Kurtis is expecting a promotion which, hopefully, comes with a raise. he would like his raise to help him correct a high debt-to-income (dti) ratio of 43%. his current annual salary is $53,000. how much of a raise would kurtis need applied to his annual salary to get his dti ratio down to a more reasonable 36%?
a. $4,437
b. $8,627
c. $10,305
d. $63,305
please select the best answer from the choices provided a b c d

The study of consumer behavior is influenced by behavioral sciences, which also aid marketers in understanding consumer preferences and how to add value to their products. Answer is Behaviour.

Behaviorists can discover when and why people participate in specific behaviors by running experiments to evaluate the effects of factors such conscious thoughts, motivation, social influences, environmental effects, and habits.

In other words, behavioral science supports the creation of stronger teams since stronger teams lead to stronger businesses. Training supervisors (see leadership techniques below) and staff members to understand why people act in certain ways also helps to create more harmonious, higher functioning teams.

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Unfortunately, it is not possible to raise your credit score 100 points overnight. Credit scores are based on a variety of factors, including payment history, credit utilization, and length of credit history. It takes time to build a good credit score, and it is not possible to make such a large.

A credit score is a number that reflects a person's creditworthiness. It is based on a person's credit history and is used by lenders to assess the likelihood that a person will repay their debt. Credit scores range from 300 to 850, with higher scores indicating a more favorable credit history. Good credit scores can help people qualify for loans, mortgages, and credit cards with better interest rates. Improving a credit score can take time, but it is possible to do by making regular payments, reducing debt, and keeping credit utilization low.

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The income-expenditure model would predict that real GDP will decrease by $1,000 billion.

MPC = 0.8

Multiplier = 1/(1-MPC)

= 1/(1-0.8)

= 1/0.2

Multiplier = 5

As investment decrease by -$200 billion

Then, Real GDP change by = -$200 billion x 5

= -$1,000 billion

Here negative(-) sign shows a fall.

Gross home product (GDP) is a monetary degree of the market cost of all the final items and services produced and offered (no longer resold) in a particular term by way of nations. due to its complex and subjective nature, this measure is frequently revised before being taken into consideration as a reliable indicator.

GDP (nominal) per capita does now not, but, reflects differences in the price of residing and the inflation costs of the nations; therefore, the usage of a basis of GDP per capita at purchasing energy parity (PPP) can be extra useful while evaluating residing requirements among nations, while nominal GDP is more beneficial evaluating national economies at the global market.

Overall GDP can also be damaged down to the contribution of every enterprise or quarter of the financial system. The ratio of GDP to the full populace of the place is the in keeping with capita GDP (also referred to as the suggest fashionable of dwelling).

GDP definitions are maintained by some countrywide and worldwide financial organizations. The agency for monetary Co-operation and improvement (OECD) defines GDP as "a mixture degree of production equal to the sum of the gross values brought of all resident and institutional devices engaged in production and services (plus any taxes, and minus any subsidies, on products now not included in the fee in their outputs)".

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Transactional, logistical, and enabling functions make up the three categories.

One of the three categories of tasks carried out by intermediary in a marketing channel; transactional tasks include purchasing and selling items, as well as the risks involved in maintaining them in stock.

A business technique known as "point of sale" interactions is called transactional marketing. Instead than focusing on forging a relationship with the customer, individual sales are being optimized for efficiency and volume. Payment of bills, money transfers to family members anywhere in the world, payment of government fees, and online purchases are all made simple, inexpensive, and convenient with a transaction account.

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Execute is not one of the guidelines for effective change management i.e. 5 step change management model.

Concepts, theories, and approaches used in change management models offer an in-depth approach to organizational change. They are meant to serve as a manual for implementing changes, navigating the transformational process, and guaranteeing that changes are accepted and put into action. The underlying assumption is that for successful change to occur, the following five components must be present: vision, skills, incentives, resources, and an action plan.

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People used credit to buy things in the 1920s. People had few savings, but almost everyone was in debt. People were unable to repay their bank debts during the Great Depression, and the banks suffered financial losses.

Banks had also lost a lot of money in the stock market. By 1932, the banking system had collapsed. By 1933, 15 million people, or more than one-quarter of those looking for work, were unemployed. Many shantytowns sprang up as a result of a lack of funds for housing. To provide hot food, charities established soup kitchens. People used to go door-to-door looking for food or work at this time.

The Civilian Conservation Corps (CCC) recruited single, unemployed men aged 18 to 25. The men were paid $30 per month to work in parks and forests and lived in camps. It had a workforce of 3 million people.

The federal government established the Tennessee Valley Authority (TVA) in 1933 to supply electricity to the Tennessee River basin and surrounding areas. The TVA was also in charge of flood control. The TVA generated electricity through hydroelectricity.

The Works Progress Administration (WPA) constructed buildings, bridges, and roads, including the Golden Gate Bridge in San Francisco, in 1935. It also gave birth to theater, art, and writing. It employed approximately 8.5 million Americans.

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Answer:

A. marginal revenue is less than price.

Explanation:

The general partner of an oil and gas drilling program might be considered to have a conflict of interest for all of the following reasons except managing the partnership. Hence, option (d) will be considered as correct.

A general partnership can be regarded as a type of business organisation when two or more people concur to divide the duties, resources, earnings, and fiscal and legal liabilities of a jointly owned company. In a general partnership, partners consent to accepting virtually limitless personal liability. Liabilities are not limited, as they would be in a partnership that has been constituted as a limited liability partnership or a limited liability company (LLC), for example. The assets of an owner may be seized, and partners are accountable for the debts. In addition, any partner could be held liable for the company's debts. A general partnership is a pass-through organisation, meaning that all revenue accrues to the owners directly. As such, each partner must record their portion of partnership gains or losses on their individual tax returns.

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The stock market represents investor confidence; a fall might seriously harm economic expansion. Funding for operations and growth is less available for businesses.

The word "stock market" refers to a number of exchanges where shares of publicly traded businesses can be bought and sold. Such financial transactions take place on formal exchanges and in over-the-counter (OTC) markets, which are governed by a specific set of rules.

Companies can trade openly on stock exchanges and raise money in this way. It is exchanged in a controlled, secure environment where ownership and capital transfers take place. Capital is encouraged by stock markets. Companies can increase their operations, hire more employees, and boost the economy by obtaining finance.

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The answer to the type of unemployment Matt is experiencing is frictional unemployment.

The frictional unemployment period is the span of time between quitting a job voluntarily and finding another. As a result, it is frequently referred to as search unemployment, even though it also takes into account employment gaps caused by changing jobs. One of the three major types of unemployment, along with structural and cyclical unemployment, is frictional unemployment. Better job possibilities, services, pay, unhappiness with the prior position, strikes by labor unions, and other non-unionized work activities are some of the factors that contribute to frictional unemployment. Because jobs and workers are both diverse, there might be a mismatch in the features of supply and demand, leading to frictional unemployment.

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The concept in question is Production, that is, the process of combining various input elements, both tangible and intangible, to create an output product. The answer is land, labor, capital, and entrepreneurship.

Production is the process of producing goods and services to meet human needs. Manufacturing is the process of producing goods and services to meet human needs.

The four factors of production are land, capital, labor, and organization. Land includes all natural resources used to produce goods and services; everything that comes from the earth.

Labor is the effort people put into producing goods and services. Capital is a factor of production produced for use in the production of other goods and services.

Entrepreneurship is the undertaking of new business ventures that can eventually become profitable ventures. Factors of production are the inputs used to produce a good or service to generate income.

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This analysis is described as: Management & Team. entrepreneurial  Opportunity management is the practise of keeping an eye on all potential prospects that have a good chance of moving up the sales funnel.

Entrepreneurial opportunity arises when there is a clear customer need and the ability to deliver the sought good or service. In the sphere of entrepreneurship, some requirements must be satisfied before a concept may become an opportunity. It starts with creating the proper attitude, one in which the would-be businessperson sharpens their perception of customer requirements and desires and performs research to see whether the concept has the potential to succeed as a new company. In certain circumstances, especially when creating new technology, possibilities are discovered through a conscious search. Other times, chances come along by accident and present themselves. However, the majority of the time, an entrepreneurial opportunity arises from identifying a problem and making a concerted effort to address it.

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Millionaire move their account out of country to evade taxes from upper world crime.

A compulsory contribution to state revenue, levied by the government on workers' income and business profits, or added to the cost of some goods, services, and transactions. Taxes are compulsory contributions that a government agency, whether local, regional, or federal, imposes on people or businesses. Public works and services like roads and schools, as well as programs like Social Security and Medicare, are funded by tax income.

Therefore, the option D is correct.

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Full Question ;

What classification would BEST describe a millionaire who moved their bank accounts out of the country in order to evade paying taxes?

A organizational crime

B deviant crime

C corporate crime

D upperworld crime

The correct answer to the given question about Miriam's earnings is option B) $990

convert 10% to decimal then multiply = 0.10 × 45.00 = 4.5

= 4.5 + $45.00 = 49.5

49.5 × 20 days =$990

The net advantages of a corporation's operations are its earnings. Additionally, earnings are the source of corporation tax obligations. EBIT - earnings before interest and taxes and EBITDA are two more precise words that are used for an analysis of particular areas of corporate operations - earnings before interest, taxes, depreciation, and amortization. There are other other names for earnings that are frequently used, including income and profit. Depending on their context and the writers' goals, these phrases themselves have a wide range of definitions. For instance, the firm reports profit as the amount remaining after taxes, whereas the IRS uses the term profit to denote earnings.

Question

Miriam works at the ballpark. She gets paid $45 each day she works. She is given a 10% raise for being a good employee. If she works 20 days next month, how much will she earn?

A) $900

B) $990

C) $1000

D) $1100

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Answer: b 990

Explanation:

XYZ trades ex-dividend following the entry of the order that designated market manufacturer's book will now show the order at $19.68.

There are a variety of causes for suspended trading, including: absence of up-to-date, accurate, or sufficient information about a corporation, as in the case of late filing for periodic reports. There are concerns over the veracity of publicly available material, especially the information in recently released news releases.

Stocks that pay dividends give investors a method to get paid during uncertain market times when capital gains are challenging to realise. They might offer some protection from inflation, particularly if they continue to expand over time. A reporting organization should credit dividends payable on the declaration date and debit retained earnings (or any other suitable capital account from which the dividend will be paid) to record a dividend.

As a result of the dividend of $1.32, the maximum price of 21 will be changed to $19.68 (21 less $1.32).

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An investment will pay $5,000 at the end of each year for 25 years and the last payment will also make a separate payment of $40,000. If your required rate of investment is 5%, the amount will be $82281.83.

A purchase made with the intention of creating income or capital growth is known as an investment. An asset's value increasing over time is referred to as appreciation. When a person invests in a good, they do not intend to utilize it as a source of immediate consumption, but rather as a tool for future wealth creation.

The simplest way to understand how investing works is to acquire an asset for a low price and then sell it for a higher price. This type of investment return is referred to as a capital gain. One strategy to make money investing is to generate returns by achieving capital gains or selling assets for a profit.

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The correct answer is response ideal( strategy) to achieve a  result to the brazened problems. This process allows askers to break a complex and potentially inviting response down into pieces to prop decision timber.

The thing is to ensure pollee health and safety while mollifying extremities.  A  threat assessment is a written document that records a three-step process:

1 Relating the plant hazards in the plant( s) under your control.

2 Assessing the pitfalls presented by these hazards.

3 Putting control measures in place to reduce the threat of these hazards causing detriment.  

The information must be in jotting, in English, and presented on a shipping paper or affiliated shipping document. The offeror of response ideal( strategy) ensures that the exigency response information is current, correct, and accurate.

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Organized crime groups are most likely to launder the proceeds of illegal activities through online gambling sites.

These groups are often involved in a wide range of illegal activities, such as drug trafficking, human trafficking, and money laundering, and may use online gambling sites as a way to move large amounts of money quickly and discreetly.

Additionally, online gambling sites are particularly attractive to these groups because they are often based in jurisdictions with weak regulatory oversight, and can be difficult to track or monitor. Organized crime groups may also use online gambling sites to launder money in small, incremental amounts, making it harder for authorities to detect the activity.

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An annualized return of 8% to 10% over a period of 10 years or longer is considered to be "excellent" for equity mutual funds. 4% to 5% over the long term would be a good return for bond mutual funds.

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The government regulates wages and prices, there are few property rights, important companies and industries are owned by the government, and there are active black markets are command economy.

The central authority uses its power to determine what goods and services will be produced, how much will be produced, the prices of these goods and services, and how the goods and services will be distributed. In a command economy, the government decides what resources are available and how they are to be used. The government also decides the roles of individuals in the economy, including what jobs they have and what wages they will receive. In a command economy, the government owns and controls the means of production and makes decisions based on what it believes is best for the nation. This type of economy is often seen in socialist and communist countries, where the government has a great deal of control over the economy.

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Entries that the buyer records for the purchase:

Debit Accounts Payable (Mesa Wholesalers) for $28,300

Credit Inventory for $28,300

Entries that the buyer records for the cash payment within the discount period:

Debit Cash for $27,724 (28,300 x 0.98)

Credit Accounts Payable (Mesa Wholesalers) for $27,724

Entries that the buyer records for the cash payment after the discount period:

Debit Cash for $28,300

Credit Accounts Payable (Mesa Wholesalers) for $28,300

Entries that the seller records for the sale:

Debit Sales for $28,300

Credit Accounts Receivable (Santa Fe Retailing) for $28,300

Entries that the seller records for the cash collection within the discount period:

Debit Accounts Receivable (Santa Fe Retailing) for $27,724

Credit Cash for $27,724

Entries that the seller records for the cash collection after the discount period:

Debit Accounts Receivable (Santa Fe Retailing) for $28,300

Credit Cash for $28,300

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C. When the cost of a good or service decreases, it is not true that the total value of purchases made before and after the price change is the same.

Finding a stock to invest in may be a rewarding and enjoyable process for investors. When you acquire a stock that rises in value, it can also be highly profitable. But when is the ideal moment to purchase stocks?

The biggest market movements for day traders occur during the opening hour of every trading day. But there are a lot of other things to take into account when timing a stock buy. The following five suggestions will help you decide when to buy stocks so that you have a decent chance of success.

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The process of connecting jobs and departments into a coordinated, cohesive whole is known as integration.

Integration is a process of merging several small components or information from different subsystems together under a system that functions as one.

In business, there are five different types of integration such as - Horizontal integration, Vertical integration, Forward integration, Backward integration, and Conglomeration.

Horizontal integration is a process where businesses from the same industry which are at the same stage of production are merged to grow the market share.

Vertical integration is a process where a business merges with another similar business that is at the earlier stage of production.

Forward integration is a process where a business merges with another business that is further up in its supply chain.

Backward integration is a process where the business is merging another business that operates earlier in its supply chain.

Conglomeration is the process where a business acquires different unrelated firms together to diversify and expand the business in different areas.

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It's accurate Cluster theory focuses on the efficiency of securing market share by regions or areas, as opposed to the efficacy of how well the market as a whole functions.

Because the individual making the investments and the person selling their assets or fund are two separate people, the financial market serves the purpose of risk sharing.

Market share is the percentage that a company receives from a customer's overall purchases of a good or service. In other words, if 100 soaps are purchased by customers as a whole, and 40 of those soaps come from a single manufacturer, that manufacturer owns 40% of the market.

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I think the correct answer is D

It is not thought of as a constraint of cost-plus pricing that something is difficult to calculate.

A cost is the amount of money that was spent on producing an item or providing a service but is no longer available for use in production, research, retail, or accounting. The total cost of the transaction is considered while determining the acquisition cost. The majority of fixed expenses are expenditures that depend more on timing than they do on production or sales. Some examples of fixed costs include rent and leasing fees, salaries, energy bills, insurance premiums, and loan repayments. Taxes that are related to business license, for example, are fixed expenses as well. Cost is the amount of money spent by a business to produce or manufacture goods or services.

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The order of levels of strategy from the top of the organization downward is corporate, business, and functional.

The order of levels of strategy from the top of the organization downward is:

Corporate strategy is the overall plan for the organization, determining the direction, scope, and resource allocation for the entire enterprise. Business strategy is the plan for a specific business unit or product line within the organization, focusing on how to compete and succeed in a specific market. Functional strategy is the plan for a specific function or department within the business unit, focusing on how to support and align with the overall business strategy.

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The customer chooses the products and services they will purchase, as well as from whom, under a free-enterprise economy.

In a free-enterprise system, private enterprises or businesses may run their operations without interference from the government; the market determines their goods, pricing, and services, and they are free to compete with other businesses. Consumers are also free to choose who to buy from and the services or items to use based on their own interests.

A free-market system enables the establishment of several businesses that can compete for the patronage of customers.

It describes an economy where the market, as opposed to the government, sets pricing for goods and services.

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B). Shareholder analysis is not listed as a way to encourage ethical behavior at the organizational level.

Shareholder analysis refers to the financial analysis of a company's stock performance. This analysis is typically done to evaluate the company's financial health and does not have anything to do with encouraging ethical behavior.

Social responsibility audits, analyzing mission and goal statements, and ethics training are all viable ways to encourage ethical behavior in an organization. Therefore the correct answer is option b which is Shareholder analysis.

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Answer:

This scenario is an example of embezzlement, fraud or Misuse of confidential information by the bank employee.

Explanation:

hope this helps