?

Answers

Answer 1

Answer:

Although various methods of estimating creditworthiness existed before, modern credit scoring models date to 1958, when Bill Fair and Earl Isaac created Credit Application Scoring Algorithms, their first credit scoring system.


Related Questions

Sources of American Law
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What do judges consider most important when making a
ruling under this system?

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Answer: judges are obliged to make their rulings as consistent as reasonably possible with previous judicial decisions on the same subject.

Explanation: The Constitution accepted most of the English common law as the starting point for American law. Judges also go among the principles that ruling varies among equal justice, due process, adversary system, and presumption of innocence until proven guilty.

Why did civilizations first arise along the Fertile Crescent

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Answer:

Many civilizations first arose along the Fertile Crescent, due to its abundant access of water.

Americans _____________ want to enter the war.
It about the world war II

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Answer:

In January of that year, one poll found that 88% of Americans opposed the idea of declaring war against the Axis powers in Europe. As late as June, only 35% of Americans believed their government should risk war to help the British.

4. List three ways by which knowledge of mainland culture came to Japan.
i really need help whit this giving alot of points

Answers

Answer:

Explanation:

• Japanese who traveled to China

•Through gifts sent from the mainland to Japan

• From Korean workers who settled in Japan

4. INFERRING Read the following quotation by Laozi.

Then restate the quotation in your own words: "A journey of

a thousand miles begins with a single step. "

Answers

The best way to summarise the main points of an interview is to first emphasise the main points, then rephrase them in your own words while include crucial supplementary information.

To paraphrase is to convey a meaning by using other words to make it more obvious. A paraphrase is different from a quotation since it uses your own words to reiterate the concepts of the source. When you quote, you take four to five identical words from the source and use them in your writing.

1. Determine the main point

Rephrase them in your own words in step two.

3. Include evidence.

It is simpler to rewrite them in your own words once the main idea has been identified, and you can then use the text's supporting details to give them a clearer meaning.

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A riot broke out in Chicago when

a.

George Wallace was nominated for president.

b.

Hubert Humphrey won the Democratic nomination for president.

c.

police officers moved in to stop the demonstration of antiwar protesters during the Democratic National Convention.

d.

Robert Kennedy was assassinated.



Please select the best answer from the choices provided

A.

B.

C.

D

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Richard Nixon, a Republican running for president and a former vice president, defeated his rivals in the 1968 presidential election.

Election for President in 1968. Hubert Humphrey, a Democrat, and George Wallace, an Independent, were defeated by Republican contender and former vice president Richard Nixon in the 1968 presidential election. It's possible that this election, like the realigning election, has led to significant changes in the political landscape. However, it was also tainted by other catastrophes, such as the murder of President Robert Kennedy, one of the Democrats' nominees. Following the social upheaval, questions around American involvement in the Vietnam War, and other related topics all came to a head, significantly disrupting the election scene. Hubert Humphrey, the current vice president, was chosen as the candidate in the 1968 Democratic National Convention, which took place in Chicago, Illinois, from August 26 to August 29, 1968.

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The use of simple and vigorous words in A Farewell to Arms reflects

the harsh and powerful reality of war.
the reality of life during the early 1900s.
the plain and boring nature of battle.
the difficulties of Hemingway’s life.

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The simple and vigorous words used in A Farewell to Arms reflected A. the harsh and powerful reality of war.

What is A Farewell to Arms?

The Italian campaign of World War I is the setting for Ernest Hemingway's book A Farewell to Arms. Hemingway creates believable speech for his characters by using straightforward language and succinct, direct lines. The book is written in the first person by an American named Frederic Henry who is a lieutenant in the Italian Army's ambulance corps.

No matter whose conflict it is, the author wants the readers to recognize how brutal, violent, and useless it is. The author intends to convey the realities of war through the characters' speech patterns, which make it clear whether they are angry, unhappy, and anxious.

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Answer: A

Explanation:

By 1608, Samuel de Champlain (sham PLAYN), had reached
Canada. There, he sailed down the St. Lawrence River from a
trading post in Tadoussac. A trading post is a type of store
set up to trade with Native Americans. At trading posts, people
exchanged European goods for furs. Later, in 1609, Champlain
traveled to what is now northern New York. He reached a large
lake that he named Lake Champlain, after himself. Champlain
was friendly with Native Americans in the area. He even joined
one group, the Hurons, in a war against the Iroquois.
Another explorer, Henry Hudson, arrived in New York in
1609. He was an Englishman sailing for the Netherlands. People
from the Netherlands are also called the Dutch. Hudson sailed
into New York Bay and then up a wide river. That river is named
for him today. You'll read more about Hudson on the next page.
3.
Make Inferences Why might it be important to set up a
trading post? PLS HELP

Answers

Answer: There are a ton of factors. The probable reason why it maybe important to set up a trading post is to export the American riches like Corn, Tomatoes, etc.

Explanation:

They wanted to export these American riches because they didn't have these resources back in European homeland. In exchange for the Native Americans, they traded European riches like wheat, rye, ammunition, weapons, etc, to these Native Americans.

Which of the 5 strategies do you think is most effective at limiting government power? Why?

Options: Bill of rights, Federalism, Popular Sov, Checks and Balances, or Sep. of Powers

Answers

Among the federalism principles, the Checks and Balances is the strategies that is most effective at limiting government power.

Why is Checks and Balances important in limiting government power?

Checks and balances is a system of government in which different branches or levels of government have certain powers to limit the powers of the other branches or levels, in order to prevent any one branch or level of government from becoming too powerful.

It is an important aspect of the Constitution of the United States, and it is designed to ensure that the government remains accountable to the people and that no one branch or level of government becomes too powerful.

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What are the two houses the great compromise and how is the representation made?

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The Great Compromise created two houses of Congress: the House of Representatives and the Senate. In the House of Representatives, representation is based on population, with each state receiving a certain number of representatives based on the size of its population. In the Senate, every state is allotted two senators regardless of population.

how does the reaction of the north and south to the incident reflect sectionalism

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The reaction of the north and south to the incident reflect sectionalism in the sense that first was the issue of slavery, and second was the balance of power in the federal government.

How do the North and the South fit into sectionalism?

Between 1800 and 1850, sectionalism rapidly expanded as the North urbanized, industrialized, and built profitable factories while the deep South focused on plantation agriculture based on slave labor and subsistence farming for low-income white people who did not own slaves.

Long before the war officially broke out in 1861, there was a split. The nation was divided for a variety of reasons, but the two main ones were the question of slavery and the distribution of power within the federal government. The South had a predominance of agrarian societies.

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Read the opening line from a draft of an informative essay. Which is the best revision of the sentence

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Britain greatly expanded trade with China, which increased its opium exports more than five times in the early 1800s.

This revision is the best one because it is clear and concise and it clearly communicates the main idea of the essay, which is the expansion of trade between Great Britain and China in the early 1800s, and how it was driven by opium exports. It also provides a specific number (five times greater) to give an idea of the scale of the expansion. The other options are less clear and more complex. The sentence is written in a simple and easy-to-read structure which makes it easy for the readers to understand.

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Your question is incomplete but most probably the complete question was:

Read the opening line from a draft of an informative essay. Which is the best revision of the sentence? Trade between Great Britain and Japan expanded as opium deals between the nations increased in the early 1800s. Britain greatly expanded trade with China, increasing its opium exports more than five times in the early 1800s. Britain’s expanded trade in opium led to export increases that were five times greater in the early 1800s. Britain greatly expanded trade with China, which increased its opium exports more than five times in the early 1800s.

Answer:

B.) Britain greatly expanded trade with China, increasing its opium exports more than five times in the early 1800s.

Explanation:

I got it right on edge 2023

Which of the following movements most directly led to the Enlightenment?

Scholasticism
Protest Reformation
Catholic Reformation
Scientific Revolution

Answers

Answer: the correct answer is Scientific Revolution

Explanation: I put the reformation protest answer and got it wrong, the i put scientific revolution and got it right

Answer: D. Scientific Revolution

Explanation: The Enlightenment was a significant philosophical movement that took place in Europe during the 18th century.  It was characterized by a focus on reason, individualism, and skepticism towards traditional authority.

The Scientific Revolution, which occurred in the 17th century, was a key precursor to the Enlightenment.  During this period, there were groundbreaking advancements in the field of science, challenging the prevailing ideas and beliefs of the time.  Prominent figures such as Nicolaus Copernicus, Galileo Galilei, and Isaac Newton revolutionized the way people understood the natural world.

The Scientific Revolution marked a shift from the reliance on religious and philosophical theories to the use of observation, experimentation, and empirical evidence to explain natural phenomena.  This new approach to science directly influenced the thinkers of the Enlightenment.

Enlightenment thinkers, also known as philosophers, believed that reason and logic should be the foundation for understanding and improving the world.  They sought to apply the principles of the Scientific Revolution to other areas of society, such as politics, religion, and economics.

By emphasizing reason, the Enlightenment thinkers challenged traditional authority and advocated for individual rights, religious tolerance, freedom of speech, and the separation of powers in government.  They believed in progress and human perfectibility through the application of rationality and the acquisition of knowledge.

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What was germany’s role in the discussions that ended with the treaty of versailles?
a. germany participated in the discussions.
b. germany was excluded from the discussions.
c. germany refused to attend the discussions.
d. germany walked out of the discussions.

Answers

(B) Germany’s role in the discussions that ended with the treaty of Versailles was Germany was excluded from the discussions.

The lack of other significant states also hindered treaty discussions. Up until December 1917, when the new Bolshevik Government withdrew from the war, Russia had participated as an ally. The Bolshevik decision to reveal the wording of covert agreements with the Allies regarding the postwar period and to repudiate Russia's outstanding financial debts to the Allies infuriated the Allies. The new Bolshevik Government was not invited to the Peace Conference because the Allied Powers refused to recognize it. The defeated Central Powers were likewise left out by the Allies (Germany, Austria-Hungary, Turkey, and Bulgaria).

The Treaty of Versailles exposed Germany to severe punitive measures as per French and British wishes. The Treaty mandated that the new German Government give up all of its overseas territories and about 10% of its prewar territory in Europe. It gave the League of Nations control over the coal-rich Saarland and the port city of Danzig (now Gdansk), and it gave France permission to use the Saarland's economic resources up to 1935. It restricted the strength of the German Army and Navy and made it possible for Kaiser Wilhelm II and several other senior German officials to be tried as war criminals.The Germans accepted responsibility for the war and the obligation to provide financial restitution to the Allies under the requirements of Article 231 of the Treaty. In 1921, the Inter-Allied Commission calculated the sum and submitted its results. In addition to the initial $5 billion payment required by the Treaty, they calculated an additional value of 132 billion gold Reichmarks, or 32 billion US dollars. The strict constraints set by the Treaty of Versailles began to be disliked by the German people.

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Answer:

B- Germany was excluded from the discussions.

Explanation:

Why did US foreign policy change between 1920 and 1941?

Answers

US foreign policy change between 1920 and 1941 because economic slump and the rise of militaristic, aggressive regimes in Europe and the Far East were the driving forces behind this quick shift toward attempts to isolate the country from any involvement outside.

What changes occurred to American foreign policy in the 1920s?

Thus, isolationist ideas were implemented in U.S. foreign policy during the 1920s; for example, while being the country to first suggest such global collaboration, the U.S. chose not to join the developing League of Nations. The United States changed their perspective to one of a multipolar world. The fall of communism in Europe in 1989 sparked national self-determination and a balkanization anxiety.

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What was the significance of the Glorious Revolution in England in 1688 that deposed King James II and replaced him with king William and Queen Mary?

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Following this incident, the monarchy in England will never again have absolute control. The regent's authority was first defined, recorded, and constrained with the passage of the Bill of Rights.

Why does the Glorious Revolution matter?

The Glorious Revolution (1688–1689) marked the transition from an absolute to a constitutional monarchy by firmly establishing Parliament as England's and eventually the United Kingdom's governing body.

What was a notable outcome of the Glorious Revolution?

The Glorious Revolution resulted in the creation of an English nation that gave its inhabitants protections and restricted the king's power. The same year that William and Mary ascended to the throne, in October 1689, the 1689

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When Saul escaped from Damascus, he went to: Antioch Tarsus Cyprus Jerusalem

Answers

Saul traveled to Jerusalem after making his way out of Damascus. Therefore, the optimum choice is (D).

What is the significance of Jerusalem?

The Abrahamic religions of Judaism, Christianity, and Islam all regard Jerusalem as a holy city, and it is revered by many different religious traditions. Jerusalem contains some of the holiest sites for all three of these religions, including the Temple Mount, which is revered by all three.

Since the 10th century BC, Jerusalem has served as the Jewish people's ancestral and spiritual homeland, making it the holiest city in Judaism. Classical antiquity saw Jerusalem as the location of God and the center of the universe.

Hence, option (D) is accurate.

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The invasion of _________ by Germany resulted in WW II.​

Answers

Answer:

The invasion of Poland
Answer:
The invasion of Poland

What is your sense of Duke as a university and a community, and why do you consider it a good match for you? If there's something in particular about our offerings that attracts you, feel free to share that as well.

Answers

The assignment requires a personal response about your perception of Duke. As this is something that should show your opinion I can't write your answer, but I will show you how to do it.

What structure should the answer have?Show your opinion about Duke and the community it represents.Show how you believe you would fit in at this university.Show what is positive or negative in your opinion.Show what you want to accomplish by joining Duke.

Your answer must be direct and objective, as this shows that you have very relevant opinions about Duke and can express yourself well, showing your thoughts smoothly and efficiently.

Below you can see an example of how this answer might be written.

I believe that Duke is a very beneficial and progressive institution, as it creates an academic community that generates knowledge and advances that will be very useful for society in general. This kind of community encourages me to study and find ways to apply my studies in the real world, which excites me and makes me look forward to joining Duke shortly. The advantages of this are that I can create not only a good future for myself but for everyone around me.

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What do the 7 Commandments in Animal Farm symbolize in the Russian Revolution?

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The power of propaganda and the flexible nature of history and information when the public is ignorant of the facts are represented by the Seven Commandments of Animalism, written on the barn wall for all to see.

Similar to the Ten Commandments in the Bible, the Seven Commandments of Animalism are an attempt to totally define animal behaviour in order to conform to a moral code. The Seven Commandments are unambiguous and plain, just like the Ten Commandments, and do not allow for interpretation or caveats.

The important events in the play are also used to reflect real-life events. For instance, during the Russian revolutions, animalism stood in for communism. The February Revolution of 1918 was symbolised by the animal uprising against the farmer.

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The first __________ settlers immigrated to what is now the United States in search of political and religious freedom.

Answers

The first European settlers immigrated to what is now the United States in search of political and religious freedom.

The first European settlement in United States

It is estimated that the oldest European settlement in the United States of America is known. The oldest European settlement was founded in September 1565 by a Spanish soldier named Pedro Menéndez de Avilés in St. Augustine, Florida.

Menéndez chose the name colony because he originally saw the site on "28 August, coinciding with St. Augustine's feast day," wrote Patrick J. Kiger to History.

Patrick wrote about it in an article entitled "How St. Augustine Became the First European Settlement in America" which was published on September 29, 2020.

Menéndez's expedition was not the first group of Spanish explorers to try to start a colony in Florida, which Juan Ponce de León claimed for Spain in 1513. Nor was he like other colonists, he was out to find gold or set up trading networks with native tribes.

The ultimate goal for Menéndez was simple: Eliminate French Huguenot invaders who were trying to usurp Spanish claims. In the previous year, the French had established an outpost at Fort Caroline, near present-day Jacksonville.

A French base in Florida posed a potential threat, not only to Spanish territorial claims, but also to the Spanish fleet that sailed from South America and Mexico along the Florida coast, before heading across the Atlantic to Europe.

The Spanish king Philip II wanted the French threat removed, especially since the settlers were Protestants and for Philip, a Catholic, which made them intolerable.

When Menéndez returned to his camp at St. Augustine, the local Indians told him that they saw white men sailing on the south coast of St. Augustine.

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What statement describes Spanish culture after the expulsion of the Jewish and Muslim populations

Answers

The Spanish culture was centered on the Spanish language.

A considerable number of Jews in Spain either converted to Christianity or were expelled as a result of the Alhambra Decree in 1492[1], which was implemented in order to reduce their influence over Spain's sizable converso population and prevent its members from returning to Judaism. The Massacre of 1391 had caused more than half of Spain's Jews to convert to Catholicism. By 1415, perhaps 50,000 more had converted as a result of ongoing attacks. [3] Those who persisted opted to convert in order to avoid being kicked out. Over 200,000 Jews converted to Catholicism as a result of the Alhambra decree and the earlier persecution, while 40,000 to 100,000 were expelled as a result. The Spanish culture was also centered on the Spanish Language.

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Select the correct answer from each drop-down menu.
The
within the United Nations exists to prevent military conflicts between nations. The widespread devastation that World War II caused prompted world leaders to create this UN division, whose main purpose is to prevent war.

Answers

The Security Council is a body inside the UN whose purpose is to stop armed hostilities between nations.

What is United Nations?

The United Nations (UN) is an intergovernmental organization with the explicit goals of preserving world peace and security, fostering goodwill among nations, achieving international cooperation, and serving as a hub for harmonizing national policies.

It is by far the biggest and most well-known international organization in existence. The UN's main office is located in New York City, which is on international soil. There are also UN main headquarters in Geneva, Nairobi, Vienna, and The Hague (home to the International Court of Justice).

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Activity : Imagine that you are reporting the evening news in Rome on the day that the fire is finally put out. Write an account of the events that reports both the facts and the rumors in an unbiased, objective way.

Help please

Answers

just right about what happened and how it started and how it ended and the causalitys and the current state of the area now

How did the war affect women's roles?

Answers

Answer:

Women's roles continued to expand in the postwar era.

Explanation:

Women who remained in the workplace were usually demoted. But after their selfless efforts during World War II, men could no longer claim superiority over women. Women had enjoyed and even thrived on a taste of financial and personal freedom—and many wanted more.

What does it mean if a quarter doesn't have a mint mark?

Answers

Coins in circulation between 1965 and 1967 have no mint markings. The Coinage Act of 1965 erased mint marks in an effort to deter collecting while the Mint worked to satisfy the nation's coinage requirements.

What did Coinage Act 1793 entail?

Congress enacted the "Mint Act" on April 2, 1792, following our victory in the war and the ratification of the new U.S. Constitution. This created the United States' coinage system and the dollar as the country's legal tender. The first coin was made by the Philadelphia Mint in 1793. The United States Congress passed the Coinage Act of 1792 on April 2, 1792, which founded the United States Mint, regulated American coinage, and made the dollar the nation's standard unit of currency.

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research and explain the steps to legally immigrate to America today.

No links
Need this ASAP

Answers

Answer:

The steps to legally immigrate to the United States today include:

Explanation:

1) Determine Eligibility - Determine whether you are eligible to apply for a green card based on family relationship, employment, or another category.

2) Collect Documents - Gather your documents, such as birth certificates, passports, and marriage certificates.

3) Fill Out Forms - Complete the relevant forms, including the Application to Register Permanent Residence or Adjust Status (Form I-485) and the Application for Employment Authorization (Form I-765).

4) Pay Fees - Pay the applicable fees, such as the filing fee and biometrics fee.

5) Submit Application - Submit your application, documents, and fees to the USCIS.

6) Attend Interview - Attend an in-person interview with a USCIS officer. 7) Receive Decision - Receive a decision from the USCIS on your application.

8) Receive Green Card - Receive your green card, if approved.

Ratification was the process of ...
A. Adding new states to the U.S.
B. Making changes to the U.S. Constitution
C. Voting for a new president and vice president
D. Approving and adopting the U.S. Constitution

Answers

Answer:

D. Approving and adopting the U.S. Constitution.

Explanation:

A is wrong because ratification means to approve something, not add. B is wrong because making changes had to come after the Constitution was adopted, or, ratified. C is incorrect because voting for a president and vice president is in the process of an election. D is correct because another synonyms for approving and adopting something is called ratification.

Hope this helps! :)

Why was rationing used during World War II list three items that were scarce during the war?

Answers

Due to the necessity to shift supplies to the war effort, items including canned milk, butter, sugar, and gasoline were rationed. Trade was hampered by war, which reduced the supply of several items.

In times of scarcity, rationing was a way to make sure that food and other necessities were distributed fairly.

After the commencement of World War II, it started with gasoline and then expanded to encompass other products including butter, sugar, and bacon.

With the exception of fruit and vegetables, the rationing system eventually included the majority of goods.

Because everyone was only allowed to purchase a specific number of things, rationing helped transform mindsets and fostered cooperation and sharing in Britain.

It was acknowledged that the government was more concerned with the welfare and diet of its citizens.

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What was the result of the 1980 presidential election what factors allowed this to happen?

Answers

At the outset of the campaign season, taught candidates from various democratic parties described the 1980 election.

At the outset of the campaign season, taught candidates from various democratic parties described the 1980 election. There was a growing Iran crisis. Due of this, America went through a painful period of slow economic growth and rising inflation. Additionally, interest rates were increasing. As a result, this caused unease in both local and international relations. Because Carter was held responsible for a number of issues, including the hostage situation in Iran, it was difficult to determine who would win the presidency. I would argue that some of the elements were that he knew why he was fighting and that he picked his conflicts wisely. Reagan done his research into his beliefs and made sure his assertion could be supported. Reagan had a certain way about him and a charisma that, in all honesty, many people seek for.

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Question 3 of 10How might human resources best make use of a set ofquestionnaires completed during job analyses?A. They might use them to develop a plan to sell thecompany.B. They might use them instead of conducting employeeevaluations.OC. They might use them to recruit workers with additionalexperience.O D. They might compare the level of responsibilities required indifferent jobs at the same level.Apex learning help as fast as possible please What is the poet feeling towards? Can someone help me!!!!!! Question for "like the Sun" by R.K. Narayandid you sympathize with the headmaster after reading sekhar's critique? Explain. Ratification of the Seventeenth Amendment is considered a progressive victory because: Select one:providing for the income tax, it had the effect of redistributing wealth in the United States.making the manufacture and sale of alcoholic beverages illegal, it furthered the progressive goal of moral purity.establishing a regulatory commission for all industry, it furthered the concept of a planned economy.Allowing women the right to voteproviding for the direct election of United States senators, it took their election out of the hands of state legislatures. Phosphoric acid, H3PO4, is produced through the reaction between tetraphosphorus decoxide and water. Write an unbalanced formula equation including physical states for the reaction. The table shows the number of students going on a field trip one chaperone is needed for every 12 students write the cause of population growth in urban area "Love Me Do" was the first recording by The Beatles with George Martin. Who played drums on the original session? HELP NOW PLEASE PLEASE PLEASE!!!! What does it mean to "evangelize" people? Like, does it mean converting them, or does it mean persuading them to pursue evangelism? I really need some help here!!!! What are the intervals of 5? The momentum of an object is determined to be 7.210-3 kgm/s. Express this quantity as provided or use any equivalent unit. (Note: 1 kg = 1000 g Which of the following is not an example of price discrimination by a firm?a. children's meals at a restaurantb. a natural gas company charging customers a higher rate in the winter than in the summerc. a senior citizens' discountd. coupons in the Sunday newspaper Why is water passed through filters made of sand, charcoal, and gravel?A.To remove the floc and the salt that is in the waterB.To increase the water's amount of oxygenC.To treat the water so it doesn't react with metal pipesD.To remove additional particles from the water How does the language of the poem contribute to its meaning? In baseball, each time a player attempts to hit the ball, it is recorded. The ratio of hits compared to total attempts is their batting average. Each player on the team wants to have the highest batting average to help their team the most. For the season so far, Jana has hit the ball 12 times out of 15 attempts. Tasha has hit the ball 9 times out of 10 attempts. Which player has a ratio that means they have a better batting average? Tasha, because she has the lowest ratio since 0.9 > 0.8B) Tasha, because she has the highest ratio since 27 over 30 is greater than 24 over 30C) Jana, because she has the lowest ratio since 0.9 > 0.8D) Jana, because she has the highest ratio since 27 over 30 is greater than 24 over 30 What compromises were involvedin writing the US Constitution? Determining the price elasticity of demand involves all of the following factors, but NOTa. availability of substitutes.b. slope of the supply curve. c. the selling price of the good d. luxuries versus necessities. What could occur if the feedback loop of the knee reflex was cut off at any point along its path? Individuals who live below the poverty line get seriously ill more often thanthose who do not. What could be the hidden variable in this situation?A. These people might not understand that they are sick.B. These people may have to work harder.C. These people might have inadequate health insurance.D. These people might become depressed.