The value I would plug into the equation is 0.085.
The effective interest rate is the interest rate a borrower actually pay on a loan. It is determined by restating the nominal interest rate.
The formula used in determining the effective interest rate is: (1 + n [tex])^{m}[/tex] - 1
Where:
n = nominal interest rate
m = number of compounding
For example, if nominal interest rate is 8.5% and the number of compounding is 2, the effective interest rate is: (1.085)² - 1 = 17.72%
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3. Which is the correct order for making financial decisions? A) put goals in writing, rethink goals if necessary, have a plan of action, set specific goals. B) Be realistic about goals, put goals in writing, implement goals, have specific goals. C) Set up specific goals, put goals in writing , have a plan of action, rethink goals if necessary. D) have a plan of action, set specific goals if necessary
Answer:
B
Explanation:
Setting up realistic goals is key to saving money. Why would you want to save for a car when you are 12? You would rather save to get a new tablet or toy.
Realistic could also mean achievable why would you set a goal that has a low chance of you reaching such as becoming a millionaire and so on.
If+you+believe+you+have+a+60%+chance+of+doubling+your+money,+a+30%+chance+of+gaining+15%,+and+a+10%+chance+of+losing+your+entire+investment,+what+is+your+expected+return?.
Answer:
t low
Explanation:
how many words can the average listener process per minute
Answer:
800 words per minute
Explanation:
he average rate of speech for an American is about 125 words per minute; the human brain can process about 800 words per minute.
Country Kelani has I = $200 billion, S = $400 billion, and purchased $600 billion of foreign assets, how many of its assets did foreigners purchase?
Answer:
$400 billion
Explanation:
options:
A) $0 billion
B)$1,200 billion
C) $200 billion
D) $400 billion
D) $400 billion is correct answer
(Hope this helps can I pls have brainlist (crown)☺️)
what education do you need for high school
Answer:
To teach High School, you need a Bachelors degree.
To graduate it, you have to pass English/Language Arts · Mathematics · Science · Social Studies/History · Foreign Languages · Physical Education
Poppy most likely qualified for a zero interest auto loan because:
A. her credit-to-debt ratio is very high.
B. her credit-to-debt ratio is very low.
C. she applied during a special auto sale.
D. her credit card balance exceeds her current car loan payment.
Answer:
her credits to debt ratio is very low
Poppy most likely to be qualified for a zero interest auto loan because her credit to debt ratio is very low Option(b) is correct.
What is credit to debt ratio?Credit to debt ratio denotes the amount actually owed for revolving credit accounts as merely compared to the value of the credit available to you.
A good credit to debt ratio percentage should be below 30% always as considered which is actually for overall ratio and for a zero interest auto loan means credit to debt ratio is very low.
Therefore Option(b) is correct.
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If the price of tortillas is $1.20 per dozen, how many dozen will suppliers offer for sale?
Answer:
2,500
Explanation:
In 2020, Boris pays a $3,800 premium for high-deductible medical insurance for himself and his family. In addition, he contributes $3,400 to a Health Savings Account. Assume Boris earned $200,000 of net self-employment income. Which of the following statements is true?
a. If Boris is an employee, he may claim $7,200 in deductions for AGI.
b. If Boris is self-employed, he may claim the $3,400 contribution as a deduction for AGI and also claim a for AGI deduction the $3,800 health insurance premium.
c. If Boris is self-employed, he may claim $3,800 in deductions for AGI and the $3,400 contribution as an itemized deduction.
d. If Boris is an employee, he may include $7,200 when calculating his itemized medical expense deduction.
e. If Boris is an employee, he may deduct $3,800 for AGI and may include the $3,400 premium when calculating his itemized medical expense deduction.
Answer:
For 2020, if you've got self-only HDHP coverage, you'll contribute up to $3,550. If you've got family HDHP coverage, you'll contribute up to $7,100. For 2021, if you've got self-only HDHP coverage, you'll contribute up to $3,600.
In most cases, you'll use HSA funds to purchase the subsequent premiums:
Qualified semipermanent care insurance.
Health coverage whereas you're receiving federal or state social insurance.
Continuation of insurance coverage pro re nata beneath federal law, like elapid snake.
Medicare (for those sixty five or older).
For 2021, the bureau defines a high deductible health arrange as any arrange with a deductible of a minimum of $1,400 for a private or $2,800 for a family. Associate in Nursing HDHP's total yearly owed expenses (including deductibles, copayments, and coinsurance) cannot be quite $7,000 for a private or $14,000 for a family.
Explaintion: hope this helps!
Which of the following would be covered by a home insurance policy?
Question 5 options:
Hospital expenses for surgery
Wind damage to your roof
Accidental injury to a coworker on the job
Damage to another person's car when driving
Answer:
2
Explanation:
Wind damage to your roof
What type of promise to pay does a promissory note represent?
Answer:
my left
Explanation:
Answer: unconditional
Explanation: i just got it right
tricia, a supervisor, told her employees, "the store will close monday for inventory and all employees are expected to participate." without knowing how tricia communicated her message, we know it was done
The type of communication is known as downward communication.
Downward communication refers to the flow of instructions, information or messages from a higher level of hierarchy to a lower level of hierarchy in an organization.
Here, the supervisors told her employees that "the store will close monday for inventory and all employees are expected to participate", thus, it is an information from top to down hierarchy.
Therefore, the type of communication is known as downward communication.
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What are junk bonds?
Answer:
a junk bond is an investment in debt. A company or a government raises a sum of money by issuing IOUs stating the amount it is borrowing (the principal), the date it will return your money (maturity date), and the interest rate (coupon) it will pay you on the borrowed money.
the price of a discount bond will increase over time, assuming that the bonds yield to maturity remains constant over time true or false
Answer:
its true
Explanation:
ikaw napo bahala kasi di ko alam
John borrows $100 dollars from ed. They agree that john will pay back the loan in two months at a rate of 10 percent monthly. If john pays back exactly $120, then the interest was.
Since john pays back the amount of $120, then, the interest is known as Simple interest.
The Simple interest is the easiest method of calculating an interest rate on a loan.
However, the compound interest is entails interest derived on a loan based on initial principal and the accumulated interest over period of timeHence, since john pays back the amount of $120, then, the interest is known as Simple interest because the interest is not accumulated.
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In the context of customer relationship management (CRM), _____ requires gathering a lot of information about customers' preferences and shopping patterns.
In the process of gathering such information that are unique to customers, what is required is therefore regarded as: Personalization.
Customers have preferences and taste which determines their shopping pattern. Having a god understanding of what customers want and how their consumption or shopping pattern is helps in customer relationship management to meet customers' satisfaction.
Thus, in the process of gathering such information that are unique to customers, what is required is therefore regarded as: Personalization.Learn more here:
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trini started a new office job and her supervisor trained her for the position. however, her supervisor was not an adequate trainer and left trini with more questions than answers. the supervisor told trini to take the stack of invoices and enter the order numbers, order amounts, and purchase price into the spreadsheet. the supervisor said to let trini to let her know when she was done entering the numbers so she could check trini’s work. trini worked diligently and entered the numbers into the spreadsheet exactly how they were printed on the invoices. when the supervisor reviewed the work, she told trini it was all incorrect. the order numbers had to have a department code attached, the order amounts had to have backorder amounts subtracted, and the purchase prices should not include sales tax. this supervisor lacks
Based on the information given, it can be deduced that the supervisor lacks an appropriate communication pattern, therefore, he lacks communication competence.
Communication competence simply means the degree to which the goals of a communicator are achieved through appropriate and effective interaction.
From the information given, it can be seen that the supervisor lacks an appropriate communication pattern, therefore, he lacks communication competence. His information isn't effectively passed to the subordinates.
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when the government injects money into the economy, consumers may have more disposable income, which may lead to:
Answer: Inflation
Explanation:
Hedging risk involves engaging in a financial transaction that offsets a long position by taking an additional ________ position, or offsets a short position by taking an additional ________ position.
Risk Hedging entails offsetting a long position by taking an additional short position or offsets a short position by taking an additional long position.
Risk Hedging refers to various strategy employed to reduce exposure to an investment risk.
Risk Hedging is when the hedge the risk of one investment by taking an offsetting position in another investment.Hence, the strategy of Risk Hedging entails offsetting a long position by taking an additional short position or offsets a short position by taking an additional long position.
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When you purchase a new computer from apple. Com for yourself to use at school, you are using which model of e-commerce?.
The model of e-commerce i am using is Business to consumer sales (B2C)
B2C is where buying and selling takes place between buyers and retailers without any middle person.
In B2C, online retailers sells products and services to consumers through the Internet. Here, businesses sell products or services directly to consumers online.
Therefore, when you purchase a new computer from apple. Com for yourself to use at school, you are using Business to consumer sales (B2C) model of e-commerce.
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which policy tools are considered automatic stabilizers?
In the fiscal policies of governments, automatic stabilizers are meant to correct and stabilize the fluctuations that arise within the economy of nations. The policy tools that are considered automatic stabilizers are;
A progressive income tax structure Government unemployment benefitsAt times, the economy of a nation might experience shocks and destabilizations. These policy tools listed above are meant to generate taxes from the citizens that would cushion the effects of these shocks.
They help to increase the flow of money in the economy when it is passing through difficulties like recessions.
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which tech company is named after a very large number
And the Answer is:
G o o g l e
what steps must countries take to transition to a mixed-market economy?
Answer:
The steps that contries must take to transition to a mixed-market economy is by first establishing a fair labor market, discouraging all foreign investment and opening up trade to other countries.
a company selling goods subtracts select from sales to determine gross profit.
A company selling goods subtract cost of goods sold from sales to determine gross profit.
Cost of goods sold has to do with the costs of manufacturing a products such as:
Direct material costDirect labor costIn order for a company to know or determine their gross profit for a particular period they will have to deduct their sales from the cost of goods sold.
The formula to determine gross profit is:
Gross profit=Sales -Cost of good sold
Inconclusion a company selling goods subtract cost of goods sold from sales to determine gross profit.
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The _____ must be prepared by the condominium owners association no more than 3 months prior to the date the completed certificate is delivered to the buyer.(a) Condominium Resale Certificate(b) Loan Assumption Addendum(c) Certificate of Reasonable Value(d) Title Commitment Letter
The issue price of a bond is ______. (Select all that apply.) Multiple select question. determined by the company issuing the bonds based on what the market is willing to pay based on a present value calculation determined by the financial advisers
There are different factors that determines the price of a bond. The issue price of a bond is based on what the market is willing to pay.
The price of a bond is usually known by discounting the expected cash flow to the present using a discount rate. The three factors that affects bond pricing on the open market are supply and demand, term to maturity, and credit quality.
The issue price of a bond is often known by the relationship between the interest rate that the bond pays and the market interest rate being paid on the same date. The different ways needed to known the issue price is to know the interest paid by the bond and other factors.
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according to the u.s. constitution, any tax levied by the government must be
Answer:
C. for the common defense or general welfare.
According to Angel Capital Association, the least desirable time to seek angel investment is ______.
A corporate angel investor is often seen from big multinational and do wants a paid position in the venture. According to Angel Capital Association, the best time to seek angel investment are;
when you have existing customers. when you have exhausted other alternatives. when the product is developed or near completion.
Corporate angels are simply known to be former executives from large companies who are known to be been downsized or have taken early retirement.
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When managing in a unionized environment, managers need to remember two words. Bilateral and.
When someone manages in a unionized environment, they need to always remember the words including Bilateral and Proactive.
In a unionized work-environment, the employers must be enter an individual contracts with the employees since union is the bargaining agent for them.
In a unionized work-environment, the employees who are members of a union enjoys greater job security than the nonunion workers.Hence, when someone manages in a unionized environment, they need to always remember the words including Bilateral and Proactive.
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Kristina (41), a freelance photographer, reports a net profit of $50,000 on schedule c, profit or loss from business. This is her only income. How much is kristina's self-employment tax?.
Based on the slab rates for self-employment tax, Kristina's self-employment tax is "$7,650."
What is Self Employment tax?The self-employment tax rate for 2021 is 15.3 percent which is a summation of the 12.4% Social Security tax and a 2.9% Medicare tax on net earnings.
Given that the net profit of Kristina is $50,000
Therefore, the self-employment tax is calculated as
$50,000 × 15.3% = $7,650
Hence, in this case, it is concluded that the correct answer is $7,650
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what are control accounts in accounting??
In accounting, the controlling account is an account in the general ledger for which a corresponding subsidiary ledger has been created. The subsidiary ledger allows for tracking transactions within the controlling account in more detail.