Deductibles are used to prevent moral and moral hazard as well as to eliminate small claims, which helps keep premiums low. Another technique that is frequently used to make premiums reasonable is coinsurance, which is having the insured foot some of the bill.
What is meant by deductibles?A deductible is the amount that must be paid out-of-pocket before your insurance company starts to pay for some of your medical expenses.
Deductibles are typically reset annually at the beginning of each new year. Individuals with family coverage may simply have individual deductibles or they may have both individual and family deductibles, depending on the health plan.
When you meet your deductible, a healthcare plan's coinsurance usually kicks in, and the insurer starts paying for a percentage of your medical costs.
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Who is responsible for deductible amount?
The deductible is the sum that a policyholder must pay out of pocket before the insurance provider begins to make payments. In other words, the insurance provider is only required to pay a claim when the amount is greater than the deductible.
What impact does a deductible have on how much the insurance company is required to pay?The deductible on a health insurance policy is the sum that the insured must pay before the insurance provider begins to provide benefits in the event of a claim. This indicates that the insurance provider is only obligated to cover the claim amount if it exceeds the deductible sum.
Before the insurer is required to pay anything on a covered claim, the insured must agree to pay a deductible. The monthly premium (payment) is inversely correlated with the deductible: the larger the deductible, the lower the monthly premium (payment).
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What is static and dynamic polymorphism?
Static polymorphism is compile-time while Dynamic polymorphism is runtime type.
Explain static and dynamic polymorphism?Static Polymorphism
Static polymorphism, also known as compile-time polymorphism, occurs when the code is compiled. It uses a technique called function overloading, which is the ability to define multiple functions with the same name. Each of the functions performs a different task, but the function name remains the same. In function overloading, the compiler identifies the function to be used based on its parameters. The parameters could be the number of parameters, the type of parameters, or the order of parameters.Dynamic Polymorphism
Dynamic polymorphism, also known as run-time polymorphism, occurs when the code is executed. It uses a technique called method overriding, which is the ability to define multiple methods with the same name. Each of the methods performs a different task, but the method name remains the same. In method overriding, the compiler identifies the method to be used based on the object type. The object type is determined at runtime, so the compiler can identify the proper method to call.To learn more about polymorphism refer to:
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The XYZ PAC operates on behalf of the XYZ interest group. Which campaign behavior of the XYZ PAC would be against current law?
A. The PAC contributes $4,000 to the
campaigns of Kroll, Loon, Marble, and Noonkester for total of $16,000.
B. The PAC contributes $6,000 to candidate Kroll and $2,000 to candidate Loon.
C. The PAC contributes $2,000 to Kroll and $4,000 to Loon because both claim to support the PAC's legislative goals.
The PAC creates its own campaign for candidate Kroll and contributes to the campaign of candidate Loon.
The PAC contributes $6,000 to candidate Kroll and $2,000 to candidate Loon campaign behavior of the XYZ PAC would be against current law. Thus option B is correct.
What is an interest group?A special interest group is a congregation within such a larger organization that has a common goal of advancing a particular domain of knowledge, teaching, or innovation. Members work together to influence or works by enhancing in their given field and may connect, gather in person, and plan conferences.
The PAC's campaign contributions of $6,000 to candidate Kroll and $2,000 to candidate Loon are in violation of the law as it stands. This is due to the fact that the PAC must treat all of its competitors equally; otherwise, if it gives Kroll less funds than Loon, it would be in violation of the law.
Therefore, option B is the correct option.
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Answer:
b.The PAC contributes $6,000 to candidate Kroll and $2,000 to candidate Loon
Explanation:
Who won the election of 1932 and what did he promise to do in response to the Depression?
Through his campaign, Roosevelt brought the party together by focusing on Hoover's shortcomings. He offered the people of America a "New Deal" for recovery.
What are the president's three main powers?has the authority to call a special session of either or both chambers of Congress, and if they cannot agree on a break, he may call a session when he deems it appropriate. has a responsibility to welcome ambassadors and other governmental officials. has a responsibility to ensure that the law is obeyed.
What is the procedure for choosing the president?There are 538 electors in the Electoral College in all. When the primary election is over, each elector casts one vote. In order to win, a contender must collect at least 270 votes.
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What is a fact about deductibles?
A health plan's deductible is the sum you must pay before your health insurance starts to pay for the medical services it covers.
What do you mean by Fact?Fact is something that is true or actually exists.
Deductibles serve two purposes: they help keep your premium expenses down and save the insurance company money (including the cost of handling small claims administratively).
Individual and family deductibles are the two different categories of health insurance deductibles. A health insurance plan may include both of them or only one of them. The family deductible is more complicated than the individual deductible.
Therefore, Health insurance deductible is the amount you must pay before it begins to pay for the covered medical services.
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What was the purpose of the U.S. commission?
The independent, bipartisan U.S. Commission of Civil Rights is in charge of overseeing the application of federal civil rights laws.
What is the U.S. Commission on Civil Rights' mission?Our goal is to better inform the formulation of national civil rights policy and the implementation of federal civil rights legislation. We were established as an independent, bipartisan federal body for fact-finding.
What do the American commissions do?Congressional commissions are official organizations created by Congress with the purpose of offering impartial advice, suggesting changes to public policy, researching a specific issue or incident, or carrying out a specified task.
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What are some ways that candidates campaign for election ?
Candidates carry out election campaigns using different ways and mediums such as open discussion, advertisements, theme music, political rallies, debates, etc.
What is an election campaign?An election campaign is an organized effort carried out to influence the decision-making process of a particular group about who or what political party to vote for in an election.
The main goal of an election campaign is to persuade voters to vote for the best representative for a position or office.
Some of the ways that candidates campaign for election include:
political adverts,campaign speeches and messages,theme music, political rallies,political debates, andmedia coverage.Election campaigns can be carried out using the media, banners, social media, and other technologies.
The main point is communicating to the people in order to mobilize support for a candidate or political party.
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Is the authority responsible for administering election processes in India *?
Election Commission, independent The Election Commission is responsible for holding elections in India (EC). The President of India appoints the Chief Election Commissioner (CEC).
What is the composition of the Election Commission?The election commission is given the authority to supervise, direct, and manage elections for the Indian parliament, state legislatures, the president of India, and the vice-president of India, according to Article 324 of the Constitution.
The secretariat of the commission is in New Delhi and provides support to it. Deputy Election Commissioners—typically IAS officers—assist the Election Commissioners in their duties. Directors General, Principal Secretaries, Secretaries, and Under Secretaries all provide additional assistance to them.
First, an independent election commission The Election Commission is responsible for holding elections in India (EC). The President of India appoints the Chief Election Commissioner (CEC).
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What role does the Senate have over the president's powers and duties?
The Senate is the only body with the authority to ratify treaties and give advice on appointments made by the President that require consent.
How can the Senate restrict the president's authority?Powers of Congress the President can veto legislation that Congress approves, but Congress can also override a veto with a two-thirds vote in both the Senate and the House.
What authority does the president share with the Senate?"Shall nominate, and by and with the Advice and Consent of the Senate, shall appoint Ambassadors, other public Ministers and Consuls, Judges of the Supreme Court, and all other Officers of the United States," states the Constitution.
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What is a primary in government?
How do you win over judges?
By submitting a concise, well-researched, well-written proposal. This is crucial because your brief lays the foundation for the judge to accept your case.
How do you handle judges who are challenging?Advocate through pointing out any inconsistencies between the judge's decision and established legal precedent as well as any potential practical effects the decision may have on the case and other situations that are similar to yours. Before the judge becomes irate, end your argument once you've presented your case (and your record).
Can a judge treat you unfairly?A judge's life should not be governed by judicial conduct control in purely personal matters. However, a judge can behave in a way that compromises their judicial integrity and constitutes misconduct.
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What are the four jurisdiction of Supreme Court?
Original Jurisdiction, Appellate Jurisdiction, Exclusive Jurisdiction and Concurrent Jurisdiction are the four jurisdiction of Supreme Court.
What is Original Jurisdiction?The Supreme Court is given original and appellate jurisdiction, according to the Constitution. Original jurisdiction refers to a case being heard by the Supreme Court as the first and only time.
The ability of a court to hear a case for the first time is known as original jurisdiction. It can be distinguished from appellate jurisdiction, which is a court's ability to consider a case that a lower court has previously heard and determined.
Thus, Original Jurisdiction, Appellate Jurisdiction, Exclusive Jurisdiction and Concurrent Jurisdiction.
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What are the roles and responsibilities of the three independent branches of government cite at least 5 in each branch?
Congress, which is part of the legislative branch, passes laws. The president—the executive branch—puts legislation into effect. Legal problems are resolved by the judiciary and court system, which also interprets the laws.
Who are the three autonomous branches of government and list at least five of their tasks and responsibilities?The Constitution established the following three branches of government:
Legislation is created by the legislative branch. The Senate and the House of Representatives are both constituent parts of Congress.
enforce laws through the Executive Branch.
law interpretation by the judicial branch.
What functions and characteristics do the three branches of government have?Legislative—Produces laws (Congress, comprised of the House of Representatives and Senate) Implements laws as an executive (president, vice president, Cabinet, most federal agencies) Judiciary – Judges laws (Supreme Court and other courts)
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What happens if accused does not appear in court Philippines?
Answer:
If you do not show up for the trial, the Plaintiff can ask for a default judgment against you as above. You will have missed your chance to tell your side of the claim to the judge.
Explanation:
hope this helps
What is the role of the president pro tempore ?
The president pro tempore has the power to oversee the Senate, sign bills into law, and administer the oath of allegiance to incoming senators.
What is a president pro tempore, in simple words?A senator who, when the vice president is not in attendance, is permitted by the constitution to serve as chair. The president pro tempore, also referred to as the "president for a while," is selected by the Senate and, traditionally, is the senator from the majority party with the longest record of continuous service.
What exactly does the Senate's pro tempore do?Reports to the Senate for which the president pro tempore is legally obligated include those made according to the War Powers Act, which the speaker and the president may use to request that Congress be called back into session. The officeholder serves as a member ex officio of a number of boards and commissions.
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My opponent in this race for the governor's office claims
that I am
corrupt. He dares to suggest that I accepted
favors from business owners in
exchange for putting them
in contact with state legislators who lowered business
taxes. This iS an absurd claim. Moreover, I find it ironic that
he, of all people, wants to point fingers and talk about
corruption. Isn't it interesting that he accepts so many
campaign donations from the oil industry and is single-
handedly responsible for sponsoring state laws that ease
environmental regulations? Dear friends, remember on
Election Day who the real honest politician is in this race.
It's certainly not the man on the other side of the aisle
trying to distract us from his own bad character.
Which statement best describes the speaker's point of view?
Answer:
The speaker's point of view is that they are being falsely accused of corruption and that their opponent is the one who is genuinely corrupt and dishonest.
Explanation:
What are the common causes of electrical injuries Accidents at least 5 answers?
Common causes of electrical injuries are: lack of training, improper electrical equipment, lack of protective gears, unsafe environments and not isolating circuits properly.
In the factory setting, electrical accidents are frequently occurring, if not always inevitable. They can happen because of a variety of factors, including management, machinery, or personnel. Accidents, as the cliché goes, just happen; there is frequently no single individual to blame. The issue is that they occur far too regularly and have a great deal too many potentially harmful effects for us to get complacent about them. It's interesting to note that close to half of these factors have a direct connection to employee training and level of job competency. Electrical workers implicated in accidents are frequently ill-equipped, unprepared, or misinformed to do their own tasks safely and confidently.
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Why was the Gideon case such an important case?
One year after Mapp, the Supreme Court issued yet another significant decision in the case of Gideon v. Wainwright, stating that all defendants facing incarceration representation under the Sixth Amendment.
What did Gideon's lawyer argue?Gideon claimed that Florida broke the Fourteenth Amendment of the constitution guarantee of due process by refusing to choose counsel to represent him. Certain protections afforded by the Bill of Rights were deemed to apply to states as well under the Fourteenth Amendment.
What is Gideon's law?Defending the Indigent Against Criminal Charges. 1 November 1963 This U.S. Supreme Court ruled unanimously in Gideon v Wainwright on March 18, 1963, declaring that individuals charged with serious crimes have the right to legal representation at the state's expense if they are unable pay it.
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Who is Chief Joseph summary?
Chief Joseph was a member of the Nez Perce Tribe who led the Wallowa band from 1840 to 1904. In 1877, he became famous for leading his people on an epic flight across the Rocky Mountains.
He was born in 1840, and Reverend Henry H. gave him the name Joseph.
What did Chief Joseph do and who was he?Chief Joseph was a leader of the Nez Perce people. He led his tribe, the Wallowa band of Nez Perce, through a dangerous period in the history of the United States. These indigenous people came from Oregon's Wallowa Valley. Chief Joseph was an effective defender of his people's right to remain on their homeland.
What is Chief Joseph's statement's primary objective?Chief Joseph addresses the American leaders in a formal manner and informs them of General Howard's surrender conditions by stating that he has kept them "in his heart." Despite the fact that he is the one who gives in, the way he begins his speech emphasizes the obligations of the winners to keep their promises.
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What is a super PAC ?
Super PACs are groups that are allowed to accept an unlimited amount of money from other PACs, companies, labor organizations, and individuals in order to finance independent political activity.
Explain about the super PAC?Once its contributions or outlays for a calendar year surpass $1,000, a Super PAC qualifies as a political committee. Once the committee reaches that point, it must register using Form 1's Statement of Organization within 10 days. A PAC may register and start reporting prior to reaching the $1,000 mark.
Limits apply to all contributions made by unaffiliated committees to federal candidates. Super PACs are prohibited from making contributions, and Hybrid PACs are prohibited from using money from their non-contribution account to make contributions.
Another example of soft money is political spending by "independent expenditure committees," also referred to as "super PACs," which are permitted to raise and spend an unlimited amount of money to support or oppose any candidate or topic.
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What does Article 3 say about jurisdiction?
The Constitution's Article III, Basel Ii establishes the Supreme Court's jurisdiction—its authority to hear cases. Certain cases fall under the Court's original jurisdiction, which means they are tried there first.
What makes Supreme so favored?In particular, followers of hip-hop, skateboard, and rock'n'roll culture will find their clothing appealing. Every person who appreciates streetwear will find the ideal item thanks to Supreme's wide range of clothing.
Is Louis Vuitton the owner of Supreme?Louis Vuitton does not own Supreme; rather, LVMH, the opulent parent company for LV and other stylish labels, does. James Jebbia founded Supreme in the 1990s, and in 2020, it was sold to VF conglomerate.
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What are the categories of government?
There are three branches of our federal government. The Executive, Legislative (Senate and House of Representatives), and Judicial branches of government (Supreme Court and lower Courts).
What is the executive's function?The executive is the part of the government responsible for carrying out laws and regulations. Government ministers and members of the public service make up this group. Each and every government agency, as well as the Ministers in charge of each one, are members of the executive.
What is legislature?A legislative definition in basic terms is a group of people with legislative authority. Specifically: a formalized body with the power to enact laws for a political entity (such as a country or state); in contrast with the executive and the judiciary.
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What is gerrymandering and its purpose and results ?
Gerrymandering's main objectives are to increase the impact of supporters' votes and decrease the impact of opponents' votes.
What does vote gerrymandering entail?The basic goal of a party gerrymander is to sway not only the districting law but also the entire body of legislation that gets in its way.By drawing electoral district lines to benefit certain political interests inside legislative bodies, a technique known as gerrymandering, districts are frequently created that have twisting, tangled boundaries rather than compact ones.Politicians who establish the district lines—i.e., those who have more republicans or Democrats in one area—are the ones who stand to gain.By redrawing district lines to create partisan advantaged districts, the practice of gerrymandering seeks to give a specific party or group a political advantage. The advantage is that marginalized groups can speak out. The drawback is that political leaders make the decisions rather than objective statisticians.To learn more about body of legislation refer https://brainly.com/question/21831704
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Who was the father of policing?
Sir Robert Peel, in 1829, He made 9 Policing Principles, making him famous for his neutral and upbringing laws.
What are the three requirements that must be met in order to access classified information?
To be granted access to classified information, an individual must have knowledge of national security authorities and their information and must sign a Standard Form 312, Confidential Information Confidentiality Agreement, also known as SF-312.
You must clearly determine and know your eligibility at an appropriate level and must have signed appropriate non-disclosure agreements before accessing confidential information. Persons who do not meet these requirements are not permitted access to confidential information.
Individuals can access confidential information when:
(1) an affirmative determination of eligibility for access has been made by the Agency Manager or a representative of the Agency Manager;
(2) Persons who have signed an approved confidentiality agreement; When.
(3) that the person knows the information;
An individual may be granted access to classified information only after a positive determination has been made regarding the individual's national security suitability and security clearance.
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What were 3 specific goals of the women's rights movement?
Their main goals were to offer married women the rights to their own property, wages, child custody, control over their bodies, and fair opportunities to education and employment.
How would you define employment?In most cases, the term "employment" refers to the condition of holding a paid job of having employed.
What kind of employment is that?Work can be, for instance: a part-time hourly position that pays a set sum for each hour performed. high employment in which workers are paid a wage and other perks from their employers in exchange for doing the tasks or other work assigned to them that is necessary for a specific role.
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What were the 2 main goals of the Progressive women's movement?
The Progressive movement was indeed a political movement that aimed to advance social and political reform while minimizing corruption in politics carried on by political machines.
In US history, what has been a progressive movement?In the United States, the early twentieth century saw economic growth and progressive reform. The progressives, as many referred to themselves, worked to improve and secure American society.
Why did the Progressive movement have such great success?They made people's lives better both individually and collectively. Today's government and business are still influenced by laws that liberal groups helped pass, such as those governing food safety, child labor rules, and the eight-hour workday as a norm.
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What idea was the decision in Griswold v. Connecticut based upon Brainly?
Husbands and wives shouldn't have to testify against one another if the Constitution forbids it.
What is Griswold v. Connecticut?7-2 are in favour of privacy (Griswold). Planned parenthood therefore has the right to inform couples about the many techniques and uses of various contraceptives even though they have the right to privacy when it comes to the usage of contraceptives.
In Griswold v. Connecticut, the Supreme Court determined that married couples have a constitutionally guaranteed right to privacy, making it unlawful for states to deny them access to contraception.
The argument was that it was in line with a woman's right to privacy and took into account a number of health issues. The Supreme Court of the United States determined that the Constitution protected a right to privacy in the landmark case of Griswold v. Connecticut, 381 U.S. 479 (1965[1]).
Husbands and wives shouldn't be made to testify against one another if the Constitution prevents self-incrimination.
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What are 3 limits on the president's power?
A president is not authorized to declare war or direct the use of federal funds. law interpretation choose Supreme Court Justices or members of the Cabinet without Senate consent.
What are the president's three main powers?has the authority to call a special session of either or both chambers of Congress, and if they cannot agree on a break, he may call a session when he deems it appropriate. has a responsibility to welcome ambassadors and other governmental officials. has a responsibility to ensure that the law is obeyed.
What limits the power of the president?The executive branch's authority is not unchanging and is subject to both political and constitutional restraints. The executive, judicial, and legislative branches of government are given equal authority under the Constitution's system of checks and balances.
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Why did Chief Joseph choose to surrender?
With the understanding that he and his people would be permitted to return to the reservation in western Idaho, Chief Joseph gave in to the Army because he was unable to fight any longer.
What was Chief Joseph hoping for?The rest of Chief Joseph's life was spent peacefully fighting for his people's rights. He met with President Rutherford B. Hayes and President Theodore Roosevelt to express his case. He hoped that Native Americans and his people would one day enjoy the same liberties as Americans.
Was peace Chief Joseph's goal?Joseph had peace as well. However, he turned to war after the government of the United States betrayed him. The Nez Perce were given land to use as a reservation by the government. However at that point it altered its perspective and broke the commitments made to the Nez Perce.
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