When client has lump sum amounts at his or her disposal, or is ready to pay into a savings plan to accumulate that lump sum, an agent would recommend variable annuity.
What is a variable annuity?It should be noted that a variable annuity simply means a contract between an individual and an insurance company where the insurer makes periodic payments.
In this case, when client has lump sum amounts at his or her disposal, or is ready to pay into a savings plan to accumulate that lump sum, an agent would recommend variable annuity.
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The main elements of market structure are _____. perfect competition, monopolistic competition, monopoly, and oligopoly perfect competition, monopoly, and oligopoly perfect competition, monopolistic competition, and monopoly none of the above
Answer:
First one:
perfect competition, monopolistic competition, monopoly, and oligopoly
Explanation:
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During market testing, Rembrandt Cosmetics realized that the cosmetics industry was dominated by multiple, well-established brands. These brands mostly sold their products in exclusive outlets and departmental stores. Rembrandt Cosmetics management realized that a new entrant would require a different business model to be successful. Thus, Rembrandt Cosmetics started selling its products through direct marketing. In this scenario, Rembrandt Cosmetics accomplished substitution primarily through
In the given scenario, Rembrandt Cosmetics accomplished its substitution primarily through strategic planning of equivalence.
What is strategic planning?When the differences between two different strategic plans are identical, with other things being constant, such a situation is called as a strategic planning of equivalence.
Hence, strategic planning holds true regarding the given situation.
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What will collision insurance cover in the event of an accident?.
Regardless of who is at fault, assists pay for the fix or replacement of your vehicle is collision insurance cover in the event of an accident.
What is collision insurance?Collision insurance is the insurance when the car met with the accident, the company gives the replacement or repair expenses of the person's vehicle. Collision coverage is usually needed by the lender if a person is leasing or financing car.
Thus, Regardless of who is at fault, assists pay for the fix or replacement
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What are the three factors of producrion and what role does each factor play in the production of goods and services
Answer:
The productive factors are commonly classified into three groups: land, labour, and capital. The first represents resources whose supply is low in relation to demand and cannot be increased as the result of production. The income derived from the ownership of this factor is known as economic rent.
1 pts Compassion International is a nonprofit organization dedicated to releasing poor children from spiritual, economic, social and physical poverty. What would be the most likely goal for an advertising campaign for this international organization
The most likely goal for an advertising campaign for this international organization is how to tackle poverty.
What is poverty?It should be noted that poverty simply means a situation whereby one is poor to afford the basic and necessary things that they want.
In this case, the most likely goal for an advertising campaign for this international organization is how to tackle poverty.
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Suppose that Coca-Cola were to divide its market up into segments based on the amount of soda consumers drink (heavy, medium, and occasional soda drinkers). What type of segmentation does this represent
Answer:
Market Segments
Explanation:
Who are the market participants in the foreign exchange market? Explain how each participant contributes to market activities.
The market participants in the foreign exchange market are commercial banks, Foreign exchange brokers, Central bank, MNCs and Individuals and Small businesses.
What is Market?Market is the place where exchange of goods and services takes place in return of the money. Money is the value provided by the buyer to the seller of the product.
The commercial banks provides the deposits of the public as the saving to the people who are need of the money in this way they supply the money in the market.
The Central bank regulates the flow of the money by implementing the monetary policy and keeps in check the inflation rates in the market. All the MNC's and small businesses launches the product in the market and fulfills the need of the customer.
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Answer:Central banks and treasuries: Central banks use their respective nation’s foreign exchange reserves to influence the rate at which their own currency trades in the forex market. Because they absorb losses readily (to protect the value of their currency), they are a unique participant in the forex market.
Foreign exchange brokers: Foreign exchange or forex brokers assist forex dealers with transactions by providing the necessary currencies in case of a shortage of foreign exchange funds. They act as agents to facilitate effective trade transactions, and they charge a fee for their services.
Speculators and arbitragers: Speculators and arbitragers trade in the market for profit. They usually do not serve any clients and trade only for themselves. Arbitragers attempt to generate profit by trading on the differences of several currencies.
Retail customers: Retail customers (such as importers, exporters, multinational firms, and other investors) trade in the forex market through commercial banks. Their trade transactions are usually for investment or commercial purposes.
Foreign exchange dealers: Foreign exchange dealers are the main traders in the forex market. They generate profit by purchasing a currency at a particular bid price, and then reselling it at a higher asking price. They maintain an inventory position in particular currencies and specialize in those currencies.
Explanation:
Edmentum
Suppose you start saving today for a down payment that you plan to make on a condo in 2 years. Assume that you make no deposits into the account after your initial deposit. The account has annual compounding and an APR of 5%. How much would you need to deposit now to reach your goal in 2 years
Based on the amount you need to save and the APR, the amount you need to deposit today is $4,535.15.
What amount should you deposit today?
The amount you need to deposit today is:
Future amount = Amount x (1 + rate) ^ number of years
Solving gives:
5,000 = Amount x (1 + 5%)²
Amount = 5,000 / 1.05²
= $4,535.14
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There are two main method of release planning, fixed scope and fixed date, which do you think works best for product development and why
The fixed scope works best for product development because it has to do with the timelines, milestones, and dates of a project.
What is Release Planning?This refers to the tactical document that is used to track a project and its features for an upcoming release.
Hence, we can see that in product development, the use of both fixed scope and date are essential and the concept that works best in my opinion is the fixed scope because it is more concerned with the predictability and control of the project.
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If bonds are issued at a premium, the stated interest rate is:.
The bonds will be issued at A premium. If bonds are issued at a premium, the stated interest rate.
What is bond?Bond is the kind of debt security, which a borrower is used to raise the money from the investor that wiling to pay the money after a particular span of time. If the person purchase a bond, they are lending money to the issuer.
Thus, it is The bonds will be issued at A premium.
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Do believe that entrepreneurs are 'born' and not 'made'? Justify your answer.
Answer:
Entrepreneurs are born and not made.
Explanation:
In order to be an entrepreneur you must have good business ethic and life skills, no one can make you have the mindset and ethic of an entrepreneur only influence on the skills you are already born with.
Question 18 of 20
Increasing her income is one way that Sasha can:
O A. reduce her monthly spending.
O B. lower her monthly expenses.
C. manage additional expenses in her budget.
D. manage additional financial loss.
Sasha can manage additional expenses in her budget by increasing her income. Hence, Option C is the correct statement.
What do you mean by income?Income is described in exceptional methods relying on the context for example, for functions of taxation, financial accounting, or monetary analysis. For people and businesses, earnings usually manner the value or quantity that they obtain for their labor and products.
Hence, Sasha can manage additional expenses in her budget by increasing her income. Option C is the correct statement.
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Answer:
manage additional expenses in her budget
Explanation:
just took test
Which interest group is an example of a public interest group?.
Answer:
NAACP
Explanation:
An interest group is a group of individuals who have common policy goals and work together to accomplish those goals through the political process. Interest groups seek their objectives in a variety of venues. Interest groups, unlike political parties, do not field their own slate of candidates. Furthermore, interest groups are frequently policy experts, whereas parties are policy generalists. Environmental (Sierra Club), consumer advocacy (Public Citizen), and civil rights organizations are examples of public interest groups (NAACP). Public interest groups, sometimes known as citizen groups, address issues that have nothing to do with the individuals' professions. Public interest organizations have developed since the 1960s to combat government regulation of individual conduct. Despite the fact that public interest groups dominate private interest groups, private interests hire the great majority of lobbyists on Capitol Hill.
"Connie is a real estate investor who owns an apartment building. She adds the rental income received from her tenants to other income from the coin-operated laundry and parking garages. The sum is her ________."
The sum of all of the income that Connie adds from what she receives is what is called her gross income.
What is gross income?This is the type of income that consists of all of a persons earnings. The gross income is made up of salary and all other earnings received.
The gross income here is the addition of all of Connie's earnings from all of the jobs she did.
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You are going to deposit $20,500 today. you will earn an annual rate of 3.9 percent for 14 years, and then earn an annual rate of 3.3 percent for 17 years. how much will you have in your account in 31 years
You are going to deposit $20,500 today, what you will have in your account in 31 years is mathematically given as
A=60824.276
What is Compound Interest?Generally, the equation for Compound Interest is mathematically given as
A=P(1+r/100)^n
Therefore
A=$20500*(1.039)^14*(1.033)^17
A=$20500*2.967038158
A=60824.276
In conclusion, the compound interest
A=60824.276
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At which point in the business cycle would the unemployment rate begin to increase?
Answer:
Recession
Explanation:
Recession is when output is decreasing and unemployment is increasing
Garcia Manufacturing uses activity-based costing. It budgets $6,644,000 of overhead cost to dispose of 15,100 tons of hazardous waste. The activity rate for hazardous waste disposal based on tons of hazardous waste is:
Based on the budget for the disposal of the waste and the quantity of the waste, the activity rate is $440 per ton.
What is the activity rate for the hazardous waste disposal?This can be found as:
= Total cost budgeted / Tons of waste
Solving gives:
= 6,644,000 / 15,100
= $440 per ton
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At a beauty supply company, an employee created a popular line of lip balm, lip gloss, and lipstick after many hours of research and discussions with experts. Now, with their manager's encouragement, they frequently conduct workshops for other employees about lip color and other beauty products. In this scenario, which feature of the company is exemplified
Learning culture is the of the company is exemplified, as At a beauty supply company, an employee created a popular line of lip balm, lip gloss, and lipstick after many hours of research.
What is Learning culture?Learning culture is the continuous learning and developing the new skills and experience, the members of the company are busy in understanding the trends in the market and try to develop the skills to get a competitive edge.
Thus, it is Learning culture
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Which is a private, not-for-profit organization that assesses the quality of managed care plans in the United States and releases the data to the public for consideration when selecting a managed care plan
The national committee for Quality Assurance is a private, not-for-profit organization that assesses the quality of managed care plans.
What is the role of the national committee for Quality AssuranceThe functions that this committee serves in the United States are:
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If Julie has an employee stock option that allows her to purchase 1,000 shares of stock at a strike price of $10.00 and she is currently 50% vested in her stock options, how much money would she have to pay to exercise the option contract today
The amount would she have to pay to exercise the option contract today is: $50,000.
Exercise optionUsing this formula
Exercise option=(Stock per shares×Strike price)×Percentage vested in stock option
Let plug in the formula
Exercise option=(1,000 shares×$10)×50%
Exercise option=$100,000×50%
Exercise option=$50,000
Therefore the amount would she have to pay to exercise the option contract today is: $50,000.
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2
select the correct answer.
the people of country x tend to save their income rather than spend on luxuries. to which value dimension does this behavior relate?
a. people of country x have a high indulgent vs. restraint ratio.
b. people of country x have a low indulgent vyrestraint ratio.
c. people of country x have a high uncertainty avoidance index.
d. people of country x have a low uncertainty avoidance index.
e. people of country x have a high individualism index.
The value dimension that the behavior of the people of country x relates to is b. people of country x have a low indulgent vs. restraint ratio.
What is the difference between indulgent and restrained societies?According to Hofstede's Cultural Dimensions, an indulgent society values the satisfaction of human needs, desires, and pleasures above societal norms.
On the other hand, a restrained society curbs their desires, withholding pleasures that align with societal norms.
Thus, since the people of country x tend to save their income rather than spend on luxuries, the relevant value dimension is a low indulgent vs. restraint ratio.
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Which category of physical infrastructure management is concerned with providing the required it resources at the right time, at the right cost, aligned with the current and future requirements of the internal customer?
The category of physical infrastructure management that provides resources that are necessary for the internal customer is the Resource Capacity Management
What is Resource Capacity Management?This refers to the definition of the work that is meant to be done by a person and carefully allocating resources necessary to complete the tasks.
Hence, we can see that in physical infrastructure management, there is the allocation of resources that helps one to use the right resources at the right time and proper measure and this is the Resource Capacity Management.
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Pastries inc. sends rollo its catalogue showcasing a variety of baked goods for certain prices. this catalogue is: group of answer choices an invitation to negotiate, not an offer. an advertisement, not an offer. an offer. a request, not an offer.
The catalogue used by Pasties Inc is an example of an advertisement, not an offer.
What is an advertisement?This means the promotion of a product to a target audience in order to attract interest, engagement and sales.
Here, the catalogue used by Pasties Inc is an example of an advertisement, not an offer.
Therefore, the Option B is correct.
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A notary signing agent wants to stand out from other nsas by guaranteeing to borrowers and contracting companies that all of her loan signings will take 30 minutes or less. this is:
A notary signing agent wants to stand out from other NSA's by guaranteeing to borrowers. This is prohibited if it is stated to be a guarantee.
Who is borrower?A borrower refers to any person or organization taking out loan from a bank under an agreement to pay back it with interest.
As per a notary signing agent wants to stand out from other NSA's by guaranteeing to borrowers and contracting companies that all of her loan signings will take 30 minutes or less. This is prohibited if it is stated to be a guarantee.
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Adam smith suggests that increased competition will allow prices to be kept ______________________
a
low
b
unmeasurable
c
high
d
none of these
Adam Smith suggests that when there is increase in competition then the prices for the goods will be low. Thus, option a. is correct.
What is the nature of competitive market?The competitive market is the market scenario when there is high level of competition among various companies who produce same category of goods. In this case due to competition the prices of the goods can either go low for attracting more customers.
Thus, the theory of Adam Smith says that when there is increased market competition then the businesses will keep the price low till a level then it can be unmeasurable.
Therefore, option a is correct.
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The unexpected results in the first set of Hawthorne Experiments that led to the second set of experiments was: Multiple choice question. productivity continued to increase regardless of changing conditions productivity decreased when the lighting was reduced productivity continued to decrease regardless of changing conditions productivity decreased when the temperature was reduced
The unexpected results in the first set of Hawthorne Experiments that led to the second set of experiments was that productivity continued to increase regardless of changing conditions.
What is Hawthorne Effect?
The Hawthorne Effect is when that explains that changes were made to subjects of an experimental , the study can changes because of evaluation or study.
Therefore, Hawthornes, made us to understand through his experiment that productivity continued to increase regardless of changing conditions.
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Answer:
productivity continued to increase regardless of changing conditions
researchers, realize there had to be another factor affecting productivity
researchers, thought they had failed due to unexpected results
Explanation:
Question 15(Multiple Choice Worth 4 points)
(01.09 MC)
Why is creating a budget for an entire year usefu
Most bills are paid annually or only every few months and would be left off a weekly budget.
It can account for irregular expenses like new shoes, so the budget would be more accurate.
O Salaries are paid annually, so the budget should match the timeframe of the paycheck.
O Certain expenses are variable, so it is impossible to budget them with a shorter timeframe.
The reason why it is useful to create a yearly budget is that Certain expenses are variable, so it is impossible to budget them with a shorter timeframe.
What is a budget?
This can be defined as the estimation of the income that a person has and the expenditures they have over a period of time.
Budgets are useful because they help to match the expenditures such as cars and housing which can nit be taken care of by a weekly budget.
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Answer: Salaries are paid annually, so the budget should match the timeframe of the paycheck.
Explanation:
I WILL GIVE BRAINLIEST!!!
How does scarcity affect a society like Venezuela?
Answer:
scarcity affect a society like vanezuela by following ways:
they may suffer from different types of diseases due to insufficient of nutritious food.
It may also lead to people's death
As the people will be weak because of scarcity there will be less development
People will have conflicts for survival and food
Explanation:
.........
Equity theory states that employees will perform well if they Multiple Choice understand the nature of their responsibilities. have an opportunity to impress others in the organization. believe the reward they receive fairly compensates them for their efforts when compared to others in similar positions. know that their supervisor has set reasonable performance goals and communicated them clearly.
According to the Equity Theory, the employees will perform well when they believe that the reward given to them for their efforts would be fair compensation in comparison to the employees in similar roles.
Option C is the correct answer.
Who formulated the Equity Theory?The Equity Theory was formulated by John Adams in the year 1963 being the theory of motivation in the jobs.
Equity Theory is focused on providing equal benefits to employees with similar profiles. It requires that the resources should be fairly allocated between the identical roles performed by the employees. It could be identified by the ratio of contribution to be equal to rewards for each employee.
Therefore, the explanation provided in part C would describe the equity theory of motivation.
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Which famous landmark has an apartment built on top of it?.
Answer:
Eiffel Tower
Explanation:
I took the test