Fractional reserve banking is useful for banks because it:

O A. allows the value of loans to exceed the value of cash reserves.
OB. combines the services of both commercial and retail banks.
OC. divides large accounts into smaller ones that are easier to
manage.
OD. pressures customers to accept higher interest rates on loans.

Answers

Answer 1
I think the Answer is A

Related Questions

The value of a firm is simply the combined value of the firm's projects, divisions, and entities owned by the firm. This property is called value

Answers

The fact that the value of a firm is the combined value of the firm's projects, divisions, and entities, is known as Value Additivity.

What is Value Additivity?

This refers to the notion that to find the total value of something, you need to find the combined values of the individual things that comprise it.

The combined value of a firm therefore, is the various projects, divisions, and other entities that comprise that firm.

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On January 1, 2020, Bank X makes a loan of $10,000 on a 1 year note at an interest rate of 10% to a client. How much interest revenue is recognizable in total at the end of September 30, 2020

Answers

Approximately $166.7:explanation

To calculate the interest receivable on this note, the math would be as follows:

Principal X Interest X Time = Interest receivable

or

What are benefits of 2023 leaf’s available hybrid heater system?.

Answers

The benefits of 2022 Nissan LEAF's available hybrid heater system are:

increases driving range Enhances the efficiency of the coil.

Why is the 2022 Nissan LEAF's available hybrid heater system better?

The hybrid heater is so special because if its efficiency unlike the previous model of the heater.

Therefore, when the heater is on, the driving range usually goes up.

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The IRR Blank______ to distinguish between investing or financing. Multiple choice question. is able is unable

Answers

The IRR Blank capital to distinguish between investing or financing. Hence, the answer is capital. Read below about IRR Blank Capital.

What is IRR rule?

The IRR rule is a template for evaluating whether to progress with a project or investment. The IRR rule states that if the IRR on a project or investment is higher than the minimum RRR—basically the cost of capital, then the project or investment can be pursued.

Therefore, the correct answer is IRR capital.

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negative and positive impact of monopolies in south Africa

Answers

The positive impacts of monopoly in South Africa are related to the advantages of companies, which charge higher prices and generate economies of scale.

The disadvantages are related to the consumer, who pays higher prices since in a monopolistic market there are no more alternatives to obtain a good or service.

What is monopoly?

It is a market situation where there are no competitors, with a company being the only one to sell a product or service, being the holder of the price and market power.

Therefore, a monopoly situation can be harmful to a country, leading to barriers to entry by competitors, reduced purchasing power of individuals and price exploration.

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The market segment that is the focus of a firm’s marketing plan is the
A. market position
B. target market
C. market mix
D. product market

Help please!!!

Answers

The market segment that is the focus of a firm’s marketing plan is the market mix

What is marketing plan?

Markets plan includes all activity that is involved in achieving a certainly goal as regarding market.

marketing mix contains a market plan as it include all actions in marketing a product.

Therefore, The market segment that is the focus of a firm’s marketing plan is the market mix

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Manhattan Developers, Inc., pays Northeast Trust Company to release its claim to a strip of waterfront property. Northeast gives Manhattan a deed that conveys only whatever interest Northeast has in the strip. This deed is

Answers

"Manhattan Developers, Inc., pays Northeast Trust Company to release its claim to a strip..." this is a quitclaim deed. This is further explained below.

What is a deed?

Generally, the deed is simply defined as Legal documents that are signed and delivered, particularly those that deal with property or legal rights.

In conclusion, When a company pays another company to relinquish a claim to a strip mine, it is executing a quitclaim deed.

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During a two-month period Lladro Comercial, S.A., the manufacturer of handcrafted porcelains, donated ten percent of its retail profits to the Susan G. Komen Breast Cancer Foundation. The action was legal and ethical and allowed the company to still be profitable. According to the pyramid of corporate social responsibility, it was acting at the _____ responsibilities level.

Answers

According to the pyramid of corporate social responsibility, it was acting at the philanthropic responsibilities level.

What is social responsibility?

Social responsibility is the responsibility of every individual to work for the welfare of the society, it is the help from the individual. The help can be of anyway like donate money, free volunteering in any occasion, explaining the importance of things to the people.

Thus, it is philanthropic responsibilities level.

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Assume that the current corporate bond yield curve is upward sloping. Under this condition, then we could be sure that.

Answers

one thing for sure is it’s going to slope down soon

Why is the truth lending act good for credit consumers

Answers

♨ANSWER♥

The Truth in Lending Act (TILA) protects you against inaccurate and unfair credit billing and credit card practices. It requires lenders to provide you with loan cost information so that you can comparison shop for certain types of loans

...hope this helps...

_♡_mashi_♡_

The Truth in Lending Act (TILA) protects you against inaccurate and unfair credit billing and credit card practices. It requires lenders to provide you with loan cost information so that you can comparison shop for certain types of loans.

The top five cities where venture capitalists are investing their money represent 10% of the global total.
True
False

Answers

The statement that investments made by venture capitalists represent 10% of the global total is a true statement.

What is a venture capital investor?

A venture capitalist (VC) is an investor that gives younger organizations with capital an alternative for equity. New organizations regularly flip to VCs for the investment to scale and commercialize their products.

Venture capital is a shape of personal equity financing this is supplied via way of means of venture capital companies or finances to startups, early-stage, and rising agencies that have been deemed to have excessive growth ability or that have proven high boom.

Hence, The statement that investments made by venture capitalists represent 10% of the global total is a true statement.

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Question 11 (Multiple Choice Worth 4 points)
(01.07 MC)

Country X has progressive taxation of income. The following rates are the tax brackets in Country X. Which rate would the highest earners in Country X pay in taxes?

O2 percent
10 percent
20 percent
40 percent

Answers

The rate of 40 percent will be used for the highest earners in Country X pay in taxes.

What is a progressive taxation?

This method of taxation involves use of higher tax rates for those who earns higher income or more wealth,

Hence, the rate of 40 percent will be used for the highest earners in Country X pay in taxes.

Therefore, the Option D is correct.

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A legal agreement that clarifies the terms and conditions under which labor and management will operate over a period of time is a(n) ______. Multiple select question. arbitration decision labor contract negotiated labor-management agreement grievance

Answers

Answer:

Labor contract and negotiated labor-management agreement

In addition to intelligence collection, processing and exploitation, and analysis and production, what other results must collection managers continuously monitor for

Answers

The other results that collection managers should monitor for process effectiveness are disclosure to determine whether information requirements are met.

What is the role of a collection manager?

Related to the supervision and control of an organization's collection department, generating effectiveness in billing and receiving payments.

Therefore, collection managers are professionals responsible for maintaining the company's financial balance in relation to negotiations with customers and partners.

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Supply - supply curve - and supply schedule are:Multiple choice question.all the same.three different ways of expressing information about the supply of a good - service - or resource.three identical ways of expressing information about the supply of a good - service - or resource.difficult to compare.

Answers

Supply, the supply curve, and the supply schedule are three different ways of expressing information about the supply of a good - service - or resource

What are ways of expressing supply?

When we speak of supply, we refer to the quantity of goods and services that producers give to the market for sale.

The supply curve then shows the different prices and quantities that these goods would be sold in while the supply schedule does the same but in a non-graphical format.

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Type the correct answer in the box. Spell all words correctly. Rachel initiated the practice of company visits as part of reaching out to her company’s loyal customers . She set up a campaign that invited people to send in their experiences with her company’s product. Everyone who sent in their experiences would win a chance to visit the company and learn about the processes involved in the making of the product. Which CSR concept has Rachel displayed here?
Rachel has displayed the concept ____of CSR.

Answers

Answer:

uhhh good luck u got this

Explanation:

Answer:

The answer is: Transparency

Explanation:

I got it right on Edmentum.

Assuming that VMD MIC competitors have an accurate costing system, what are the characteristics of jobs (services) that VMD MIC is likely to win vs. lose to their competitors

Answers

The characteristics of jobs that VMD MIC is likely to win is the goodwill from existing customers. while the competitors will have a higher market share because of effective pricing.

What is an accurate costing system?

This is a costing system that allows managers to measure profit so that they can make the best decisions for the company's future.

Hence, the accurate costing system is effective for managing pricing and profitability effectively.

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If philip b decided to formulate a lower-price, lower-quality hair care line, it should sell this new product line at.

Answers

If Philip B decided to formulate a lower-price, lower-quality hair care line, it should sell this new product line at Target and other big-box retailers. This is further explained below.

What is retail?

Generally, retail is simply defined as a trade often known as "consumer sales," which refers to the practice of selling products directly to end-users rather than wholesalers or retailers.

In conclusion, If Philip B were to create a new, lower-priced, lower-quality line of hair care products, it would be well-served to market these goods at Target and other discount department stores.

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Jacob's physical toy store relies on offline metrics, such as store visits and in-store sales. He's heard that specialized campaign types can help him meet these kinds of goals. Which campaign type can help Jacob achieve his offline business objectives?

Answers

Brand awareness campaign is the type of campaign that is done by the Jacob in hi physical store as he doing store visits and in-store sales and heard that specialized campaign types can help him meet these kinds of goals.

What is brand awareness campaign?

Brand awareness campaign is mostly done to promote the new brand or the unknown brand, which needs exposure to get well placed in the market.

Brand awareness is very useful tool for the company as they promotes the products plus brand name ans make the remark of the brand in customer's mind.

Thus, it is Brand awareness campaign.

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The recording of transactions and events is called:.

Answers

Record-keeping.

Explanation:

The definition of record keeping is keeping records, or units of preserved information. This information can also be kept in books, which brings us to another term; bookkeeping.

Which of the following is an example of a GAAP standard?

Ensuring financial statements are accurate and complete
Ensuring products meet all quality standards
Ensuring the company makes a profit
Ensuring the safety of all employees

Answers

Answer:

A. Ensuring financial statements are accurate and complete

Explanation:

GAAP stipulates how to file income statements, what financial periods to include, and how to report cash flow.

The example of a GAAP (Generally Accepted Accounting Principles) standard is: Ensuring financial statements are accurate and complete.

GAAP refers to the standardized guidelines and principles that govern the preparation and presentation of financial statements by companies. Ensuring that financial statements are accurate and complete is a fundamental GAAP principle.

It involves accurately recording financial transactions, adhering to proper accounting methods, and presenting financial information in a transparent and consistent manner. This helps provide reliable and comparable financial information to stakeholders, such as investors, creditors, and regulators, facilitating better decision-making and assessing the financial health of a company.

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Sarah and john are in a car accident. The accident occurs in North Carolina, Sarah is a resident of tennessee and john is a resident of south carolina. Sarah is suing john , asking for $100,000 in damages to cover the cost of repairs and injuries suffered. a. Which states have jurisdiction over this case think Personal Jurisdiction) and Why

Answers

The states  that have jurisdiction over this case think Personal Jurisdiction is: North Carolina.

States  that have jurisdiction over the case

Based on the given scenario the states  that have jurisdiction over this case think Personal Jurisdiction is North Carolina because the  car accident happened in North Carolina.

Based on this North Carolina courts  will tend to  have subject matter jurisdiction over the cause of action.

In a situation were  Sarah files her claim in North Carolina  the courts will have personal jurisdiction over  John who is a resident of South Carolina because he committed a tort offence in North Carolina.

Therefore the states  that have jurisdiction over this case think Personal Jurisdiction is: North Carolina.

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based on the prompt, which of these goals should you
have in this assignment? check all that apply.
in this assignment, you will create a multimedia
presentation so that you can communicate your findings
from your previous budget assignment.
you will describe your budget, explain your reasoning,
provide evidence, address opposing perspectives, and
educate your audience.

to influence your audience
to communicate your ideas
to explain your reasoning
to address other perspectives
to create a presentation

Answers

Based on the given prompt, the goals for this assignment include:

A. to influence your audienceB. to communicate your ideasC. to explain your reasoningE. to create a presentation.

What is the goal of an academic assignment?

The goal of an academic assignment is to provide students with the opportunity to:

Deepen their learningPracticeDemonstrate achievement of the learning goalProvide teachers with evidence of learning.

Like business goals, the goal of an academic assignment should be SMART (Specific, Measurable, Achievable, Relevant, and Time-Bound).

Thus, based on the given prompt, the goals for this assignment are Options A, B, C, and E.

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Answer: A,B,C,E

Explanation: got it right :3

anyone have any ideas?

Answers

Short term goals are like your little achievements like “completing my home work everyday” long term goals are like “ I’m going to graduate high school”

Which of the following are the characteristics of a competitive market? Multiple select question. A surplus of narrow range of products A large number of buyers but a small number of sellers A large number of buyers and sellers Standardized products

Answers

A surplus of a narrow range of products, a large number of buyers and sellers Standardized products, options A and C are correct

Characteristics of a competitive market?

The definition of a competitive market is one that is composed of products that are good alternatives to each other.

In a competitive market, firms try to capture a large amount of the market share to keep up with business.

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Answer:

A surplus of narrow range products, Standardized products, and A large number of buyers and sellers.

Explanation:

A strong performing manager with 30 years of service is discovered taking a soda from the cafeteria each afternoon without paying for it. They are warned that continuing this behavior could lead to termination, but they continue taking sodas from the cafeteria. What action would you take

Answers

The action to be taken will be to issue another warning to the manager and tell him that he will be terminated if his behavior continues.

What is the notice issue meant for?

It is to serve as a caution and warning to the manager on the unwanted behavior at the cafeteria.

Therefore, the action to be taken will be to issue another warning to the manager and tell him that he will be terminated if his behavior continues.

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Normally, mortgage brokers have nothing to lose by encouraging you to get a bigger loan than you may be able to afford.

True
False =

Answers

The answer is true because

Marianne was a computer programmer making almost $170,000 a year at a rate of $80 an hour for Big Tech. Ginger, her boss, demanded that she work 100 hours of overtime over the next month until a large project was complete. Marianne believes she is entitled to 100 hours of overtime pay. Under the Fair Labor Standards Act, how much overtime pay is she entitled to

Answers

Under the Fair Labor Standards Act, Marianne is entitled to $12,000 for overtime pay.

What is the overtime rate under the Fair Labor Standards Act?

Under the Fair Labor Standards Act, the overtime rate is a time and a half.

Data and Calculations:

Annual salary = $170,000

Rate per hour = $80
Overtime rate per hour = $120 ($80 x 1.5)

Overtime hours = 100 hours

Overtime pay = $12,000 (100 x $80 x 1.5)

Thus, under the Fair Labor Standards Act, Marianne is entitled to $12,000 for overtime pay.

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the effects of the hard lockdown on Eskom​

Answers

Answer:

comitees in parliament had to leave officials in Pretoria, electricity demand was high...

The results of your assessments define a career you can follow for the rest of your life.
A. True
B. False

Answers

The results of your assessments cannot define a career you can follow for the rest of your life. Therefore, it's false.

What is a career?

It should be noted that a career simply means the job or occupation that an individual does for a living.

In this case, tn results of your assessments cannot define a career you can follow for the rest of your life. Therefore, it's false.

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