The ability of a corporation to convert assets into cash or to get cash—through a loan or cash in the bank—to meet its short-term liabilities or obligations is known as liquidity.
1. What is liquidity of assets?When referring to an asset or security, liquidity refers to how quickly or easily it can be turned into ready money without influencing its market value. Cash alone is the most liquid of all the assets.
Liquidity describes how simple it is to convert an asset into cash without suffering a significant loss in value.
Making investing decisions can benefit from your understanding of liquidity.
Different functions can be served by liquid and nonliquid assets: You can use liquid assets to pay for regular bills and unforeseen crises. Nonliquid assets may be the best choice for long-term investments because they are difficult to convert to cash.
2 .What would you normally expect to be the impact on sales volume from price increase or decrease?Simply put, a price decrease will probably result in more sales or customers. On the other hand, a price increase results in less product being purchased, which means you are losing sales.
According to the law of demand, for almost all things, demand decreases as price rises . In other words, if prices are raised, sales will decrease. Higher prices can, however, also translate into greater profits.
3. Is financial expense included in cash flow from operating activities?Investment income and expense are not included in cash flow from operational activities or long-term capital expenditures.
The amount of additional cash coming into or leaving a company's operations is indicated by its net cash flow from operational activities. This covers any adjustments to non-cash items as well as any changes to net income (sales less any expenses, such as cost of goods sold, depreciation, and taxes, among others).
Cash flows come in three different forms: those from investment, those from financing, and those from operating activities. The first section of a company's cash flow statement is the cash flow from operating operations portion. It is used to describe how a corporation spends its capital at any one time and where it gets its money from continuous normal business operations like sales and manufacturing.
Usually present in the cash flow statement are:
The income statement's net income can be found there.modifications to net incomeWorking capital changes4. Examples illustrating the difference between cash receipts and revenues, cash expenses and costs.The meaning of Revenues
Revenues are sums that a business has made through commercial endeavours like selling goods or rendering services. Even though the trustworthy customers will pay the business 30 days later, revenues are reported on the income statement under the accrual method of accounting in the period in which they are earned.
Example for Revenues
A business sells $4,000 worth of items with credit terms of net 30 days on June 10 to one of its finest clients. A debit of $4,000 to Accounts Receivable and a credit of $4,000 to Sales Revenues will be recorded for the company's $4,000 in revenue on June 10.
The meaning of receipts
The cash that a business got is referred to as receipts.
Examples of Receipts
The following are some examples of receipts
Borrowing $1,000 in cash from the bank
Collecting $4,000 from a sale that was recorded one month earlier
Disposing of a company vehicle and receiving cash that is equal to the vehicle's book value
Examples of of both a receipt and a revenue
When a business sells something for $200 in cash (or renders services for $200 in cash), it has generated $200 in revenue and received $200 in payment.
When a business sells something for $200 in cash (or renders services for $200 in cash), it has generated $200 in revenue and received $200 in payment.
5. Is the permanent part of working capital liquid?The bare minimum of working capital, or the difference between current assets and current liabilities, required to operate a business even during the slowest time, is referred to as permanent working capital.
Permanent capital is an investment for an undefined period of time in an entity, such as a business or a trust
Simply dividing total current assets by total current liabilities yields the working capital ratio. It is also known as the current ratio due to this. It is a metric of liquidity, or the capacity of the company to make payments as they become due.
To know more about liquidity of assets refer to:
https://brainly.com/question/13873343
#SPJ4
Jacob just signed a lease for his brokerage firm. The lease agreement includes taxes as part of the base rent. What kind of lease did he sign?
The type of lease that Jacob just signed is a Gross Lease. A gross lease is when the landlord agrees to pay all expenses associated with the property, such as taxes, insurance and maintenance.
In exchange, the tenant agrees to pay an agreed rent each month to cover all these expenses. This type of lease is attractive to tenants because it provides consistent and predictable rent payments over the term of the lease. It is also attractive to landlords as it provides them with a set amount of income each month regardless of the expenses associated with the property. All in all, Gross Lease is an attractive option for both landlords and tenants.
To know more about lease click here
https://brainly.com/question/29216664
#SPJ4
Suppose a business earned a positive accounting profit, but a negative economic profit, then
A.
the firm will remain in business as long as its cash flow is sufficient.
B.
the firm will not be affected as long as accounting profit remains positive.
D.
it will be very unlikely for the firm to remain in business in the long run.
Option D is correct. It is highly unlikely that the company will continue to operate profit in the long term.
Earnings are one of the most commonly observed financial metrics when evaluating a company's financial health. Monetary profit or income derived from a business or investment activity in excess of all costs, taxes, and other charges. Simply put, profit is revenue minus costs. Business profit and accounting profit are two types of profit. Economic profit refers to sales minus the opportunity cost of all inputs. Book profit, on the other hand, represents the company's total revenue, including explicit expenses. Profit is a financial measure that indicates a company's financial profit or earnings from its business or investment activities.
Economic profit is the money you make after considering both explicit and implicit costs. Book profit is a company's net profit or sales minus expenses. Economic profit can be determined by subtracting the total cost from the total return or income of a business or investment.
Know more about Economic profit here:
https://brainly.com/question/29585616
#SPJ4
. You deposit $2200 in an account that pays 3% interest. After 15 years, you withdraw the money. What is the balance if the interest is compounded continuously
You deposit $2200 in an account which pays 3% interest. So, the balance if the interest is compounded continuously will be $3450.29
Given,
Deposit = $2200
Interest = 3%
Balance if the interest is compounded continuously?
[tex]A = Pe^{xt}[/tex]
Where, x is the interest rate and where t is the related time.
A= $2200e 3/100 × 15
= $3450.2868
Hence, the balance if the interest is compounded continuously will be $3450.29
Here, the compounding is considered to be a powerful investing concept which thus tends in order to involve earning the returns on both your original investment and on the returns you received previously.
To learn more about the interest here:
https://brainly.com/question/22621039
#SPJ4
What are the 5 stages of migration?
There are five common migration approaches: Retire, Replace, Re-host, Rearchitect, and Retain.
What are the stage of migration?With Retire, the application is at end of life, and it is easier to retire, than migrate the application. Replace is very common where business workloads have equivalent Software as a Service offerings. Re-host or (also known as lift and shift) is where an application is migrated to a set of virtual machines as part of an Infrastructure as a Service (IaaS) offering from a cloud provider. Rearchitect requires converting the application to run as a Platform as a Service (PaaS), which is significantly more costly than rehosting, but can be advantageous as the upgraded application will likely have lower on-going management complexity and operating cost compared to rehosting. retain refers to retaining the application on-premises for when continuing in place is the only realistic option. This option is common for applications with regulatory or geographic requirements that cannot be met by current cloud offerings.
To learn more about stage of migration refers to;
brainly.com/question/21744062
#SPJ4
What type of type of resource biotic and abiotic and renewable and non-renewable resources are?
Biotic resources are living or once-living organisms, such as plants, animals, and microorganisms.
What is Biotic?Biotic refers to any living organism or part of an organism. This includes plants, animals, fungi, and microorganisms. Biotic components form the basis of all ecosystems and are essential for the maintenance of life on Earth. Biotic organisms interact with each other and with the physical environment, forming complex networks of energy and nutrients. These networks form food webs, in which organisms consume and are consumed by other organisms, while also providing a range of services to the environment, such as nutrient cycling and climate regulation.
Abiotic resources are non-living resources, such as air, water, and minerals. Renewable resources are resources that can be replenished naturally, such as solar energy, wind energy, and water. Non-renewable resources are resources that cannot be replenished, such as fossil fuels and minerals.
To learn more about Biotic
https://brainly.com/question/29731834
#SPJ4
Financial accounting often has challenges with valuation and estimation in all but the following area:
- goodwill
- accounts payable
- accounts receivable
- inventory
The area that not included in the challenging with valuation and estimation for financial accounting is accounts payable. Because accounts payable is not the area for financial accounting.
Financial accounting in economic and business generally can be defined as the process of reporting recording, summarizing a company's business transactions through financial statements. Financial statements that are responsible are for financial accounting are the cash flow statement, tthe income statement, the balance sheet, t and the statement of retained earnings. Financial accounting has several areas, such as asset, expense, income, liability and equity accounts.
Here you can learn more about financial accounting https://brainly.com/question/28506534
#SPJ4
Having different individuals receive cash, record cash receipts, and hold the cash is an example of a. independent internal verification, b. establishment of responsibility, c. documentation procedures. d. segregation of duties
Segregation of duties can be demonstrated by having various people receive cash, record cash receipts, and hold the currency.
What does segregation of duties mean?A fundamental component of effective risk management and internal corporate controls is segregation of duties (SOD). The foundation of the SOD concept is shared accountability for a crucial process, which distributes its essential tasks to multiple parties or departments.Checks shouldn't be in the hands of the person who manages and reconciles the accounting records. It is not recommended that the person who opens the mail and creates a list of the checks received also makes the deposit.
To know more about segregation of duties visit:
https://brainly.com/question/28289850
#SPJ4
Why is human capital the most important factor of production give three examples?
An economy's human capital can help it grow. When management has more human capital, there is more creativity, more productivity, and better participation rates, all of which help the economy flourish.
Productivity is a measure of how effectively commodities or services are generated. Productivity is sometimes expressed as a ratio of the entire output to a single input or the total input used in a production process, or output per unit of input, typically over a predetermined time period. The most typical illustration is the (aggregate) measure of labor productivity, where GDP per worker is one example. The choice of a productivity definition (including those that do not relate to ratios of output to input) is dependent on the objective of the productivity measurement and/or the availability of data. The main cause of variability across productivity measures is often (directly or indirectly) connected to how the inputs and outputs are combined to produce such a ratio-type productivity measure.
Learn more about productivity here
https://brainly.com/question/2992817
#SPJ4
The minimum possible short-run average costs are equal to long-run average costs when a. Production is at any point on the LAC curve. b. the plant is producing at its short-run minimum point. c. the long-run curve is at a minimum point. d. short-run and long-run costs are declining. e. Production is at any point on the SAC curve.
When the long-run curve reaches a minimum point, the lowest short-run average costs are equal to long-run average costs.
What is the typical cost ?Average cost, also referred to as average total cost, is the price per unit of output (ATC). We can determine the average cost by dividing the entire cost by the total volume of output.
Businesses produce and supply a wide variety of items at different price points in different market settings. For them to maximize their market profit, the production expenses must also be taken into account. To better comprehend how firms calculate their cost functions and arrive at their production plans, we must carefully explore the two main cost categories, marginal cost and average cost.
To know more about Market, visit:
https://brainly.com/question/13414268
#SPJ1
Is 817 a good credit score?
Yes, 817 is a very good credit score, according to experts.
This indicates that someone with a credit score of 817 is seen as having a very low probability of defaulting on their debts.
What is a Good Credit Score?Generally speaking, a credit score of 700 or higher is regarded to be good, though this can change based on the scoring methodology being utilized.A high credit score can facilitate credit applications and lead to more favorable terms such as lower interest rates.A score of at least 800 is excellent and belongs to the highest category of credit scores.It's a record of your credit history, including whether you pay your payments on time, how many credit cards you have, what kinds of credit you use, and how much debt you have.If you apply for a loan or a credit card, the lender will look at your credit history before approving you.A person with a credit score of less than 600 is said to have poor credit, and they may find it difficult to get credit or receive less favourable terms.To learn more about good credit score from the given link :-
https://brainly.com/question/29829683
#SPJ4
How to calculate monthly payment on a loan Formula?
Theoretically, figuring out your loan payment is easy. Your principle is calculated by dividing the entire amount you borrowed by the number of months you agreed to repay the loan (known as the term).
When interest charges are taken into account, it becomes challenging. Despite the fact that the majority of people make payments on a monthly basis, interest is calculated as an annual percentage rate, or APR.
Algebra can be challenging enough without adding to the complexity of loans. If you don't want to do the math yourself, you can quickly determine your monthly payment as well as the total amount of interest you'll have to pay by using a loan payment cost calculator.
To learn more about loan payment, please refer:
https://brainly.com/question/29733510
#SPJ4
A home seller wants to net $15,000. If he has agreed to pay a 5% commission, the loan payoff is $94,000 and closing costs are $16,000, what must the minimum listing price be
The minimum listing price must be $131,600. Over various types of loans, the standard range of commission for DSAs is between 0.2% and 2%. It all depends on how much credit you are selling to your customers.
For instance, if you acquired credit a client who obtained a personal or corporate loan of Rs. 10 lakhs, you may earn up to 1% of that amount, or Rs. Depending listing on the size of the loan, the commission percentage may increase or decrease. A commission of 1.5% to 3% may be applied to loans worth more than 30 lacs, depending on the institution your firm uses.
To learn more about credit, click here.
https://brainly.com/question/1475993
#SPJ4
Consider the following account starting balances and journal transactions involving these accounts. Use T-accounts to record the starting balances and organize the offsetting entries for the transactions. The starting balance of Cash is $9,900 The starting balance of Inventory is $3,800 The starting balance of Retained Earnings is $21,400 Date Accounts and Explanation Debit Credit Mar 9 Retained Earnings 3 Cash 3 Consumed good or service and paid expense with cash Mar 10 Cash 40 Inventory 32 Retained Earnings 8 Sold and delivered product to customer Mar 11 Cash 25 Retained Earnings 25 Sold, delivered, and received payment for service with no clear associated cost What is the final amount in Retained Earnings
The final amount in Retained Earnings is $21,430. Delivered, and received payment for service with no clear associated cost.
Cash Account
Date Amount Date Amount
Beginning balance $9,900.00 9-Mar $3.00
10-Mar $40.00
11-Mar $25.00 Ending Balance $9,962.00
Total $9,965.00 Total $9,965.00
Inventory Account
Date Amount Date Amount
Beginning balance $3,800.00 10-Mar $32.00
Ending Balance $3,768.00
Total $3,800.00 Total $3,800.00
Retained Earnings
Date Amount Date Amount
9-Mar $3.00 Beginning balance $21,400.00
10-Mar $8.00
Ending Balance $21,430.00 11-Mar $25.00
Total $21,433.00 Total $21,433.00
Final Amount in retained earnings = $21,430
Stock accounting is the body of accounting that offers to value and accounting for adjustments in inventoried assets. An organization's inventory commonly includes goods in three degrees of manufacturing: raw items, in-progress items, and completed goods that can be prepared for sale.
Stock refers to all the objects, goods, merchandise, and substances held via a business for selling in the marketplace to earn an income. example: If a newspaper supplier uses a vehicle to supply newspapers to the customers, handiest the newspaper can be considered stock. The automobile could be handled as an asset.
Inventory is a modern-day asset account determined on the balance sheet, which includes all raw substances, paintings-in-development, and finished items that an agency has collected.
To know more about Inventory Account visit here:
brainly.com/question/30134460
#SPJ4
What is the present value of a series of payments received each year forever, starting with $1,000 paid one year from now and the payment growing in each subsequent year by 6%
What drawbacks are there to using a bank card? A few drawbacks of credit cards are high interest rates, excessive spending by cardholders, fraud risk, etc.
What exactly is a personal interest?Personal hobbies are leisure activities one enjoys. They might include pastimes, athletic endeavors, creative endeavors, free time, volunteer work, cultural interests, spiritual practices, conventional activities, educational endeavors, and personal growth.
What kind of interest is ideal?A fixed rate is the most often used kind of interest since it is straightforward to compute, understand, and consistent.Both the client and the lender are aware of the precise interest rate responsibilities associated with a credit or loan account. Consider, for instance, a $10,000 bank loan to
C = Rs 10,000
n = 5
r = 6%
PV = 1,0,000 / (1+0.06)^5
PV = Rs 7518.
To know more about interest visit:
https://brainly.com/question/29480777
#SPJ4
The present value of a series of payments received each year, starting with $1,000 is Rs 7518.
What exactly is a personal interest?Personal hobbies are leisure activities one enjoys. They might include pastimes, athletic endeavors, creative endeavors, free time, volunteer work, cultural interests, spiritual practices, conventional activities, educational endeavors, and personal growth.
What kind of interest is ideal?A fixed rate is the most often used kind of interest since it is straightforward to compute, understand, and consistent. Both the client and the lender are aware of the precise interest rate responsibilities associated with a credit or loan account. Consider, for instance, a $10,000 bank loan to
C = Rs 10,000
n = 5
r = 6%
PV = 1,0,000 / (1+0.06)^5
PV = Rs 7518.
To know more about interest visit:
brainly.com/question/29480777
#SPJ4
A bank can get additional excess reserves by doing any of the following, except: Borrowing from other banks Buying Treasury securities from the Fed Receiving additional deposits Borrowing from the Fed
The Fed's reserves decrease as banks buy Treasury securities from it because they must cover the cost of the acquisitions. A bank is a type of financial organisation that is authorised to offer loans and receive deposits.
An institution that is permitted to provide loans and accept deposits for checking and savings accounts is a bank. Other services provided by banks include safe deposit boxes, currency exchange, and individual retirement accounts (IRAs). Among the many different types of banks are retail banks, commercial or corporate banks, and investment banks. In the USA, banks are governed by both federal and state laws. At least since the thirteenth century, banks have been around. Customers and company owners may deposit their cash in a secure area with them, and a business can obtain loans for both personal and professional purposes.
learn more about banks here:
https://brainly.com/question/14042269
#SPJ4
True or False a new restaurant owner, is determining which products to offer on his menu, he is involved in the management function of planning.
The given statement " A new restaurant owner, is determining which products to offer on his menu, and he is involved in the management function of planning" is True.
It is true because selecting products which to offer on his menu fall under the planning strategy.
Setting goals and choosing a course of action to reach those goals are both part of the management task of planning. The managerial function of organising entails creating an organisational structure and assigning human resources to guarantee that goals are achieved.
Planning determines how to run a firm efficiently. It includes selecting the appropriate individuals for necessary future tasks, allocating authority, supplying tools and raw materials, etc.
To learn more about management function
https://brainly.com/question/15118942
#SPJ4
Modern businesses use different technologies to accomplish work tasks. which type of technology is described in the given sentence? is intangible creative work that is embodied in physical form.
Intellectual property is intangible creative work that is embodied in physical form.
An idea becomes intellectual property once money is spent on research that might have beneficial economic and societal effects. Patents may be used to safeguard intellectual property for this reason. A patent provides legal protection against unauthorized use of intellectual property by third parties.
Initially, intellectual property is an intangible asset, meaning it is an idea based on a scientific theory rather than an actual object. However, when a concept is turned into a tangible good, intellectual property may take on physical shape. For instance, a researcher may find a substance that may treat a condition that was formerly thought to be incurable. The scientist owns all intellectual and intangible rights to this invention.
We can learn more about intellectual property here:
https://brainly.com/question/18650136#
#SPJ4
A homeowner bought a house one year ago for $250,000. Since then, the homeowner has spent $4,000 to pave the driveway and has added a screen porch at a cost of $3,000. Total depreciation has been $6,000. What is the homeowner's adjusted basis
The total amount of depreciation is $6,000. Basis adjusted for the homeowner is $251,000.
How do you determine the homeowner's adjusted basis?The homeowner's adjusted basis is:
$250,000 (original cost of the house)
$4,000 (cost of paving the driveway)
$3,000 (cost of adding a screen porch)
$6,000 (total depreciation taken)
= $251,000
So, the homeowner's adjusted basis for the house is $251,000.
What does business depreciation mean?Small firms can use depreciation, an annual tax deduction, to recoup the cost or other grounds of certain assets as they are used. It is a provision for the property's normal wear and tear, degeneration, or obsolescence.
To know more about depreciation visit :
brainly.com/question/15085226
#SPJ4
Does command economy have government regulations?
In a command economy, the central government dictates the position of product of goods and controls their distribution and prices.
Proponents of a command economy argue government control rather than the private enterprise can ensure the fair distribution of goods and services. The central point of pure command frugality is government control. Rather than letting request forces mandate the production of goods and services, the government determines profitable precedences and controls products and pricing.
Command economy is one in which a centralized government controls the means of production. This has both advantages and disadvantages when compared to a free-request frugality, which is a frugality where force and demand mandate affairs and prices.
To learn more about command economy, visit here
https://brainly.com/question/13719381
#SPJ4
Which of the following would need to be true for Internet access to qualify as a club good?
Connection speed does not depend on number of current users.
(Club goods are by definition nonrival.)
For Internet access to qualify as a club good option a) "Connection speed does not depend on numbers of current users" is need to be true.
Internet access is the ability to connect to the Internet using computer terminals, computers, and other devices in order to access online resources like email and the World Wide Web. Internet service providers (ISPs) who offer connectivity at a variety of data transfer speeds using different networking technologies sell internet access. Numerous organizations, including an increasing number of municipal groups, also offer free landlines and wireless connections. Internet connectivity was originally scarce, but it is now widely available. Only 0.04 percent of the world's population had access in 1995, with the majority of users using dial-up and living in the United States.
To learn more about internet access click here brainly.com/question/20338864
#SPJ4
You have $252,000 to invest in a stock portfolio. Your choices are Stock H, with an expected return of 14.2 percent, and Stock L, with an expected return of 10.3 percent. If your goal is to create a portfolio with an expected return of 12.1 percent, how much money will you invest in Stock H and in Stock L
The amount invested in stock H=0.4615-$252,000.00=$116298.00
The amount invested in stock L=$135,702.00
Required expected return=12.1%
Amount to be invested-$252,000.00
Let the amount invested in stock H=X
Then, the amount invested in stock L=1-X
Expected return=Xx0.142+(1-X)×0.103
0.121=0.142X+0.103-0.103X
0.121=0.039X+0.103
0.018=0.039X
X=0.4615
1-X=0.5384
The amount invested in stock H=0.4615-$252,000.00=$116298.00
The amount invested in stock L=$135,702.00
Learn more about stock:
brainly.com/question/26128641
#SPJ4
What are the main purposes of a budget select three?
Budgeting is beneficial since it aids in keeping track of previous income and expenditures, planning for future revenue and expenditures, and balancing resources and costs.
Possibilities include:
1. to keep track of recent revenue and expenses
2. to obtain a bank loan for education
3. to prepare financial plans for the future
4. to submit a loan application
5. to balance costs and available resources
Typically, a budget is described as a written stated plan for estimating revenues and spending based on a defined future time period with periodic re-evaluation.
The same is true for government budgets and individual budgets. In business, a budget serves as a yardstick to assist organizations plan their operational operations and set spending plans based on income and costs.
For such more question on budget.
https://brainly.com/question/13964173
#SPJ4
Explain how conflict management depends on a study of interpersonal communication. Why should we study conflict
"An stated conflict involving at least two interdependent parties that see competing objectives, scarcity of resources, and outside interference with their objectives".
The goal of effective conflict resolution techniques is to prevent arguments from getting worse . You'll be better able to teach and learn from people in both the professional and personal resources if you have dispute interdependent abilities. It will be highly beneficial for every employee to get to know one another and to avoid conflicts that could result in labour disputes through effective interpersonal communication. Openness and empathy are the two aspects of interpersonal communication that are most important in reducing labour conflict.
To learn more about conflicts, click here.
https://brainly.com/question/17085630
#SPJ4
The conversion price of a convertible debenture is set at issuance at $5 per share. The common stock is now trading at $3.50 while the bond is trading at par. If the bond rises 20% from its current market value, the new parity price of the common stock will be:
The new parity price of the common stock would be $5.50. Calculation: bonds currently trading at 110 ($1,100 per bond); each bond is convertible into 200 shares ($1,000 par / $5 conversion price = 200:1 conversion ratio); common parity price: $1,100 / 200 = $5.50.
What is parity pricing?A parity price is the price level at which two assets or securities are of equal value. This is a concept used in several markets such as bonds, stocks, commodities and convertibles.
What is the parity price of a bond?The conversion price is calculated by dividing the present value of the convertible security by the conversion ratio, which is the number of shares with which the convertible security can be converted.
To learn more about parity visit:
https://brainly.com/question/28098133
#SPJ4
complete question is:
The conversion price of a convertible debenture is set at issuance at $5 per share. The common stock is now trading at $3.50 while the bond is trading at 110. In order for the common stock to be trading at parity to the current market price of the bond, the stock price would be:
To avoid charges of discrimination or wrongful actions, legal advisors recommend that organizations write employment rejection letters that are ________.
To avoid charges of discrimination or wrongful actions, legal advisors recommend that organizations write employment rejection letters that are general, simple, and short.
In the Polish legal system, legal advisors are recognised as a legal profession. Lawyers who offer legal advice are independent from any bar organisation or law society. The concept of economic independence given by Polish entrepreneurial law guides the work of practising legal advisers, who are not required to hold a practising certificate. There are several difficulties in becoming a legal advisor. Even though there are many diverse and intricate areas of law, you will be expected to be a specialist in most of them as well as a generalist. Whether you are an authority in that field of law or not, you will receive inquiries from others. Dealing with the stress of having to make judgements and offer advise that may have significant consequences for the firm is another problem.
learn more about legal advisors here
https://brainly.com/question/24167454
#SPJ4
Instead of letting their son borrow money from the bank, Andrea’s parents give her an
additional ₱500,000 and Andrea decided to place all his funds into a time deposit
account. If he is willing to wait for 5 years, at what interest rate should he be investing his money, at compounding interest, to raise ₱1,000,000?
To get a total of ₱1,000,000 from Andrea's ₱500,000 deposit, she should invest it in a term account with a compound interest rate of 5.2%. This means that the amount of interest earned on his deposit will be added to his principal for the next period and the interest will be calculated on the total amount.
This will allow him to earn a total of ₱1,000,000 in 5 years provided he does not make any further deposits or withdrawals. It's important to note that the exact interest rate can vary depending on the bank or financial institution you choose to invest with, so it's important to shop around for the best rate. In addition, the interest rate can change over time, so it is important to monitor his investment carefully to ensure that he gets the best return on his investment.
To know more about compound interest click here
https://brainly.com/question/14295570
#SPJ4
In a case of mortgage loan delinquency, it is the ______ that determines when foreclosure proceedings will commence.
When it comes to home loan default, lenders decide when foreclosure procedures will begin. Hence, the right answer is lenders.
What does the term "lenders" signify in accounting?A lender is a company that lends money to other companies or individuals in return for a set or variable interest rate and a guarantee to repay. Lenders are required for a variety of reasons, including the following:
To offer money for large purchasesTo enhance the number of funds for working capitalTo provide a backup line of credit to help with erratic cash flowsLenders may opt to offer just specific sorts of loans or to limit their lending activity to specific categories of companies. A lender, for example, may specialize in individual mortgages or company credit lines.
To learn more about working capital, click
https://brainly.com/question/28391478
#SPJ4
What are the 4 types of income?
1. Earned income is income that is received as a direct result of providing a service or selling a product. This includes wages, salaries, tips, commissions and bonuses.
2. Investment income is income earned from investments such as stocks, bonds, mutual funds and other investments.
3. Passive income is income earned with little or no effort on the part of the individual. Examples of passive income include dividends from stocks, rental income from real estate, and interest from savings accounts.
4. Portfolio income is income generated from a variety of sources, including investments, stocks, real estate, etc. This type of income is often referred to as "total income" because it is often generated from multiple sources. To ensure stable portfolio income, it is important to diversify investments.
To know more about type of income click here
https://brainly.com/question/29544150
#SPJ4
What are the three most important insurances?
The three most important insurances are health insurance, life insurance, and auto insurance.
Health insurance is important to ensure that medical expenses are covered in the event of an illness or injury. It can also provide access to preventive care, such as routine check-ups and screenings, which can help catch potential health issues before they become serious.
Life insurance provides financial protection for beneficiaries in the event of the insured person's death. It can help ensure that the beneficiaries will have enough money to cover funeral costs, unpaid medical bills, and other expenses.
Auto insurance is important to have in case of an accident. It can cover costs related to repairs, medical bills, and other expenses. It can also provide protection in the event of a lawsuit, should another party be injured in the accident.
For more questions like Insurance click the link below:
https://brainly.com/question/28562565
#SPJ4
What questions do economic systems answer?
What questions do economic systems answer are given below:
1. What goods and services should be produced and in what quantities?
2. How should these goods and services be produced?
3. How should the goods and services be allocated or distributed?
4. How should the costs and benefits of production and consumption be
shared?
5. What sources of income should be used to pay for the goods and services?
Economic systems are frameworks that define the way a society produces, distributes, and consumes goods and services. They are typically divided into three categories: traditional, command, and market. Traditional economies are based on the customs and beliefs of a society and are usually found in rural areas. Command economies are managed and regulated by a centralized government. Market economies are based on supply and demand and are largely driven by private entities. All economic systems have strengths and weaknesses, and each type of system can be better suited to particular contexts.
To learn more about economic systems
https://brainly.com/question/4539966
#SPJ4