What is a monthly payment factor?

Answers

Answer 1

Once final principal and interest are calculated, monthly factor rate payments are found simply by dividing the entire final repayment amount by 12.

In economics, what does the word "interest" mean?

Interest is the cost of borrowing money and is typically expressed as a percentage, like an annual percentage rate (APR). Lenders may charge interest for the use of their funds, or borrowers may charge interest for the use of those funds.

What do you mean by interest?

Interest is the cost of borrowing money or the fee you charge to lend it. Most frequently, interest is shown as an annual percentage of the loan amount. The interest rate for the loan is denoted by this proportion.

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Related Questions

Help me please... help

Answers

Answer:

Job Analysis can be understood as the process of gathering information related to the specific job. ... Job description is a document indicating what a job covers, i.e. tasks, responsibilities, duties, powers and authorities, attached to a job.

The County Commission of Benton County adopted its General Fund budget for the year ending June 30,comprising estimated revenues of $3,200,000 and appropriations of $2,900,000.Benton County utilizes the budgetary accounts required by GASB standards.The journal entry to record budgeted appropriations will include
A) A credit to Appropriations,$2,900,000.
B) A credit to Encumbrances,$2,900,000.
C) A debit to Estimated Expenditures,$2,900,000.
D) A credit to Budgetary Fund Balance,$2,900,000.

Answers

D is the correct answer

Help me please... help

Answers

Mate your answer is B

Hope my answer helps you

Answer:

A

Explanation:

by having lower prices there may be a chance of selling more and therefore gathering more money. if that makes any sense ?

Career Cluster
If your dream is to be an elementary school teacher, the
might be best for you.
A. Education and Training
B. Human Services
C. Health Sciences
D. Training and Instruction

Answers

Answer: A

Explanation

___ requrements are courses that build knowledge and skills in a specific field.

A. major
B. general studies
C. specialization
D. elective​

Answers

The Awnser is c specialization

D. elective requrement are courses that build knowledge and skills in a specific field

Stretch goals are the Multiple Choice targets that are exceptionally demanding and novel. set of goals whose primary focus is to protect organizations from being sustainable. targets that merely exhort employees in general terms to improve performance and start doing their best. goals that conflict with people's personal values and interests. goals that are high enough to inspire better performance but at the same time are always unattainable.

Answers

Answer:

targets that are exceptionally demanding and novel.

Explanation:

Stretch goals are the targets that are exceptionally demanding and novel. It is not everyone that considers or think about creating stretch goals because they are highly demanding and relatively new to the individual or business firm.

Generally, stretch goals are divided into two (2) main categories and these includes;

I. Horizontal stretch goals: it is focused on the professional development of individuals through attempting, learning and picking up difficult challenges or tasks.

II. Vertical stretch goals: these type of goals or targets are usually in tandem with the current activities in an organization such as productivity and financial outputs.

How do businesses compete for customers?

Answers

Answer:

marketing team and review resources

This type of interest is the most desirable.

a. annually
b. semiannually
c. quarterly

Answers

Answer:

semiannually

Explanation:

The following types of contracts should be in writing: Contracts involving interests in land. Contracts that cannot, by their terms, be Select within one year from the day after the date of formation. Select or secondary, contracts, such as promises to answer for the debt or duty of another. Promises made in Select of marriage. Under the Uniform Commercial Code, contracts for the sale of goods priced at Select or more.

Answers

Answer:

Contracts required in writing

Explanation:

Contracts that required to be in writing to be enforceable. These contracts are never orally agreed and there is no value of such oral contracts. The contact and promise made by executor to pay debt, promises in consideration of marriage, Sale of goods priced $500 or more should be in writing.

Determine the effect on country demoffrage's GDP for a tourist spends on a seafood dinner at a resturant

Answers

Answer:

GDP will increase

Explanation:

Gross domestic products is the total monetary value of all goods and services produced in the country. When a tourist spends on a seafood restaurant then the services produced in the country are sold and value is generated for the country. The Gross domestic product of country rises,

A loan made to the government that pays a fixed amount of interest at a
certain time is a
A. savings account
B. bond
C. stock
D. hedge fund

Answers

Answer:

B. Bond

Explanation:

Did the test.

When a loan made to the government which provides a fixed amount of interest at the end of the period, then that is treated as a bond.

Option B is correct.

What is an interest?

An interest is a kind of charge being levied on the borrowed funds till its maturity. It can be based on monthly, yearly or quarterly depending upon the lender.

A type of financial security that is being tradeable in the stock market is called a bond. It can be issued by the companies or even sometimes the government in the monetary market. The investors who acquire the bonds for certain period of time, usually five years, then those investors are called as bond investors or bondholders.When the term of bond ends, that is, the maturity period, then the bond investor gets the principal amounts along with interest. There are various categories of bonds issued with varying maturities and features.

Therefore, the description written in option B is correct.

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Careers emerging to improve environmental conditions include:


sanitary engineer

red physician

environmental geologist

green architect

Answers

Answer: The answer is green architect & environmental geologist.

Explanation:

Answer:

green architect and environmental geologist

Explanation:

Which is considered a tertiary source?

A.) A Wikipedia article

B.) An autobiography

C.) A government record

D.) A journal entry

Answers

Answer:

A Wikipedia article.

Explanation:

A tertiary source are sources that compile info from other sources.

Answer:

B. An autobiography

Explanation:

It's a 3rd person source

Direct mail is considered a push marketing strategy since the mail is “pushed" on tourists.

A.) True
B.) False

Answers

a).....................

It's True that direct mail is considered a push marketing strategy since the mail is "pushed" on tourists

What is Push marketing?

"A push marketing strategy, also called a push promotional strategy, refers to a strategy in which a firm attempts to take its products to consumers – to “push” them onto consumers.

In a push marketing strategy, the goal is to use various active marketing techniques to push their products to be seen by consumers, sometimes right at the point of purchase.

One of the main objectives of push marketing is to reduce to as small as possible the amount of time that elapses between the customer seeing a product and making a purchase decision to buy the product."

Examples of Using a Push Marketing Strategy:

With a push marketing strategy, the firm takes the product to consumers. Consumers are introduced to, or reminded of, the product through any of several available push marketing methods:

Direct selling to customers – e.g., a car salesman who meets customers in the company’s auto showrooms

What is tourist?

Tourism is the generic term used to cover both demand and supply that has been adopted in a variety of forms and used throughout the world.

A tourist is a person who travels away from where they live to partake in leisure or business [tourism] activities for a specified period of time.

Types of tourists vary and tourists can sit anywhere along the spectrum between allocentric explorers and mass organized holidaymakers.

Hence, option A is the correct answer

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Why should managers worry about product overcosting or​ undercosting? A. Averaging can result in inaccurate and misleading cost data. As​ such, companies may overinvest in products that have been​ overcosted, and underinvest in products that have been undercosted. B. Overcosting may result in competitors entering a market and taking market share for products that a company erroneously believes are​ low-margin or even unprofitable. Undercosting may result in companies selling products on which they are in fact losing​ money, when they erroneously believe them to be profitable. C. Overcosting products may lead to sales that acutally result in losses because the sales may bring in less revenue than the cost of the resources they use. Undercosting products may lead to the loss market share to competitors selling similar products. D. If prices of products are determined by the market based on co

Answers

Answer:

Overcosting may result in competitors entering a market and taking market share for products that a company erroneously believes are​ low-margin or even unprofitable. Undercosting may result in companies selling products on which they are in fact losing​ money, when they erroneously believe them to be profitable.

Explanation:

The manager would worry withe overcosting or understanding of product as the overcosting would be done when the competitors are entered in the market and they took the market share so that the company could trust that they are less margin while on the other hand undercosting means the company that sells the product also at the same time they are losing the money when they trust to be profitable  

You just celebrated your first full year in business. You earned
$100,000 in revenue and had $65,000 of expenses. The
$35,000 you have left is called your...

1. Profit
2. Sales
3. Services
4. Expenses
5. Goods

Answers

Answer:

I think its #1 bro i don't know

convert the following temperature to Celsius scale (a) 450 k, (b) 273 k, (c) 73 k.​

Answers

Answer: See explanation

Explanation:

To convert to Celcius scale from Kelvin, the formula to use is:

Temperature in Celcius = Temperature in Kelvin - 273

a. 450k

Temperature in Celcius = Temperature in Kelvin - 273

= 450 - 273

= 177°Celcius

(b) 273 k

Temperature in Celcius = Temperature in Kelvin - 273

= 273 - 273

= 0°C

(c) 73 k

Temperature in Celcius = Temperature in Kelvin - 273

= 73 - 273

= -200°C

Budgeting for needs
Select the items that are needs from your credit card statement
Last Month
Groceries $200
Movie rentals $15
Concert Tickets $120
Internet Services $60
Fitness Class $35
Go-Kart racing $50

I've tried so many combinations and none of them work. I assume groceries is 100% one of the options. Can't seem to find the others.

Answers

Answer:

groceries

Explanation:

why is it important to start with temporary investments that lead to permanent investments

Answers

These investments are commonly used when a business has a short-term excess of funds on which it wants to earn interest, but which will be needed to fund operations within the near future. These types of investments are usually very safe, but also have quite a low rate of return.

Emily and Steffi work at Education Yours, a nonprofit educational institution. Steffi, newly hired on a temporary teaching assignment, was asked last month by her supervisor to teach an online course. Being new to online teaching, Steffi is considering her efficacy. She talks to Emily and other individuals who have been teaching online for several years. Emily takes pride in her teaching and always approaches her teaching with total enthusiasm. Emily tells Steffi that she believes exerting a high level of effort will result in a successful performance in her online teaching. Which of the following best describes Emily's belief about exerting a high level of effort?
A. Equity
B. Instrumentality
C. Expectancy
D. Emotional cues
E. Valence

Answers

Answer: expectancy

Explanation:

The option that describes Emily's belief about exerting a high level of effort is "expectancy".

Expectancy theory, simply suggests that the behavior of people are motivated as a result of the results that they expect.

Therefore, Emily's belief that a high level of effort will result in a successful performance in her online teaching shows that she's motivated based in what she wants to achieve which is what the expectancy theory entails.

Suppose all firms follow similar financing policies, face similar risks, have equal access to capital, and operate in competitive product and capital markets. However, firms face different operating conditions because, for example, the grocery store industry is different from the airline industry. Under these conditions, firms with high profit margins will tend to have high asset turnover ratios, and firms with low profit margins will tend to have low turnover ratios.

a. True

b. False

Answers

The answer is false!
i am just answering for points

Retail websites can most advisedly grow their email list by Group of answer choices automatically putting all customers on the broadcast email list require an email sign-up before allowing customers to shop on the site putting an email sign-up pop-up advertisement on every page of the website allowing customers to sign up for the email list during the checkout procedure

Answers

Answer:

Allowing customers to sign up for the email list during the checkout procedure

Explanation:

Mobile Shopping

This is on a rapid increase and a common trend due to the popularity of smartphones and tablets, mobile shopping is the practice of purchasing goods or services using a mobile device. There is the act of shopping online using a computer, only with a smaller screen. Mobile shoppers can complete their transactions either on a retailer's mobile site or with the use of an app.

Email marketing has information about deals that might interest its customers. Customers usually do not like stress and one of the best way to sign up for emails is during checkout time for goods bought.

how can exchange rates change to reduce the wage differential between countries​

Answers

Answer:

The exchange rate is the value for which one currency can be exchanged for another. Thus, for example, 20 Mexican pesos are needed to acquire an American dollar.

Technically, it could happen that a country changes its exchange rate with respect to a hard currency (such as the Dollar or the Euro) through fixed exchange rates, in order to increase the value of the salaries of its citizens, measured in international currencies. For example, if the Mexican government fixed a parity between the dollar and the peso of value 1 to 1, the minimum wage of Mexicans would go from being worth $ 215 to multiplying by 20, that is, to $ 4,300.

Now, in practice, this situation is practically impossible, since it would imply a monetary modification in the country that makes the adjustment, since otherwise it would imply an unprecedented inflationary peak.

Suppose the city of Austin, TX chooses to regulate the number of street vendors operating near the University of Texas by requiring each vendor to own a permit in order to operate. The city gives free permits to all existing vendors and announces that no new permits will ever be issued. Prior to regulation, the costs (including implicit costs) of operating were $85,000 and revenues were $150,000. The city ordinance allows the permits to be bought and sold without restriction. The permits have no expiration date. The interest rate is 10 percent. After regulation, existing street vendors earn an
A. accounting profit of zero.
B. economic profit of $130,000.
C. economic rent of $65,000
D. economic loss.

Answers

Answer:

economic rent of $65,000

Explanation:

Economic rent is the amount of money paid in excess to a factor of production in excess of what is socially optimum

Economic rent = $150,000 - $85,000 = $65,000

Accounting profit= total revenue - explicit cost

Total revenue =price x quantity sold  

Explicit cost includes the amount expended in running the business. They include rent , salary and cost of raw materials

Economic profit = accounting profit - implicit cost

Implicit cost is the cost of the next best option forgone when one alternative is chosen over other alternatives

Without the regulation, economic profit would be driven to zero.

Tom is the aerobics coordinator at a fitness center. He needs a more efficient way for his instructors to share information. Class schedules are updated on a regular basis. Instructors need to indicate when they cannot teach a class and other instructors need to be able to sign up to cover the class. Instructors also often attend training classes and learn new procedures. Having a place to share their learning and update procedures will benefit them and their clients. Cindy is taking a business class and told Tom about a great tool that will serve their needs. What was the technology tool Cindy told Tom about

Answers

Answer:

wikis technological tool

Explanation:

As regards to the case above, the technology tool Cindy told Tom about is wikis technological tool . A wiki can be regarded as collaborative tool that provides students with enablement to make contribution and to perform modifications on one or more than one pages of course related materials. This tool is collaborative in nature, as a result of this, it facilitate community-building within a course. a wiki can be regarded as a web page and a collaborative software that has an open-editing system. It was set up to

the lexicon by Ward Cunningham who was a programmer

Why do corporations, companies, and government agencies use formal application forms?

Answers

Answer:

due to the amount of employment requests , they need a uniform document to organize records and identify candidates' skills

Explanation:

pls can someone buy me the upgrade i beg youuu :(

Answers

what upgrade are you talking about

Answer:

no

Explanation:

helppppp due in 1 minute!!!!
A bush pilot was asked to fly the perimeter of a state park to look for black bears. The state park is a rectangular shape 20 miles wide and 32 miles long. What is the perimeter of the state park?
A 52 miles
B 104 miles
C 320 miles
D 640 miles

Answers

B
2(32+20)
= 104
hope this helps

Answer:

It is B

Explanation:

20x2 + 32x2 = 104

Which is B

Hope this helped :)

Question 11 of 40
Which of these is most likely to threatened a company's financial security?
A. shoplifting
B. social security numbers
C. infringement
D. embezzlement
SUBMIT

Answers

Social security numbers I do believe! :)

Answer: I’m pretty sure it’s D. embezzlement.

Explanation:

Embezzlement is described as theft or misappropriation of funds placed in one's trust or belonging to one's employer. Not sure though!

Which phrase best completes the diagram?
Macroeconomic Goals for a Society
?
Stable prices
Economic growth
A. Increased inflation
B. Per capita GDP
C. Full employment
D. Decreased production

Answers

Answer:

Full Employment

Explanation:

just took the test

The phrase that best completes the given diagram is the full employment. Option C is correct.

What is macroeconomic?

Macroeconomics is defined as a discipline of economics that studies an economy's whole performance, behavior, structure and decision-making.

This includes the economics of the country, region, and the world. The main goal of macroeconomics involves the full employment, then if the country is fully employed, this will make the prices stable and at last the economic growth occurred.

Therefore, option C is correct.

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In a popular online role playing game, players can create detailed designs for theircharacter's "costumes," or appearance. Luke sets up a website where players can buyand sell these costumes online. Information about the number of people who visitedthe website and the number of costumes purchased in a single day is listed below.204 visitors purchased no costume.209 visitors purchased exactly one costume.27 visitors purchased more than one costume.Based on these results, express the probability that the next person will purchase oneor more costumes as a fraction in simplest form. find the value of the reciprocal of 0.25give your answer as a decimal Jose has scored 866 points on his math tests so far this semester. To get an A for the semester, he mustscore at least 946 points.Part 1 out of 2Enter an inequality to find the minimum number of points he must score on the remaining tests in order toget an A. Let n represent the number of points Jose needs to score on the remaining fests. HELPPrompt: Craft a poem where you explain something that is famous to you that is not widely noticed by the rest of the world. Think about Nyes poem Famous and create a poem using a similar structure and style.plz for 30 pts and if u scam i will report PLEASE HELP ASAP!!A student is comparing the standards of living between the four countries listed below. What other factors would be the most important for the student to add?A) Available housing and birth ratesB) Military strength and international aid ratesC) Foreign investment and U.N. membershipD) Literacy rates and geography Plz help Im bad with angles who is teaching English change it into passive What is the value of x that makes angle G a right angle in circle I? In a certain company the cost of software depends on the license type which could be Individual or Enterprise. Write a program that reads License Type wanted (just the first character of each type: I, i, E, e). Number of Users to use the software. Type Price/User Minimum number of users Individual 500$ 1 Enterprise 300$ 5 Your program should: Check if the number of users is greater than or equal than Minimum Number of Users allowed Compute the cost: (for example cost = Cost per user x Number of Users) Mrs. Sleet said he was skinny as a rail and it looked like he hadnt been ___right. She gavehim his first pair of _____please fill in the blank this is from buddy not buddy chapter 11 :)please help Torge Company bought a machine for $74,000 cash. The estimated useful life was five years and the estimated residual value was $5,000. Assume that the estimated useful life in productive units is 165,000. Units actually produced were 44,000 in year 1 and 49,500 in year 2.Required:1. Determine the appropriate amounts to complete the following schedule. (Do not round intermediate calculations.)Depreciation Expense forDepreciation Expense forBook Value at the End of Method of DepreciationBook Value at the End of Method of DepreciationMethod of DepreciationYear 1Year 2Year 1Year 2Straight-lineUnits-of-productionDouble-declining-balance2. Which method would result in the lowest net income for year 1?3. Which method would result in the lowest net income for year 2?4. Which method would result in the lowest fixed asset turnover ratio for year 1? I need help graphing this AB is the angle bisector of CAD. Solve for x.(I really need help on this one cuz i.dk what I'm doin') Can someone plzzz helppp meeee!!! Use the drop-down menus to choose the correct answer to complete each statementAn object that revolves around a planet is aJupiter is considered aA large body in space that revolves around a star and does not give off light is a How do you rationalize the tension being used in Tennis Racket strings using the concept of impulse and momentum? least common denominator for these two rational expressions, 3/y and 1/7y A three-dimensional figure has a volume of 314 cubic centimeters rounded to the nearest cubic centimeter. Select whether each shape below, with dimensions given in centimeters (cm), matches this three-dimensional figure.A sphere with a radius of 4.217 cm (true or false)A sphere with a diameter of 4.217 cm (true or false)A cone with a radius of 10 cm and a height of 3 cm(true or false)A cylinder with a radius of 1 cm and a height of 10 cm(true or false)A cylinder with a radius of 4.47 cm and a height of 5 cm(true or false) Solve the equation x - 20.7 = 9.5 for XShow your work. Select the correct answer. Which statement best defines theme?