A company is a separate legal entity from its shareholders. Many of the same legal rights and obligations apply to corporations as to people.
What does the word "corporate" actually mean?constituted as an association and given by law the obligations and rights of an individual: incorporated. : pertaining to or becoming a corporation. : of, pertaining to, or being the major corporations of a nation or region taken as a unit.: a strategy to reform the corporate structure.
What role does corporation play?The board of directors of an organization should hold regular meetings, maintain control over the company, and have clearly defined roles as a result of good corporate governance. Additionally, a strong risk management system is ensured. One of the foundational elements of any successful company is corporate governance.
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What are the 3 indicators?
The three most common indicators are:
1. Litmus,
2. Methyl orange and
3. Phenolphthalein.
Now, According to t he question:
What are the 3 indicators?
An indicator is a 'dye' that changes color when it is put in an acid or a base.
The three most common indicators are:
1. Litmus,
2. Methyl orange and
3. Phenolphthalein.
What are the types of indicators?
Type of indicators
Input indicators. These indicators refer to the resources needed for the implementation of an activity or intervention. Process and output indicators. Process indicators refer to indicators to measure whether planned activities took place. Outcome indicators. Impact indicators.Learn more about Indicators at:
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What are the four types of open market operations?
To raise or lower interest rates, the Federal Reserve uses open market operations to buy or sell securities.
What are the various types of open market operations?The purchase and sale of government securities on the open market is known as an Open Market Operation (OMO), hence the name. It is carried out by the central bank of a country (the RBI in India). To inject liquidity into the monetary system, the central bank will purchase government securities on the open market.OMOs are managed by the Trading Desk at the Federal Reserve Bank of New York. The Federal Reserve's ability to buy and sell securities is limited. OMOs are permitted under Section 14 of the Federal Reserve Act.Open market operations are classified into four types.
The primary refinancing activities. are weekly liquidity-providing reverse transactions with a maturity and frequency of one week.Transactions for longer-term refinancing.Fine-tuning operations.Structural support operations.To learn more about open market operations refer to :
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What is an example of experience component with an enterprise platform?
An example of an Experience compo-nent within an enterprise platform is - A system used for process-ing customer pay-ments.
this is a sys-tem where through a mob-ile app when a cust-omer places his order, he makes pay-ment for that places order.there are var-ious components in an enter-prise plat-form.one such is an experience com-ponent.this forms an essential and inte-gral part of the enter-prise platform.this enables a smooth running of inter-action between the enter-prise platform and cust-omers.What is an enterprise platform?Enterprise Platform is a gro-up of techno-logies & tools that are us-ed as a base upon which other app-lications, processes or techno-logies are deve-loped.
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as the global market for sunscreen products with a high spf has become extremely competitive in recent months, block-it sun products newly appointed cfo believes the company should address its minimum efficient scale and attempt to lower it. what is a consequence of a low minimum efficient scale?
A low minimum efficient scale may leads to decline the market share of Block-It Sun company and also its revenue.
What is revenue?Revenue, which is determined by multiplying the average sales price by the quantity of units sold, is the money made from regular business operations in ordinary course of economic activity.
The gross income of gross revenue figure is used to calculate net income by deducting revenue nature nominal account expenses & losses of particular accounting period. Sales are another name for revenue in the income statement.
Thus if the company made a low minimum efficient scale then the production as well as market share both will decline and lead to lower revenue.
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ground up has costs of $26 per unit ($18 variable and $8 fixed) to produce its bone meal vitamins, which normally sell for $38 per unit. a foreign wholesaler offers to purchase 5,000 units at $21 each. ground up would incur special shipping costs of $2 per unit if the order were accepted. ground up has sufficient unused capacity to produce the 5,000 units. if the special order is accepted, what will be the effect on net income?
If a special order is approved, the statement claims that there would be a $5,000 increase in net income.
What does become a wholesaler mean?Two different business models could be considered wholesale. A company may purchase products in bulk straight from manufacturers, store them, and then resell them. Alternatively, this term "wholesale" can refer to companies who manufacture its own products and distribute them directly to merchants, who in turn sell goods to consumers.
Briefing:Giving the following information:
Unitary variable cost= $18
Offers for special purchases of 5,000 pieces at $21 each.
If the order is accepted, special shipping for the dryer will cost $2 per unit.
We won't factor in the fixed costs because it's a special offer but there's capacity that's not being used.
We must compute the overall contribution margin in order to ascertain the impact on income.
Units sold x total contribution margin (selling price - unitary variable cost)
Total contribution margin= 5,000*(21 - 20)= $5,000
Effect on income= $5,000 increase
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Fujiko owns and operates a local bakery, Fujiko leading when she
-checks how much flour is in stock so that she can order the needed amount on this week's supply purchase.
-assures a distressed customer that his child's birthday cake can ready a day earlier than planned.
- learns the new state health regulations and then reviews her bakery's policies to uphold the highest clearing and safety standards
-quickly adapted to offering curbside service during the COVID19 pandemic so that she did not have to lay off any workers.
Fujiko owns and operates a local bakery, Fujiko leading when she Quickly adapted to offering curbside service during COVID-19 pandemic so that she did not have to lay off any workers
As a result of government-issued stay-at-home orders, the COVID-19 pandemic has forced consumers to change their shopping habits in a matter of days.
Consumers are looking for new ways to get the products they require, and as they become accustomed to these new conveniences, behaviors and expectations are expected to persist in the long run.
Curbside pickup has grown in popularity among consumers due to its low contact and high convenience, and early indications indicate that it may be here to stay.
To avoid delivery delays and lower delivery costs, many retailers began to offer BOPIS and curbside pickup as alternatives.
Fujiko owns and operates a local bakery, Fujiko leading when she Quickly adapted to offering curbside service during COVID-19 pandemic so that she did not have to lay off any workers.
That would not only beneficial for the customers also to her
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How Is Consumer Behavior Changing?
Required Materials
Word processing software
In this activity, you’ll watch a video related to how, after a major recession, our culture changed, and with it consumer behavior. Then, write a newspaper column giving tips for consumers based on the Ted Talk and what you have learned in the Unit.
Step 1: Watch the Videos
Watch the following Ted Talk:
John Gerzema: “The post-crisis consumer.”
Step 2: Write Newspaper Advice Column
Now you will write a newspaper article entitled, “Tips for Consumers”. In it you want to give advice on how to make the best decisions when it comes to purchasing.
Imagine that you had interviewed John Gerzema and quote him in your article at least twice. Be sure that your article discusses the following:
Researching big purchases
Buying durable products
Avoiding impulse buying by delaying purchasing for a day or more
The way that Consumer Behavior Changing is that: although consumer behavior is constantly changing and evolving, the current alterations have had a huge impact on business. Numerous factors, such as circumstance, psychology, environment, marketing, personal, family, and culture, can influence consumer behavior.
What alterations have been made to consumer behavior in recent years?While some consumers are returning to in-store purchasing, consumers continue to spend on non-essential things in an excitement to test new brands and websites. New customer tastes and contemporary buying habits are having a significant impact on sales across a number of industries.
Therefore, Due to the explosion of ecommerce over the past few years, consumer behavior has undergone a significant transformation. Online buying was already starting to overtake traditional retail shopping as customers' preferred method of shopping, and this trend further grew during the global pandemic.
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a new security system has a price-tag of $8,000, but should save your company $3,600 each year for the next 10 years in reduced thefts. what is the profitability index of the security system? use a discount rate of 10.7%.
To calculate the profitability index of the security system, you can divide the present value of the future cash flows by the initial investment. The present value of the future cash flows can be calculated using the formula.
What is the calculation for the question?Present value = cash flow / (1 + discount rate) ^ number of periods
In this case, the present value of the $3,600 in annual savings for 10 years would be:
Present value = $3,600 / (1 + 0.107) ^ 10
= $3,600 / 1.107 ^ 10
= $3,600 / 2.622
= $1,362.40
The profitability index can then be calculated by dividing the present value of the future cash flows by the initial investment:
Profitability index = $1,362.40 / $8,000
= 0.17
This means that the security system has a profitability index of 0.17, which indicates that it is expected to generate a return of 17% on the initial investment over the 10-year period.
What is the Profitability Index?The profitability index (PI) is a measure of the expected return on an investment relative to its initial cost. It is calculated by dividing the present value of the future cash flows generated by the investment by the initial investment cost. The present value of the cash flows is determined by discounting them to reflect the time value of money, which means that future cash flows are worth less than an equivalent amount of money today.
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a key business decision in your sporting goods manufacturing company is determining what suppliers to use for your raw materials. how can you determine if a manager in charge of selecting suppliers is making the best choice?
Choosing the raw material suppliers used by your athletic goods manufacturing business is a crucial business choice.
Which material do you mean?The material from which anything is created or constructed; a constituent or constituent stuff. Source material enough information for a book in the form of facts, notes, etc. that what a finished book may well be based on or drawn from.
Why are materials crucial?Many technologies, including those in the fields of medicine and health, information and communication, national security and space, transportation, construction elements, arts and literature, textiles, hygiene, agriculture and food science, and the environment, have benefited from the development of materials.
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Timothy is planning the pricing strategy for his company’s products. He is directed by the management to add a premium (amount added to the actual market price of a product) to the price of their product. How can Timothy justify this premium price to the customer without making them feel cheated?
Offer a discount after selling the product for a significantly higher price (than the going rate) to help the customer understand the higher price without having them feel taken advantage of.
Define a pricing strategy.A company can use a variety of pricing strategies when marketing a good or service. In order to choose the most effective pricing strategy, senior executives must first evaluate the company's price position, pricing segment, pricing capacity, and competition's pricing reaction strategy. A pricing strategy is a technique or method for figuring out what a good or service should cost. It helps you set pricing that maximize profitability and shareholder value while taking consumer and market demand into account.
Various pricing tactics include:
Pricing at cost plus. Pricing that is competitiveprice-skimming, penetration pricing, value-based pricingTo know more about pricing strategy, visit:
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The basic principle of activity based costing is a(n)
The basic principle of activity based costing is a products consume activities. Fixed costs and variable costs are the two different types.
Any system for allocating costs to a component of a firm is referred to as costing. Costing is often used to establish expenses for customers, distribution channels, personnel, geographical regions, product lines, processes, subsidiaries, and entire businesses. The four main categories of costs are fixed costs, variable costs, direct costs, and indirect costs. Costing is how an entrepreneur determines how much it costs to produce or sell each unique product. a fair and competitive price for the product to be set.
The various production costs that a company incurs are tracked, recorded, and analysed using cost accounting. Material, labour, and overhead expenditures make up the three primary components of these expenses.
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What does a tax deduction reduce?
Tax deduction reduces an individual's tax obligation by lowering their taxable income.
Before figuring out how much tax you owe, deductions might lower your income. The amount of tax you owe is decreased by a deduction because it decreases your taxable income rather than by lowering your actual tax. The tax rate determines the value of a tax deduction.
A tax professional can helps to sort through the intricacy and decide whether to claim a credit, deduction, or both. Deductions and credits can be limited by the income, so picking one over the other can be tough.
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What are the 5 components of an effective research question?
The 5 components of effective research are clarity, relevance, specificity, feasibility, and originality.
Effective research is research that is well-planned, well-executed, and able to answer the research question being asked.
To be effective, research should also be rigorous and unbiased, and should use appropriate methods to collect and analyze data.
An effective research study should also be well-documented, with clear and detailed methods and results that can be replicated by other researchers.
There are several vital components that make up an effective research question. Here are five of the most important:
Clarity: The research question should be clear and concise and accurately reflect the focus of the research.Relevance: The research question should address a topic relevant to the field of study and of interest to the researcher.Specificity: The research question should be specific enough to be answered through the research process.Feasibility: The research question should be feasible to answer within the given time and resources.Originality: The research question should be original and add to the existing knowledge in the field.Learn more about the components of effective research at
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in year 1, the company had fees earned of $520,600, operating expenses of $338,390, and operating income of $182,210. in year 2, the same company had fees earned of $674,350, operating expenses of $472,045, and operating income of $202,305. what percentage has operating income increased or decreased as a percentage of revenue?
The operating income as a percentage of revenue has decreased by 5%. It has decreased.
How do you calculate the percentage of operating income?To find the percentage change in operating income as a percentage of revenue, we need to first calculate the operating income as a percentage of revenue for both years.
In year 1, the operating income was $182,210 and the fees earned were $520,600, so the operating income as a percentage of revenue is:
(Operating income / Fees earned) * 100% = (182,210 / 520,600) * 100% = 35%
In year 2, the operating income was $202,305 and the fees earned were $674,350, so the operating income as a percentage of revenue is:
(Operating income / Fees earned) * 100% = (202,305 / 674,350) * 100% = 30%
To find the percentage change in operating income as a percentage of revenue, we can subtract the operating income as a percentage of revenue for year 1 from the operating income as a percentage of revenue for year 2:
(30% - 35%) = -5%
This means that the operating income as a percentage of revenue has decreased by 5%.
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Which control tool is used for identifying and measuring specific performance gaps and areas for improvement?
The control tool is used for identifying and measuring specific performance gaps and areas for improvement Using the Nadler-congruence Tushman's model, performance gaps in an organization can be found. It is founded on the idea that a company's performance is influenced by its work, people, structure, and culture.
Performance evaluations, 360-degree feedback, key performance indicators (KPIs), and metrics. Frameworks for performance management, reward and recognition programs, management by objectives (MBO), etc.
Plans for individual growth (PDP).the Nadler-congruence Tushman's model, performance gaps in an organization can be found. It is founded on the idea that a company's performance is influenced by its work, people, structure, and culture.
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How does the worker nodes in Kubernetes are related with master node Mcq?
The node that organises and controls the group of worker nodes is referred to as the master node. This sort is comparable to a Kubernetes cluster.
What is Kubernetes used for MCQ?For managing containerized workloads and services, Kubernetes is a portable, adaptable, open-source platform that supports declarative configuration and automation.It is well knowledge that a Docker image creates runtime containers and that Docker manages the lifespan of containers. However, Kubernetes is employed because these distinct containers need to interact. Therefore, containers are created by Docker, and they interact with one another using Kubernetes.A group of machine parts known as nodes make up a cluster of containers. In order for the containers operating on the nodes to interact with one another, clusters launch specialised routes. The Kubernetes API server is hosted by the container engine rather than the Kubernetes API server.Learn more about Kubernetes refer to ;
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all of the following influence job income except _____________________________.
all of the following influence job income except opportunity cost.
When economists refer to the “opportunity cost” of a resource, they mean the value of the next-highest-valued alternative use of that resource. If, for example, you spend time and money going to a movie, you cannot spend that time at home reading a book, and you can't spend the money on something else. Opportunity cost is an economics term that refers to the value of what you have to give up in order to choose something else. benefit that someone could have gotten but gave it up for an alternative route. Benefit- an advantage or profit gained from something.
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Managing quality includes all of the quality assurance activities plus product design and process improvements.
a. True
b. False
The statement, "Managing quality includes all of the quality assurance activities plus product design and process improvements." is true.
In the current business scenario, quality may be generally defined as the degree to which a good or service satisfies or exceeds the expectations of a client. Establishing a quality policy, coming up with and putting into practice quality planning and assurance, as well as quality control and improvement, are all included in quality management.
When it comes to the real qualities of the product, design quality is the standard that a product possesses. Process quality, or producing goods without flaws, is the capacity of the organization to provide a thing or service with excellent quality at every stage of the process.
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selected current year company information follows: net income $ 16,253 net sales 715,855 total liabilities, beginning-year 86,932 total liabilities, end-of-year 106,201 total equity, beginning-year 201,935 total equity, end-of-year 126,351 the return on total assets is: (do not round intermediate calculations.)
for the following question, the return on the total assets at the end of the year will be 6.23%
What are net sales and net income?Net sales are your entire sales revenue minus allowances, discounts, and refunds. Your profits are your net income. It equals your net sales once all expenses have been subtracted and any non-sales revenue has been added.
Briefing:total assets of beg = Beg Liabilities + Beg SE
total assets of beg = 86,932 + 201,935 = $288,867
Total Assets of END = End L + End SE
Total Assets of END= 106,201 + 126,351 = $232,552
RETURN ON total assets = EBIT / Total Net Assets
Where EBIT = Net Income + Interest Expense + Taxes
= 16,253 / [(288,867+ 232,552) / 2] = 6.23%
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A top-down strategic plan generally takes place in which type of organization?
A top-down strategic plan generally takes place in organization with high centralized.
Top-down analysis refers to using all relevant elements as a foundation for decision-making.
The top-down method looks for the overall picture and each of its parts. The motivation behind the finished result is typically provided by these elements.
Top-down is commonly associated with the word "macro" or macroeconomics.
Planning a company's strategy is frequently a top-down process. Senior executives draught plans, which are subsequently passed down to managers who supervise their execution among staff members. Despite how widespread this strategy is, there are dangers.
A top-down strategic plan generally takes place in organization with high centralized.
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green, cpa, was engaged to audit the financial statements of essex co. after its fiscal year had ended. the timing of green's appointment and the start of fieldwork made confirmation of accounts receivable by direct communication with the customers not feasible. however, green applied other procedures and was satisfied as to the reasonableness of the account balances. green's auditors' report most likely contained a(n)
The report from Green's auditors most likely included a qualified opinion.
How Do Financial Statements Work?The report from Green's auditors most likely included a qualified opinion. When the financial statements are discovered to be materially misstated or when the auditor is unable to form an opinion owing to a scope limitation, the auditor will provide a qualified opinion.In the case of Green, it was unable to get in touch with the clients directly due to the scheduling of the appointment and the beginning of fieldwork. As a result, Green was unable to verify the accounts receivable by speaking with the clients directly.A description of the scope restriction that prevented the auditor from forming an opinion as well as a description of the procedures used by the auditor to obtain a reasonable level of assurance about whether the financial statements were free of material misstatement would both be included in Green's qualified opinion.Additionally, the qualified opinion would state that there may be major misstatements in the financial statements.To learn more about audit the financial statements refer to:
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What are the things that you should do when you are approaching an intersection?
Drivers are required to yield to oncoming traffic approaching from the right at intersections without a stop sign or traffic signal. Always give way to oncoming cars in the roundabout and to pedestrians crossing at the crosswalks. When there is a space in the flow of traffic, enter.
All cars are required to stop at a four-way stop. The first car to arrive at the crossroads shall proceed. Motorists on the left must yield to the driver on the right if two cars arrive at the junction simultaneously. If you're facing each other, move cautiously while keeping an eye out for potential turns.
Intersections are where most collisions occur. Being ready to stop is the cardinal rule while approaching an intersection. You might need to slow down sometimes because of it.
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Companies that develop and maintain strong employee relations:
a. build indifference to the organization's goals.
b. erode employee involvement.
c. enjoy lower turnover rates.
d. face low employee morale.
Companies that develop and maintain strong employee relations enjoy lower turnover rates. The Option C is correct.
What is a Turnover rate?A turnover rate means the percentage of employees leaving a company within a certain period of time. A high turnover rate can be costly to an organization because the departing employees frequently need to be replaced.
For hiring managers, filling of open positions can be a time-consuming activity and leaving the critical positions open for too long can have negative effects on an organization. For this reason, most companies strive to avoid high turnover rates.
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Match each statement to the recruiting approach that it best depicts.
1. May increase employee engagement and commitment.
(Click to select) Internal recruiting External recruiting Hybrid recruiting
2. A recruiting approach that may rely on partnerships with universities.
(Click to select) Internal recruiting External recruiting Hybrid recruiting
3. Often relies on potential applicants’ social media presence.
(Click to select) Internal recruiting External recruiting Hybrid recruiting
4. May be thought of as "taking back" former employees.
(Click to select) Internal recruiting External recruiting Hybrid recruiting
5. Locates potential applicants through company-wide announcements, employee profiles, and/or informal nominations from managers.
(Click to select) Internal recruiting External recruiting Hybrid recruiting
6. Taps into existing employees’ social networks outside the organization.
(Click to select) Internal recruiting External recruiting Hybrid recruiting
May increase employee engagement and commitment is in Internal recruiting.
A recruiting approach that may rely on partnerships with universities - External recruiting. Often relies on potential applicants’ social media presence - External recruiting May be thought of as “taking back” former employees - hybrid recruiting Locates potential applicants through company-wide announcements, employee profiles, and/or informal nominations from managers - internal recruiting .Taps into existing employees’ social networks outside the organization -hybrid recruitingThe process of having to hire someone from your current staff for a new or vacant role is known as internal recruiting. External recruitment occurs when a company hires candidates who aren't currently employed by the company. The mixture of virtual and in-person recruiting strategies as a part of a comprehensive talent management strategy produces better results than either approach alone.
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Select a player from the dropdown, for each definition. Players CEO and CFO Creditor Definitions Financial institution or supplier that lends money to the company. Chief executive officer and chief financial officer who have primary responsibility for the information presented in financial statements. Manager of pension, mutual, and endowment funds that invest on the behalf of others. Securities and Exchange Commission, which regulates financial disclosure requirements. A company that gathers, combines, and transmits (paper and electronic) financial and related information from various sources Adviser who analyzes financial and other economic information to form forecasts and stock recommendations. Individual who purchases shares in companies. Independent CPA who examines financial statements and attests to their fairness. Financial analyst Independent auditor Information service Institutional investor
CEO and CFO: Chief executive officer and chief financial officer who have primary responsibility for the information presented in financial statements.
Creditor: Financial institution or supplier that lends money to the company.
Manager: Manager of pension, mutual, and endowment funds that invest on the behalf of others.
Securities and Exchange Commission: Regulates financial disclosure requirements.
Information service: A company that gathers, combines, and transmits (paper and electronic) financial and related information from various sources
Financial analyst: Adviser who analyzes financial and other economic information to form forecasts and stock recommendations.
Individual: Individual who purchases shares in companies.
Independent CPA: Independent certified public accountant who examines financial statements and attests to their fairness.
Independent auditor: Independent certified public accountant who examines financial statements and attests to their fairness.
Institutional investor: Manager of pension, mutual, and endowment funds that invest on the behalf of others.
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What is the best definition of life cycle?
Life cycle is the series of stages of form and activity through which a living thing passes from a beginning stage in one individual to the same stage in its offspring.
A biological life cycle is a sequence of form changes that an organism goes through before reverting to its initial state. The idea is similar to those of life history, development, and ontogeny, but it is different from them in that it emphasizes renewal. Growth, asexual reproduction, or sexual reproduction are all examples of form transitions.
Throughout the life cycle of some organisms, different "generations" of the species succeed one another. The life cycle of plants and many types of algae has two multicellular stages and is known as an alternation of gene.
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What is it called to transfer data from one computer to another?
The exchanging of data files across computer systems is referred to as file transfer. File transfer is the act of copying or copying a file from one machine to another, according to Techopedia.
What is a transfer example?Instantaneously transfer it from the container to a bottle. When Julie found out she had to change planes in Los Angeles, she was a complete mess. If I didn't will have explain why I was leaving so quickly, I would relocate out of this place.
Why does a transfer at work entail?A transfer is when an employee moves from one position, section, department, shift, plant, or job to another at the same or a different location while his compensation, status, and responsibilities remain the same.
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if you are the coo of barcelona, then given the description of the work environment, what type of people might you be seeking to hire with regard to dimensions of fit? check all that apply. strong person-geographic fit strong person-job fit strong person-organization fit strong person-group fit
If you are the COO of Barcelona, then given the description of the work environment, the type of people that we might be seeking to hire with regard to dimensions of fit will be c) Strong person-organization fit, d) Strong person-geographic fit
In the field of business, a person-organization fit occurs when the way of thinking, moral values or goals between the person and the organization relate to each other. As the COO of Barcelona, you need to check the dimension that the hire has a person-organization fit. Only then will the person be determined to work better.
Also, a strong person-geographic fit is important because a person who stays away from the workplace will not be able to give his full to the job because of all the travel.
Although a part of your question is missing, you might be referring to this question:
If you are the COO of Barcelona, then given the description of the work environment, what type of people might you be seeking to hire with regard to dimensions of fit? Check all that apply
a) Strong person-group fit
b) Strong geographic-group fit
c) Strong person-organization fit
d) Strong person-geographic fit
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How can migrating to an enterprise platform solution help a business improve employee productivity according to brainly in?
Migrating to an enterprise platform sol-ution help a business imp-rove employee product-ivity by allow-ing all employees to access and sha-re the same stored data fast-er.
Project frame-works are a collection of inter-connected software systems with a variety of capa-bilities and the ability to use com-mon data. By sav-ing represent-atives time to focus on import-ant busi-ness duties, the process can be ea-sier.
If the data is sha-red it will be a great deal of time and avo-ids manual mistakes. The inform-ation is access-ible at any mo-ment since it is saved on-line. It bo-osts the over-all effective-ness of the personnel data-base administration proce-dure. Further switch-ing to such an arrange-ment helps an organisation increase work-er efficiency.
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suppose you have taken out a $125,000 fully-amortizing fixed rate mortgage loan that has a term of 15 years and an interest rate of 6%. after your first mortgage payment, how much of the original loan balance is remaining?
Following your initial mortgage payment $124570.18 of the initial loan sum is still owed.
What do mortgage payments entail?The standard four dimensions of such a mortgage payment were interest, interest, taxation, and insurance. The primary component is the sum that is subtracted from your remaining loan balance. Interest is a cost of borrowing money. the amount of interest determined by the balance of your loan and the interest rate.
Do you make monthly mortgage payments?When you get a mortgage to buy or renovate a property, you borrow money. You make a consistent monthly payment against this loan. With every transaction you make, a piece of the principal balance and a piece of the interest will be paid off.
Briefing:PV =$125000
t=15 years
r=6% monthly,
PMT=PV*(r/n)/(1-(1+r/n)^∧ (-n^* t))
=125000^⋆ (0.06/12)/(1-(1+0.06/12)^∧ (-12^⋆ 15))
PMT =$1054.82
Loan balance *(r/n)=125000*(0.06/12)
=$625
first payment = monthly payment - interest portion
= 1054.82-625
= $429.82
loan remaining = loan amount - principal payment
=125000-429.82
=$124570.18
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