An individual bank can safely lend an amount equal to its excess reserves, but a commercial banking system can lend greater than its excess reserves.
It should be noted that a single bank may not lend money more than the amount that it has in its excess reserves. This is different from the commercial banks that lend more than what they've in their reserves.
An individual bank can safely lend an amount equal to its excess reserves because it's typically difficult for individual banks to keep reserves as per the legal reserve requirements.
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which skill is considered the cornerstone of effective communication?
Based on communication strategy, the skill that is considered the cornerstone of effective communication is known as "Listening."
This is because effective listening forms the foundation of effective communication.
With effective listening, a recipient or responder would make the proper reply or response to the sender.
Without proper listening, arguments may arise in the communication process, or difficulty in understanding may occur among parties to a specific communication process.
Hence, in this case, it is concluded that the correct answer is "Listening."
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identify the early developments in europe as having either contributed or not contributed to the rise of industrial wage labor.
Some developments that contributed to the increase in salaried work in Europe were:
Factory growthDevaluation of agricultural and manual workDisplacement from rural to urban areasIndustrialization in Europe was a process that began in the 18th century with the industrial revolution. This event was promoted by some social, economic and cultural aspects that allowed the overcrowding of the industry such as:
Factory growth: Factory owners increased the supply of products and people increased the demand for which it was necessary to found new factories and hire more salaried labor.
Devaluation of agricultural and manual work: With the development of machines, products produced manually were devalued because it was more profitable to manufacture large quantities of a single product with the help of machines than in the traditional way. This caused many artisans to be employed in the factories.
Displacement: When agricultural work stopped being profitable for many families, they had to emigrate to the big cities and work in industrial factories to survive.
Note: This question is incomplete because the options are missing. However, I can answer it based on my prior knowledge and general knowledge.
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3. Suppose we have an investment of $10,000 that is earning 2.1% interest compounded continuously. How long would it take to triple the initial investment
It will take an approximate of 52 years to triple the initial investment.
The formula for Future value is A = Pe^(rt)
Given Information
Triple amount
Rate = 2.1%
[tex]3 = e^(.0.021t)\\ln(3) = 0.021t\\t = ln(3)/0.021\\t = 1.09861228867 / 0.021\\t = 52.314870889\\t = 52.31[/tex]
Therefore, it will take an approximate of 52 years to triple the initial investment.
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When current output is less than potential output, which of the given monetary policies is the federal reserve (the fed) likely to enact?.
The federal reserve is likely to enact that reserve requirement should be lower so that there will be a decrease the interest rate in the case when current output is less than potential output.
The Federal reserve does enhance the economy by reducing the interest rate that banks pay each other for overnight loans.
However, if the current output is greater than potential output, then, the FED would try to reduce current output by increasing the interest rate.In conclusion, the federal reserve is likely to enact that reserve requirement should be lower so that there will be a decrease the interest rate in this case when the current output is less than potential output.
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If a rental space measures 40 feet by 40 feet, what would the monthly rent be per square foot if the monthly rent totals $2,000
Square feet = Length x width:
Square feet of the space = 40 x 40 = 1600 square feet
Cost per square foot = cost / area
Cost per square foot = 2000 / 1600 = $1.25 per square foot
Assuming the total GDP is $1000 billion, if the government increases spending from $800 billion to $900 billion and the initial interest rate was 6%, the long-term interest rate will be between 6.5% and ___%
Answer:
7%
Explanation:
i got it right .
An exporter can shift exchange rate risk to their customers by:_________.
a. invoicing in their home currency.
b. splitting the difference, and invoicing half of sales in local currency and half of sales in home currency.
c. invoicing in their customer's local currency.
d. invoicing sales in a currency basket such as the SDR as the invoice currency.
The process of invoicing in their home currency can definitely shift an exporter exchange rate risk to their customers
An exchange rate risk refers to the risk related to fluctuations in local currency in comparison to the foreign currency.
An exporter who want to avoid the risk of exchange rate can invoice the trade in his local currency, thus, only the customer will suffer for fluctuation if any occurs.Hence, the Option A is correct because the The process of invoicing in their home currency can definitely shift an exporter exchange rate risk to their customers
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________ is a communication process in which sales associates help customers satisfy their needs through face-to-face exchanges of information.
Answer:
online marketing
Explanation:
Through there u can communicate face to face
Nicole is the Executive Director of a local food bank and is assessing the financial situation of her not-for-profit organization. Nicole uses a(n) ________ to determine whether revenues from contributions and other sources will cover operating costs.
Nicole, who is assessing the financial situation of her not-for-profit organization an income statement to determine whether revenues from contributions and other sources will cover operating costs.
An income statement is a financial document that shows the income and expenditure of an organization over a period of time.
It helps the organization to know whether they are making a profit or incurring losses.
So, for Nicole to determine whether the revenue of the organization will cover operating costs, she needs to use the income statement.
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Which among the 4 common errors that leads to unbalanced account is the EASIEST to resolve. Explain Why.
The common errors that leads to unbalanced account and are the easiest to resolve includes the error of Omission, Commission. Original Entry and Duplication.
In accounting, there are different type of error that could result to the unbalanced account, that is, leaving the Trial balance or Balance sheet unbalanced.
Generally, the recognized type of errors in accounting includes:
Error of Original EntryError of DuplicationError of OmissionError of Entry ReversalError of Principle Error of CommissionTransposition ErrorsRounding Errors etcIn conclusion, the common errors that leads to unbalanced account and are the easiest to resolve includes the error of Omission, Commission. Original Entry and Duplication because they are easy to correct.
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a Shannon has been a member of her school's newspaper club for 2 years and attends writing workshops in her free time. Which career choice should she explore? A. Museum Curator B. Web Content Developer C. Graphic Designer D. Business manager
She could look into both option B and D but I’m leaning more towards D as She could use her writing and English skills to compose formal documents and prepare motivational and persuasive speeches. And her initiative and independence would also be solid qualities to have for a business manager.
Acme, Inc. had net income of $120,000 in its 1st year and net income of $126,000 in its 2nd year. The percentage increase in net income was ______.
Answer: 5% increase in net income.
Acme, Inc. had a net income of $120,000 in its 1st year and a net income of $126,000 in its 2nd year. The percentage increase in net income was 5%.
What is net income?Net Income = Total Revenue — Total Expenses.
Net income, also known as total comprehensive income, net earnings, net profit, bottom line, sales profit, or credit sales, in the context of business and accounting refers to an entity's income less cost of goods sold, expenses, depreciation and amortization, interest, and taxes for a given accounting period. It has also been described as the net growth in shareholders' equity that arises from a company's activities.
It is calculated as the residual of all revenues and gains less all costs and losses for the period. Contrary to gross income, which merely deducts the cost of products sold from revenue, this is not the same thing. If you are paid a salary, the annual salary you get from your company equals your yearly gross revenue.
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One advantage of using the ______ channel over the ______ channel is the much higher probability of having a deeper assortment of merchandise available.
The internet is also used in marketing product and services. One advantage of using the Internet channel over the retail channel is the much higher probability of having a deeper assortment of merchandise available.
Digital marketing is simply an alternative name for internet marketing that covers all types of online marketing. It comprises of video marketing, email marketing, content marketing, social media marketing etc.
Some common type of internet marketing are Social media marketing. Influencer marketing. Affiliate marketing. Email marketing. Content marketing.
The purpose of online marketing is mainly to increase website traffic to the product site. Online marketers often uses new and innovative ways to come up with strategies to promote their individual sites.
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although hydroelectric dams generate electricity without producing greenhouse gases, they
Despite that hydroelectric dams generate electricity without producing greenhouse gases, they eliminate farmland and wildlife habitats in the regions that are flooded.
Hydro-electricity is a source of electricity generated from force gotten from downfall of dam water.
Hydro-electricity are only generated from accumulation of large bank of rivers that may pose danger to farmlands and widelife habitat.Hence, the Option C is correct because hydroelectric dams eliminate farmland and wildlife habitats in the regions that are flooded.
Missing option includes "a. are only able to contribute to about 5% of the electrical power throughout the world. b. are short-lived structures that have to be rebuilt about every 20 years. c. eliminate farmland and wildlife habitats in the regions that are flooded. d. alter water control in ways that make it more difficult to irrigate crops."
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In which step of the selling process does a salesperson learn as much as possible about a prospective customer before making a sales call
The step of the selling process that a salesperson learn as much as possible about a prospective customer before making a sales call is: Pre-approach.
Pre-approach selling process can be defined as the way in which a sales person learn more about a prospective customers before approaching the customers.
Pre-approach enables a salesperson to plan ahead by obtaining more facts or information about their target customers before making their presentation or before contacting their customers.
Most salesperson often make use of pre-approach as this will enable them to know more about their client as well help build their confident before approaching their client.
Pre-approach selling process can prevent a salesperson from making mistakes when carrying out their sales presentation based on the already relevant information the salesperson has at hand.
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If the U.S. dollar appreciates, an MNC's: a. exports denominated in foreign currencies will probably increase. b. U.S. sales will probably decrease. c. interest owed on foreign funds borrowed will probably increase. d. exports denominated in U.S. dollars will probably increase. e. All of these choices are correct.
Most likely when the U.S. dollar appreciates, the MNC's interest owed on foreign funds borrowed will probably increase.
MNC refers to Multinational corporation .
The Multinational corporation are known to borrow from foreign bodies in dollars. Hence, when the dollar appreciates, the amount owed to the foreign bodies will increase consequently.Therefore, the Option C is correct because the MNC's interest owed on foreign funds borrowed will probably increase when U.S. Dollars appreciates.
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Wayfair Co. Reported the following results from the sale of 5,500 tables in May: sales $300,000, variable costs $165,000, fixed costs $85,000, and net income $50,000. Assume that Wayfair increases the selling price of tables by 10% on June 1. How much is the new contribution margin ratio?.
Wayfair Co's new contribution margin ratio is 50%.
Data and Calculations:
Number of tables sold in May = 5,500
Sales revenue = $300,000
Selling price per table = $54.55 ($300,000/5,500)
Total variable costs = $165,000
Variable cost per unit = $30.00 ($165,000/5,500)
New selling price per table in June = $60 ($54.55 x 1.1)
Contribution margin per table = $30 ($60 - $30)
Contribution margin ratio =50% ($30/$60 x 100)
Thus, the new contribution margin ratio is 50%.
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if the firm can vary all factors of production, it is operating:
Answer:
in the short run.
Explanation:
Can someone please read this and tell me if it sounds good so far, thanks!
Answer:
I think It sounds great! just make sure to check for punctuation and any run-on sentences :)
Explanation:
Television advertising offers many advantages to national advertisers, but it is a relatively ______ form of advertising
Television advertising offers many advantages to national advertisers, but it is a relatively expensive form of advertising.
Advertisement is used by companies to promote their products and make people aware of such products. There are different forms of advertisement such as through television, radio, newspaper, etc.
Television advertising is typically desirable but costly to produce the advertisement. It's desirable but expensive to buy time. Despite its advantages, it's costly.
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terms like "can be," "as much as," and "help," are examples of
Rahm finishes dressers and nightstands at a furniture manufacturing company. However, a chemical spill at the factory caused an accident that left him permanently disabled. Which program is specifically designed to help employees like Rahm
The program that is specifically designed to help employees like Rahm is: Social security program.
Social security program is program that provide insurance coverage in order to protect and provide for people who are no longer earning due to old age or unforeseen circumstance.
Social security program are specifically for:
Old peoplePeople with disability etc.This program help to provide or render financial assistance to old people, and to individual that are disabled due to workplace hazard by providing monthly financial assistance to them.
Based on the information given social security program is a program that is specifically designed to help employees like Rahm that has permanent disability due to workplace hazard.
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if the entire output of a market is produced by a single seller, the firm
Answer:
that means the firm is very large
True or false: Changes in cash are classified as either operating activities, direct activities or indirect activities.
The operating cash flows often uses the direct method of presentation. Changes in cash are classified as either operating activities, direct activities or indirect activities is a false statement.
Operating activities is said to be cash activities that are linked to net income.
The cash flow direct method often determines changes in cash receipts and payments.
The indirect method often takes the net income gotten in a period and adds or subtracts changes in the asset and liability accounts.
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General partners must obtain approval from a majority of the limited partners in order to manage the business. True or False
General partners do not have to obtain approval to run the business which means that this statement is FALSE.
In a Limited Partnership:
The limited partners are not involved in the running of the business The general partner makes all the relevant decisions involved in running the companyThe general partner therefore, does not have to take permission from the limited partners to manage the business. The limited partners have limited roles with one of them being that they do not run the business.
In conclusion, this statement is false.
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on january 1, 2021, strato corporation borrowed $2 million from a local bank to construct a new building over the next three years. the loan will be paid back in three equal installments of $776,067 on december 31 of each year. the payments include interest at a rate of 8%.
The journal entry for the receipt of the issue of note payable, based on the amount borrowed by Strato Corporation is:
Date Account title Debit Credit
Jan. 1 2021 Cash $2, 000, 000
Note payable $2, 000, 000
How to record borrowed amounts?When a company borrows an amount such as Strato Corporation did, the amount would first go to cash because the borrowed amount represents a cash infusion into the company. The cash account will therefore be debited by the amount that was borrowed because assets are debited when they come in. In this case, this amount is $2, 000, 000 so this will be debited to cash.
The loan represents a Notes Payable and so which is a liability. When liabilities are incurred, they are credited to the liability account. The loan amount would therefore be credited as a Notes payable with the amount $2, 000, 000.
The question is:
Record the receipt of cash from the issue of note payable.
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funds are typically needed to manage day to day needs of a business as well as acquiring needed inventory.
The type of funds that are required by every business in order to be able to manage their daily activities and getting needed inventory is the operating funds.
The operating funds is used for the expenses that are incurred in the daily operations of a business. Such expenses are expected to happen in the business.
Companies need operating funds in order to finance their purchasing program. Such funds are used for planning and buying assets that are needed for the business.
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Precious gems are an important natural resource of ________. Paraguay Brazil Mexico the Dominican Republic
Answer:
Brazil
Explanation:
To succeed in the future, marketing must ________. rely more on mass marketing become more holistic focus on free-spending be more departmental build brands through promotion rather than performance
Based on marketing strategies, to succeed in the future, marketing must become more holistic.
What is marketing?Marketing is the process of promoting commodities and services in a way that results in to increase in its demands. It usually involves advertisements mad marketing research.
However, to be more successful in the future of the business, it is believed that marketing should become holistic and less departmental.
This implies that marketing should be carried out by every segment or unit of the business and not left to
marketing department alone.
Hence, in this case, it is concluded that the correct answer is option B. "become more holistic."
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50 POINTS
Nathan joined the US army as an infantryman. He is now serving in a foreign country, teaching local police forces how to use defensive tactics. What education might have been appropriate for Nathan to qualify for his job?
A. High school diploma
B. Associate degree in health services
C. Bachelors degree in mathematics
D. masters degree in law
Answer:
What education might have been appropriate for Nathan to qualify for his job?
A. High school diploma(No need brainliest)
A High school diploma might have been appropriate for Nathan to qualify for his job. Thus, option A is the correct option.
What is a High school diploma?When a high school student graduates, they are given a credential known as a high school diploma (or high school degree). After completing four-year courses of study, usually from grade 9 to grade 12, a high school diploma is granted. In both the United States and Canada, it is a requirement for graduation from high school.
According to the demands of the regional state or provincial government, the school awards the certificate. Depending on the jurisdiction, different streams or levels of high school graduation may have varying criteria for obtaining the diploma. They typically consist of a mix of chosen coursework that meets the requirements for a particular stream and passing scores on the state exit test.
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